CAPITEC BANK HOLDINGS LIMITED
Registration Number: 1999/025903/06
Incorporated in the Republic of South Africa
Registered bank controlling company
Share Code: CPI
ISIN Number: ZAE000035861

DEALINGS IN SECURITIES BY A DIRECTOR AND PRESCRIBED OFFICERS

In compliance with paragraphs 3.63 to 3.74 of the JSE Limited
(“JSE”) Listings Requirements, the following information relating
to the dealings in securities by a director and prescribed
officers is disclosed:

1.
NAME OF DIRECTOR              GR Hardy

COMPANY OF WHICH HE IS A      Capitec Bank Holdings Limited
DIRECTOR

EXECUTIVE/NON-EXECUTIVE       Executive

NATURE OF TRANSACTION         Exercise of options through net
                              equity settlement (off-market
                              transaction)

TYPE OF SECURITIES            Options to acquire ordinary shares


CLASS OF SECURITIES           Ordinary

DATE OF TRANSACTION           5 June 2025

NUMBER OF OPTIONS EXERCISED   412

NUMBER OF ORDINARY SHARES     166
ACQUIRED AS A RESULT OF NET
EQUITY SETTLEMENT

OPTION STRIKE PRICE (RAND)    R911.63

STRIKE DATE OF OPTIONS        1 October 2024

PERIOD OF EXERCISE            Participants have a nine-month period
                              from the strike date during which
                              options can be exercised

NATURE AND EXTENT OF          Direct, beneficial
INTEREST IN THE TRANSACTION
2.
NAME OF PRESCRIBED OFFICER    R Murove

COMPANY OF WHICH SHE IS A     Capitec Bank Holdings Limited
PRESCRIBED OFFICER

NATURE OF TRANSACTION         Purchase (on-market transaction)

TYPE AND CLASS OF SECURITIES Ordinary shares

DATE OF TRANSACTION           5 June 2025

PRICE PER SECURITY (RAND)     R3 455.00

NUMBER OF SECURITIES          93
TRANSACTED

TOTAL RAND VALUE OF           R321 315.00
SECURITIES TRANSACTED

NATURE AND EXTENT OF          Direct, beneficial
INTEREST IN THE TRANSACTION

3.
NAME OF PRESCRIBED OFFICER    R Murove

COMPANY OF WHICH A SHE IS A   Capitec Bank Holdings Limited
PRESCRIBED OFFICER

NATURE OF TRANSACTION         Acquisition of ordinary shares
                              in terms of the Restricted Share
                              Plan (on-market transaction)

TYPE AND CLASS OF SECURITIES Ordinary shares

DATE OF TRANSACTION           05 June 2025

NUMBER OF SECURITIES          170
TRANSACTED

PRICE PER SECURITY (RAND)     R3 455.00

TOTAL RAND VALUE OF           R587 350.00
SECURITIES

DATE OF VESTING               Date on which annual bonuses are paid
                              in 2026

NATURE AND EXTENT OF THE      Direct, beneficial
PRESCRIBED OFFICER’S
INTEREST IN THE TRANSACTION
4.
NAMES OF PRESCRIBED OFFICERS K Barker                           (1)
                             R Govender                         (2)

COMPANY OF WHICH PRESCRIBED   Capitec Bank Holdings Limited
OFFICERS

NATURE OF TRANSACTIONS        Disposal to, amongst others, pay tax
                              on vested shares (on-market
                              transactions)                   (1-2)

TYPE AND CLASS OF SECURITIES Ordinary shares                  (1-2)

DATE OF TRANSACTIONS          05 June 2025                    (1-2)

NUMBER OF SECURITIES          102                               (1)
TRANSACTED                    198                               (2)

PRICE PER SECURITY (RAND)     R3 460.6591                       (1)
                              High: R3 480.6820                 (2)
                              Low: R3 460.6591
                              Ave: R3 465.5132

TOTAL RAND VALUE OF           R352 987.23                       (1)
SECURITIES                    R686 171.61                       (2)


NATURE AND EXTENT OF THE     Direct, beneficial               (1-2)
PRESCRIBED OFFICERS’
INTEREST IN THE TRANSACTIONS

Clearance to deal in the securities by the director and
prescribed officers was obtained in accordance with paragraph
3.66 of the JSE Listings Requirements.

06 June 2025
Stellenbosch

Sponsor
PSG Capital