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General information

Country: UNITED STATES

Sector: Banks — Regional

UMB Financial Corporation is a multi-bank holding company offering complete banking, asset management, health spending solutions, and related financial services to both individual and business customers nationwide. Its banking subsidiaries operate throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska, and Arizona.
Website: umb.com



Growth: Good revenue growth rate 94.4%, there is acceleration compared to average historical growth rates 2.8%. The revenue growth dynamics is unstable Site traffic for the last 3 months showed a change of -12.5%

Profitability: LTM net profit margin is positive, +42.5%. On average the margin is decreasing unsteadily. Gross margin is high, +54.4%. In the last quarter the company beat the estimated EPS, +2.2%. The company was ahead of estimated EPS in 80% of quarters (showing a gain of +$0.24 per share on average)

Cash Flow Generation: Dividend yield for the last twelve months 1.4%.

Undervaluation: Fundamental value created in LTM (estimate)


Entry Point: Share price is 125.7% higher than minimum and 4.0% lower than maximum for the last 3 years

AI Insight: the companies with similar growth trajectories, Net Income margin, industries and geography on average are valued 5.1x by P / Sales multiple , the company can be 8.6% undervalued

Insiders: For the last 3 months insiders sold company shares on $4.6 mln (-0.078% of cap.)

Key Financials (Download financials)

Ticker: UMBF
Share price, USD:  (0.0%)122.5
year average price 110.04  


year start price 114.11 2025-02-08

min close price 86.40 2025-04-11

max close price 126.34 2026-01-21

current price 122.50 2026-02-07
Common stocks: 48 807 081

Dividend Yield:  1.4%
P / E LTM: 11.0x
P / E annualized: 7.0x
Last revenue growth (y/y):  +118.8%
Last growth of Net Income (y/y):  +95.5%
Historical revenue growth:  +2.8%
Historical growth of Net Income:  +21.5%
P / Sales: 4.7x
Margin (Net Income LTM / Revenue): 42.5%
Fundamental value created in LTM:
Market Cap ($m): 5 979
Price to Book: 0.8x

Revenue and Net Income

Quarterly values ($m)

Change (y/y)

Share price and dividends (Download history)

Share price

Payment USD per share

Multiple and potential

EV / Sales

Potential dynamics

News


2026-02-05zacks.com

UMB Financial Corporation (UMBF) Soars to 52-Week High, Time to Cash Out?

2026-02-04zacks.com

Why UMB Financial (UMBF) is a Top Momentum Stock for the Long-Term

2026-01-28zacks.com

UMB Financial Q4 Earnings Beat on Y/Y Rise in NII, Stock Rallies

2026-01-27zacks.com

UMB (UMBF) Reports Q4 Earnings: What Key Metrics Have to Say

2026-01-27zacks.com

UMB Financial (UMBF) Surpasses Q4 Earnings and Revenue Estimates

2026-01-22zacks.com

UMB (UMBF) Q4 Earnings Preview: What You Should Know Beyond the Headline Estimates

2026-01-12zacks.com

Here's Why UMB Financial (UMBF) is a Strong Value Stock

2025-12-09seekingalpha.com

UMB Financial: Positioned To Be A Long-Term Winner (Upgrade)

2025-10-29zacks.com

UMBF Beats Q3 Earnings on Strong NII & Fee Income, Ups Dividend

2025-10-28zacks.com

UMB (UMBF) Reports Q3 Earnings: What Key Metrics Have to Say
More information for subscribed users:
detailed calculation of
Fundamental value created in LTM

Financial reporting

Income Statement

Property 2025 q4 2025 q3 2025 q2 2024 q4 2024 q3 2024 q2 2024 q1 2023 q4 2023 q3 2023 q2 2023 q1 2022 q4 2022 q3 2021 q4 2020 q4
date 2025-12-31 2025-09-30 2025-06-30 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2021-12-31 2020-12-31
symbol UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF
reportedCurrency USD USD USD USD USD USD USD USD USD USD USD USD USD USD USD
cik 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382
filingDate 2026-01-27 2025-02-27 2024-02-22 2023-02-23 2022-02-24 2021-03-01
acceptedDate 2026-01-27 11:06:02 2025-10-30 09:01:25 2025-07-31 09:00:52 2025-02-27 09:00:53 2024-10-31 09:01:57 2024-08-01 09:00:47 2024-05-07 09:01:12 2024-02-22 09:01:14 2023-10-26 09:00:57 2023-07-27 09:01:28 2023-03-31 00:00:00 2023-02-23 09:02:23 2022-10-27 09:01:52 2022-02-24 11:03:26 2021-03-01 09:01:41
fiscalYear 2025 2024 2023 2022 2021 2020
period FY Q3 Q2 FY Q3 Q2 Q1 FY Q3 Q2 Q1 FY Q3 FY FY
revenue 4 444M 1 491M 1 017M 2 637M 364M 686M 679M 2 244M 321M 329M 342M 1 583M 335M 1 242M 1 295M
costOfRevenue 2 026M 831M 405M 1 231M -194M 3M 0 960M -151M 0 0 262M 0 66M 208M
grossProfit 2 418M 660M 612M 1 406M 558M 683M 679M 1 285M 472M 329M 342M 1 322M 335M 1 176M 1 088M
researchAndDevelopmentExpenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
generalAndAdministrativeExpenses 1 099M 435M 214M 594M 147M 143M 143M 553M 133M 143M 152M 524M 144M 504M 521M
sellingAndMarketingExpenses 46M 11M 11M 28M 7M 7M 6M 26M 7M 7M 5M 26M 7M 19M 15M
sellingGeneralAndAdministrativeExpenses 1 144M 446M 225M 622M 154M 149M 149M 579M 140M 150M 157M 550M 150M 523M 536M
otherExpenses 374M -22M 112M 242M 210M -79M -83M 284M -69M 0 -220M 239M 0 224M 213M
operatingExpenses 1 518M 424M 337M 865M 364M 79M 83M 863M 7M 7M -63M 790M 0 747M 749M
costAndExpenses 3 544M 1 255M 742M 2 096M 364M 559M 545M 1 823M 7M 7M -63M 1 051M 0 813M 957M
netInterestIncome 2 572M 1 001M 920M 914M 816M 731M
interestIncome 4 064M 1 589M 851M 2 171M 558M 538M 520M 1 839M 472M 461M 409M 1 138M 300M 862M 808M
interestExpense 1 492M 404M 384M 1 170M 310M 293M 281M 919M 250M 236M 167M 224M 67M 46M 77M
depreciationAndAmortization 160M 67M 38M 53M 13M 13M 14M 59M 2M 2M 2M 54M 14M 56M 63M
ebitda 1 060M 304M 313M 594M 149M 140M -21M 480M 119M 112M 281M 586M 189M 485M 402M
ebit 900M 541M 422M 532M 429M 339M
nonOperatingIncomeExcludingInterest 0 0 0 0 0 0
operatingIncome 900M 237M 275M 541M 149M 131M 155M 422M 119M 110M 279M 532M 176M 429M 339M
totalOtherIncomeExpensesNet -25M 0 0 -13M -13M 134M 0 119M 0 -167M 0 -67M 0 0
incomeBeforeTax 875M 237M 275M 541M 136M 127M 134M 422M 119M 110M 112M 532M 109M 429M 339M
incomeTaxExpense 173M 48M 58M 100M 26M 26M 24M 72M 23M 20M 19M 100M 21M 76M 52M
netIncomeFromContinuingOperations 702M 441M 350M 432M 353M 287M
netIncomeFromDiscontinuedOperations 0 0 0 0 0 0
otherAdjustmentsToNetIncome 0 0 0 0 0 0
netIncome 702M 188M 217M 441M 110M 101M 110M 350M 97M 90M 92M 432M 88M 353M 287M
netIncomeDeductions 0 0 0 0 0 0
bottomLineNetIncome 685M 441M 350M 432M 353M 287M
eps 9.2 2.51 2.84 9.05 2.25 2.08 2.27 7.22 1.99 1.86 1.91 8.93 1.82 7.31 5.95
epsDiluted 9.13 8.99 7.18 8.86 7.24 5.93
weightedAverageShsOut 76M 75M 76M 49M 49M 49M 49M 49M 49M 49M 48M 48M 48M 48M 48M
weightedAverageShsOutDil 76M 75M 76M 49M 49M 49M 49M 49M 49M 49M 49M 49M 49M 49M 48M
fillingDate 2025-10-30 2025-07-31 2024-10-31 2024-08-01 2024-05-07 2023-10-26 2023-07-27 2023-03-31 2022-10-27
calendarYear 2025 2025 2024 2024 2024 2023 2023 2023 2022
grossProfitRatio 0.443 0.602 1.532 0.996 1 1.472 1 1 1
ebitdaratio 0.204 0.308 0.408 -0.007 -0.031 0.372 0.341 0.823 0.565
operatingIncomeRatio 0.159 0.271 0.408 0.192 0.229 0.372 0.335 0.816 0.525
incomeBeforeTaxRatio 0.159 0.271 0.373 0.185 0.197 0.372 0.335 0.327 0.325
netIncomeRatio 0.126 0.214 0.301 0.148 0.162 0.301 0.274 0.271 0.263
epsdiluted 2.5 2.82 2.23 2.07 2.25 1.98 1.85 1.9 1.81
link Link Link Link Link Link Link Link Link
finalLink Link Link Link Link Link Link Link Link

Balance Sheet Statement

Property 2025 q4 2025 q3 2025 q2 2024 q4 2024 q3 2024 q2 2024 q1 2023 q4 2023 q3 2023 q2 2023 q1 2022 q4 2022 q3 2021 q4 2020 q4
date 2025-12-31 2025-09-30 2025-06-30 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2021-12-31 2020-12-31
symbol UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF
reportedCurrency USD USD USD USD USD USD USD USD USD USD USD USD USD USD USD
cik 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382
filingDate 2026-01-27 2025-02-27 2024-02-22 2023-02-23 2022-02-24 2021-03-01
acceptedDate 2026-01-27 16:06:02 2025-10-30 09:01:25 2025-07-31 09:00:52 2025-02-27 09:00:53 2024-10-31 09:01:57 2024-08-01 09:00:47 2024-05-07 09:01:12 2024-02-22 09:01:14 2023-10-26 09:00:57 2023-07-27 09:01:28 2023-03-31 00:00:00 2023-02-23 09:02:23 2022-10-27 09:01:52 2022-02-24 11:03:26 2021-03-01 09:01:41
fiscalYear 2025 2024 2023 2022 2021 2020
period FY Q3 Q2 FY Q3 Q2 Q1 FY Q3 Q2 Q1 FY Q3 FY FY
cashAndCashEquivalents 953M 8 965M 11 114M 8 559M 778M 5 105M 7 030M 5 607M 4 011M 3 801M 3 594M 1 680M 2 139M 9 256M 3 541M
shortTermInvestments 0 8 407M 263M 7 774M 7 016M 7 107M 6 541M 7 069M 6 331M 6 669M 6 908M 7 006M 7 128M 11 977M 9 300M
cashAndShortTermInvestments 953M 17 372M 11 377M 16 334M 7 794M 712M 537M 12 676M 455M 10 470M 10 501M 8 686M 9 268M 21 232M 12 840M
netReceivables 0 439M 507M 425M 423M 0 466M 520M 209M 190M 182M 493M 389M 411M 329M
accountsReceivables 0 0 0 0 0 0
otherReceivables 0 425M 520M 493M 411M 329M
inventory 0 0 0 0 0 -1 189M -1 003M 0 -4 785M 0 0 0 0 0 0
prepaids 0 0 0 0 0 0
otherCurrentAssets 0 0 0 0 8 124M 5 710M 7 472M 0 4 576M 0 0 0 0 0 0
totalCurrentAssets 953M 17 811M 11 884M 16 759M 8 902M 5 710M 7 472M 13 195M 455M 10 660M 10 683M 9 179M 9 657M 21 643M 13 169M
propertyPlantEquipmentNet 398M 399M 395M 205M 222M 227M 232M 211M 249M 255M 261M 218M 261M 218M 229M
goodwill 1 840M 1 835M 1 813M 207M 207M 207M 207M 207M 207M 207M 207M 207M 182M 175M 181M
intangibleAssets 487M 511M 532M 81M 66M 67M 69M 101M 73M 75M 76M 124M 13M 67M 85M
goodwillAndIntangibleAssets 2 327M 2 347M 2 345M 288M 273M 275M 276M 309M 280M 283M 284M 332M 196M 242M 266M
longTermInvestments 0 48 403M 42 320M 31 011M 12 938M 741M 774M 28 752M 12 558M 12 933M 13 203M 26 705M 13 275M 18 467M 16 981M
taxAssets 0 0 0 0 0 31 801M 28 750M 0 0 0 0 0 0 0 0
otherNonCurrentAssets 0 2 921M 14 816M 2 146M -12 938M 5 715M 7 839M 1 545M -12 558M -13 471M -13 748M 2 079M -13 732M 2 124M 2 483M
totalNonCurrentAssets 2 725M 54 070M 59 876M 33 650M 495M 38 759M 37 871M 30 816M 529M 13 471M 13 748M 29 334M 13 732M 21 050M 19 959M
otherAssets 69 417M 0 0 0 38 100M 0 0 0 40 480M 17 111M 16 176M 0 14 193M 0 0
totalAssets 73 094M 71 881M 71 760M 50 410M 47 496M 44 469M 45 343M 44 012M 41 465M 41 243M 40 607M 38 512M 37 581M 42 693M 33 128M
totalPayables 0 0 0 0 0 0
accountPayables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
otherPayables 0 0 0 0 0 0
accruedExpenses 0 368M 390M 240M 249M 320M
shortTermDebt 0 2 839M 2 933M 2 610M 250M 500M 4 025M 3 120M 2 300M 1 800M 2 800M 2 222M 0 3 238M 2 315M
capitalLeaseObligationsCurrent 0 0 0 0 0 0
taxPayables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
deferredRevenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
otherCurrentLiabilities 64 926M 60 589M 60 377M 43 142M 0 15 062M 13 626M 35 793M 0 -1 800M -2 800M 32 639M 0 35 600M 27 051M
totalCurrentLiabilities 64 926M 63 428M 63 309M 46 120M 250M 15 562M 17 651M 39 302M 2 300M 1 800M 2 800M 35 101M 0 39 088M 29 686M
longTermDebt 474M 252M 439M 385M 385M 384M 384M 383M 383M 382M 382M 381M 382M 272M 270M
capitalLeaseObligationsNonCurrent 0 0 0 0 0 0
deferredRevenueNonCurrent 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
deferredTaxLiabilitiesNonCurrent 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
otherNonCurrentLiabilities 0 757M 726M 438M 27 651M 39 558M 24 155M 1 226M 35 975M -382M 2 418M 363M 0 189M 155M
totalNonCurrentLiabilities 474M 1 009M 1 165M 823M 28 035M 25 680M 24 539M 1 609M 36 358M 382M 2 800M 744M 0 460M 424M
otherLiabilities 0 0 0 0 15 676M 0 0 0 0 36 229M 32 193M 0 35 058M 0 0
capitalLeaseObligations 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
totalLiabilities 65 401M 64 437M 64 474M 46 943M 43 961M 41 242M 42 191M 40 911M 38 658M 38 411M 37 793M 35 845M 35 058M 39 548M 30 111M
treasuryStock -165M -336M -343M -347M -323M -338M
preferredStock 294M 294M 405M 0 0 1 0 0 0 0 0 0 0 0 0
commonStock 79M 79M 79M 55M 55M 55M 55M 55M 55M 55M 55M 55M 55M 55M 55M
retainedEarnings 3 736M 3 560M 3 410M 3 175M 3 075M 2 984M 2 903M 2 811M 2 759M 2 681M 2 610M 2 536M 2 454M 2 177M 1 891M
additionalPaidInCapital 4 011M 1 146M 1 134M 1 126M 1 111M 1 090M
accumulatedOtherComprehensiveIncomeLoss -262M -325M -442M -573M -396M -606M -595M -557M -792M -686M -627M -703M -759M 126M 318M
otherTotalStockholdersEquity 0 0 0 0 0 0
totalStockholdersEquity 7 694M 7 444M 7 286M 3 467M 3 535M 3 227M 3 153M 3 100M 2 807M 2 832M 2 815M 2 667M 2 524M 3 145M 3 017M
totalEquity 7 694M 7 444M 7 286M 3 467M 3 535M 3 227M 3 153M 3 100M 2 807M 2 832M 2 815M 2 667M 2 524M 3 145M 3 017M
minorityInterest 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
totalLiabilitiesAndTotalEquity 73 094M 71 881M 71 760M 50 410M 47 496M 44 469M 45 343M 44 012M 41 465M 41 243M 40 607M 38 512M 37 581M 42 693M 33 128M
totalInvestments 0 56 810M 42 583M 38 786M 19 954M 741M 774M 35 820M 18 889M 19 602M 20 111M 33 712M 20 404M 30 443M 26 280M
totalDebt 474M 3 091M 3 372M 2 995M 635M 3 901M 4 409M 3 503M 2 683M 2 182M 3 182M 2 603M 382M 3 510M 2 585M
netDebt -478M -5 874M -7 742M -5 564M 657M -1 204M -2 621M -2 104M -1 328M -1 619M -412M 924M -1 758M -5 746M -956M
fillingDate 2025-10-30 2025-07-31 2024-10-31 2024-08-01 2024-05-07 2023-10-26 2023-07-27 2023-03-31 2022-10-27
calendarYear 2025 2025 2024 2024 2024 2023 2023 2023 2022
othertotalStockholdersEquity 3 836M 3 835M 802M 794M 789M 785M 781M 776M 773M
totalLiabilitiesAndStockholdersEquity 71 881M 71 760M 47 496M 44 469M 45 343M 41 465M 41 243M 40 607M 37 581M
link Link Link Link Link Link Link Link Link
finalLink Link Link Link Link Link Link Link Link

Cash Flow Statement

Property 2025 q3 2025 q2 2024 q4 2024 q3 2024 q2 2024 q1 2023 q4 2023 q3 2023 q2 2023 q1 2022 q4 2022 q3 2021 q4 2020 q4
date 2025-09-30 2025-06-30 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2021-12-31 2020-12-31
symbol UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF UMBF
reportedCurrency USD USD USD USD USD USD USD USD USD USD USD USD USD USD
cik 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382 101 382
fillingDate 2025-10-30 2025-07-31 2024-10-31 2024-08-01 2024-05-07 2023-10-26 2023-07-27 2023-03-31 2022-10-27
acceptedDate 2025-10-30 09:01:25 2025-07-31 09:00:52 2025-02-27 09:00:53 2024-10-31 09:01:57 2024-08-01 09:00:47 2024-05-07 09:01:12 2024-02-22 09:01:14 2023-10-26 09:00:57 2023-07-27 09:01:28 2023-03-31 00:00:00 2023-02-23 09:02:23 2022-10-27 09:01:52 2022-02-24 11:03:26 2021-03-01 09:01:41
calendarYear 2025 2025 2024 2024 2024 2023 2023 2023 2022
period Q3 Q2 FY Q3 Q2 Q1 FY Q3 Q2 Q1 FY Q3 FY FY
netIncome 188M 217M 441M 110M 101M 110M 350M 97M 90M 92M 432M 88M 353M 287M
depreciationAndAmortization 37M 38M 53M 13M 13M 14M 59M 15M 15M 15M 54M 14M 56M 63M
deferredIncomeTax 1M 7M -16M 55 000 -4M -3M -20M -788 000 -7M -4M -6M -7M -13M -5M
stockBasedCompensation 8M 8M 23M 5M 6M 5M 19M 4M 4M 5M 21M 5M 21M 15M
changeInWorkingCapital 57M 58M -362M -18M -40M -53M -16M 97M 44M -146M 232M 91M 55M -51M
accountsReceivables -4M -19M -25M 16M -17M 289 000 -31M -18M 0 0 -58M 0 5M -15M
inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0
accountsPayables 0 0 0 0 0 0 0 0 0 0 0 0 0 0
otherWorkingCapital 61M 78M -338M -35M -23M -39M 15M 115M 44M -146M 290M 91M 50M -36M
otherNonCashItems -19M -43M 87M 14M 36M 639 000 81M 21M 8M 38M 37M 28M 62M 65M
netCashProvidedByOperatingActivities 272M 285M 225M 124M 112M 56M 473M 232M 154M 2M 770M 219M 534M 374M
investmentsInPropertyPlantAndEquipment -14M -15M -24M -6M -6M -2M -27M -6M -8M -9M -52M -17M -34M -60M
acquisitionsNet -5M 0 -109M -340 000 2M -111M -793 000 -294 000 -793 000 0 549M 0 18M 24 000
purchasesOfInvestments -1 766M -1 729M -8 355M -677M -3 871M -2 675M -1 835M -105M -764M -268M -2 263M -87M -5 844M -4 593M
salesMaturitiesOfInvestments 555M 695M 7 969M 903M 3 395M 3 247M 1 991M 319M 984M 380M 1 622M 349M 2 397M 3 031M
otherInvestingActivites -913M -950M -808M -635M 272M -353M -609M -144M -633M
netCashUsedForInvestingActivites -2 143M -1 998M -588M -1 114M 158M -145M -398M -42M -389M
debtRepayment -189M 373M -444M -500M 0 -350M -19 725M -10 481M 0
commonStockIssued 0 0 -32 000 0 0 270 000 0 0 0
commonStockRepurchased -1M -814 000 -8M -201 000 -1M -8M -8M -194 000 0 -8M -32M 0 -6M -64M
dividendsPaid -33M -32M -19M -20M -19M -18M -18M -18M -18M
otherFinancingActivites -61M 1 759M 188M -404M 1 227M 468M 20 204M 12 513M 82M
netCashUsedProvidedByFinancingActivities -284M 2 098M -275M -925M 1 200M 100M 460M 2 006M 64M
effectOfForexChangesOnCash 0 0 0 0 0 0 0 0 0 0 0 0 0 0
netChangeInCash -2 154M 386M 2 920M -740M -1 927M 1 415M 3 970M 188M 216M 1 965M -7 657M -106M 5 717M 1 828M
cashAtEndOfPeriod 8 841M 10 996M 8 449M 4 276M 5 016M 6 943M 5 528M 3 927M 3 740M 3 523M 1 558M 2 011M 9 215M 3 498M
cashAtBeginningOfPeriod 10 996M 10 610M 5 528M 5 016M 6 943M 5 528M 1 558M 3 740M 3 523M 1 558M 9 215M 2 116M 3 498M 1 669M
operatingCashFlow 272M 285M 225M 124M 112M 56M 473M 232M 154M 2M 770M 219M 534M 374M
capitalExpenditure -14M -15M -24M 8M -6M -2M -27M -6M -8M -9M -52M -17M -34M -60M
freeCashFlow 258M 271M 201M 132M 107M 54M 446M 226M 146M -8M 718M 202M 500M 313M
link Link Link Link Link Link Link Link Link
finalLink Link Link Link Link Link Link Link Link
filingDate 2025-02-27 2024-02-22 2023-02-23 2022-02-24 2021-03-01
fiscalYear 2024 2023 2022 2021 2020
otherInvestingActivities -2 743M -1 402M -3 701M -773M -2 870M
netCashProvidedByInvestingActivities -3 263M -1 273M -3 845M -4 235M -4 491M
netDebtIssuance -1 800M 1 800M 110M 923M 617M
longTermNetDebtIssuance 0 0 110M 0 198M
shortTermNetDebtIssuance -1 800M 1 800M 0 923M 419M
netStockIssuance -8M -8M -32M -6M -59M
netCommonStockIssuance -8M -8M -32M -6M -59M
commonStockIssuance 0 0 0 0 5M
netPreferredStockIssuance 0 0 0 0 0
netDividendsPaid -77M -74M -72M -67M -60M
commonDividendsPaid -77M -74M -72M -67M -60M
preferredDividendsPaid 0 0 0 0 0
otherFinancingActivities 7 843M 3 054M -4 587M 8 568M 5 448M
netCashProvidedByFinancingActivities 5 958M 4 771M -4 581M 9 418M 5 946M
incomeTaxesPaid 77M 79M 102M 93M 34M
interestPaid 1 205M 844M 196M 47M 84M

Earning call transcript

2025 q4
2026-01-28 ET (fiscal 2025 q4)
2025 q3
2025-10-29 ET (fiscal 2025 q3)
2025 q2
2025-07-30 ET (fiscal 2025 q2)
2025 q1
2025-04-30 ET (fiscal 2025 q1)
2024 q4
2025-01-29 ET (fiscal 2024 q4)
2024 q3
2024-10-30 ET (fiscal 2024 q3)
2024 q2
2024-07-31 ET (fiscal 2024 q2)
2024 q1
2024-05-01 ET (fiscal 2024 q1)
2023 q4
2024-01-31 ET (fiscal 2023 q4)
2023 q3
2023-10-25 ET (fiscal 2023 q3)
2023 q2
2023-07-26 ET (fiscal 2023 q2)
2023 q1
2023-04-26 ET (fiscal 2023 q1)
2022 q4
2023-01-25 ET (fiscal 2022 q4)
2022 q3
2022-10-26 ET (fiscal 2022 q3)
2022 q2
2022-07-30 ET (fiscal 2022 q2)
2022 q1
2022-04-27 ET (fiscal 2022 q1)

SEC forms

Show financial reports only

SEC form 8
2026-01-27 16:06 ET
UMB Financial published news for 2025 q4
SEC form 8
2026-01-27 16:06 ET
UMB Financial reported for 2025 q4
SEC form 8
2026-01-27 16:06 ET
UMB Financial published news for 2025 q4
SEC form 8
2026-01-27 16:06 ET
UMB Financial published news for 2025 q4
SEC form 10
2025-10-30 13:01 ET
UMB Financial reported for 2025 q3
SEC form 8
2025-10-28 20:05 ET
UMB Financial published news for 2025 q3
SEC form 8
2025-10-28 20:05 ET
UMB Financial reported for 2025 q3
SEC form 8
2025-10-28 20:05 ET
UMB Financial published news for 2025 q3
SEC form 8
2025-10-28 20:05 ET
UMB Financial published news for 2025 q3
SEC form 8
2025-08-27 20:00 ET
UMB Financial published news for 2025 q2
SEC form 10
2025-07-31 13:00 ET
UMB Financial reported for 2025 q2
SEC form 8
2025-07-29 20:05 ET
UMB Financial published news for 2025 q2
SEC form 8
2025-07-29 20:05 ET
UMB Financial reported for 2025 q2
SEC form 8
2025-07-29 20:05 ET
UMB Financial published news for 2025 q2
SEC form 8
2025-07-15 21:24 ET
UMB Financial published news for 2025 q2
SEC form 8
2025-07-15 21:24 ET
UMB Financial published news for 2025 q2
SEC form 8
2025-06-12 11:52 ET
UMB Financial published news for 2025 q1
SEC form 8
2025-06-12 11:52 ET
UMB Financial published news for 2025 q1
SEC form 8
2025-05-30 01:52 ET
UMB Financial published news for 2025 q1
SEC form 8
2025-05-30 01:52 ET
UMB Financial published news for 2025 q1
SEC form 8
2025-05-30 01:52 ET
UMB Financial published news for 2025 q1
SEC form 10
2025-05-02 13:02 ET
UMB Financial reported for 2025 q1
SEC form 8
2025-05-02 13:00 ET
UMB Financial published news for 2025 q1
SEC form 10
2025-05-02 00:00 ET
UMB Financial reported for 2025 q1
SEC form 8
2025-04-29 00:00 ET
UMB Financial published news for 2025 q1
SEC form 8
2025-04-29 00:00 ET
UMB Financial reported for 2025 q1
SEC form 8
2025-04-29 00:00 ET
UMB Financial published news for 2025 q1
SEC form 8
2025-03-12 20:00 ET
UMB Financial published news for 2024 q4
SEC form 8
2025-03-12 20:00 ET
UMB Financial published news for 2024 q4
SEC form 10
2025-02-27 14:00 ET
UMB Financial published news for 2024 q4
SEC form 10
2025-02-27 00:00 ET
UMB Financial published news for 2024 q4
SEC form 8
2025-01-28 16:05 ET
UMB Financial published news for 2024 q4
SEC form 8
2025-01-28 16:05 ET
UMB Financial reported for 2024 q4
SEC form 8
2025-01-28 16:05 ET
UMB Financial published news for 2024 q4
SEC form 10
2024-10-31 00:00 ET
UMB Financial reported for 2024 q3
SEC form 8
2024-10-29 16:05 ET
UMB Financial published news for 2024 q3
SEC form 8
2024-10-29 16:05 ET
UMB Financial published news for 2024 q3
SEC form 8
2024-10-29 16:05 ET
UMB Financial published news for 2024 q3
SEC form 10
2024-08-01 00:00 ET
UMB Financial published news for 2024 q2
SEC form 8
2024-07-30 16:05 ET
UMB Financial published news for 2024 q2
SEC form 8
2024-07-30 16:05 ET
UMB Financial reported for 2024 q2
SEC form 8
2024-07-30 16:05 ET
UMB Financial published news for 2024 q2
SEC form 10
2024-05-07 00:00 ET
UMB Financial published news for 2024 q1
SEC form 8
2024-04-29 07:51 ET
UMB Financial published news for 2024 q1
SEC form 8
2024-04-29 07:51 ET
UMB Financial reported for 2024 q1
SEC form 8
2024-04-29 07:51 ET
UMB Financial published news for 2024 q1
SEC form 10
2024-02-22 09:01 ET
UMB Financial published news for 2023 q4
SEC form 10
2024-02-22 00:00 ET
UMB Financial published news for 2023 q4
SEC form 8
2024-01-30 00:00 ET
UMB Financial published news for 2023 q4
SEC form 8
2024-01-30 00:00 ET
UMB Financial reported for 2023 q4
SEC form 8
2024-01-30 00:00 ET
UMB Financial published news for 2023 q4
SEC form 10
2023-10-26 00:00 ET
UMB Financial published news for 2023 q3
SEC form 8
2023-10-24 16:00 ET
UMB Financial reported for 2023 q3
SEC form 10
2023-07-27 00:00 ET
UMB Financial published news for 2023 q2
SEC form 6
2023-07-25 16:34 ET
UMB Financial published news for 2023 q2
SEC form 6
2023-07-25 16:30 ET
UMB Financial published news for 2023 q2
SEC form 8
2023-07-25 00:00 ET
UMB Financial reported for 2023 q2
SEC form 6
2023-06-28 16:06 ET
UMB Financial published news for 2023 q1
SEC form 10
2023-04-27 00:00 ET
UMB Financial published news for 2023 q1
SEC form 8
2023-04-25 00:00 ET
UMB Financial reported for 2023 q1
SEC form 6
2023-04-03 16:58 ET
UMB Financial published news for 2023 q1
SEC form 8
2023-04-03 00:00 ET
UMB Financial published news for 2023 q1
SEC form 6
2023-03-27 09:00 ET
UMB Financial published news for 2022 q4
SEC form 8
2023-03-27 00:00 ET
UMB Financial published news for 2022 q4
SEC form 6
2023-03-13 17:13 ET
UMB Financial published news for 2022 q4
SEC form 8
2023-03-13 00:00 ET
UMB Financial published news for 2022 q4
SEC form 6
2023-03-02 16:11 ET
UMB Financial published news for 2022 q4
SEC form 10
2023-02-23 09:02 ET
UMB Financial reported for 2022 q4
SEC form 10
2023-02-23 00:00 ET
UMB Financial reported for 2022 q4
SEC form 6
2023-01-26 17:22 ET
UMB Financial published news for 2022 q4
SEC form 6
2023-01-24 16:17 ET
UMB Financial published news for 2022 q4
SEC form 8
2023-01-24 00:00 ET
UMB Financial reported for 2022 q4
SEC form 10
2022-10-27 09:01 ET
UMB Financial reported for 2022 q3
SEC form 10
2022-10-27 00:00 ET
UMB Financial reported for 2022 q3
SEC form 6
2022-10-25 16:27 ET
UMB Financial published news for 2022 q3
SEC form 8
2022-10-25 00:00 ET
UMB Financial reported for 2022 q3
SEC form 6
2022-09-28 16:16 ET
UMB Financial published news for 2022 q2
SEC form 6
2022-09-26 17:13 ET
UMB Financial published news for 2022 q2
SEC form 6
2022-08-25 16:16 ET
UMB Financial published news for 2022 q2
SEC form 6
2022-07-29 16:15 ET
UMB Financial published news for 2022 q2
SEC form 10
2022-07-28 09:01 ET
UMB Financial reported for 2022 q2
SEC form 10
2022-07-28 00:00 ET
UMB Financial reported for 2022 q2
SEC form 6
2022-07-26 16:16 ET
UMB Financial published news for 2022 q2
SEC form 8
2022-07-26 00:00 ET
UMB Financial reported for 2022 q2
SEC form 6
2022-06-27 16:45 ET
UMB Financial published news for 2022 q1
SEC form 6
2022-06-21 17:59 ET
UMB Financial published news for 2022 q1
SEC form 6
2022-04-29 16:16 ET
UMB Financial published news for 2022 q1
SEC form 10
2022-04-28 09:02 ET
UMB Financial reported for 2022 q1
SEC form 10
2022-04-28 00:00 ET
UMB Financial reported for 2022 q1
SEC form 6
2022-04-26 16:16 ET
UMB Financial published news for 2022 q1
SEC form 8
2022-04-26 00:00 ET
UMB Financial reported for 2022 q1
SEC form 6
2022-03-15 06:07 ET
UMB Financial published news for 2021 q4
SEC form 10
2022-02-24 11:03 ET
UMB Financial published news for 2021 q4
SEC form 10
2022-02-24 00:00 ET
UMB Financial published news for 2021 q4
SEC form 6
2022-01-25 16:16 ET
UMB Financial published news for 2021 q4
SEC form 8
2022-01-25 00:00 ET
UMB Financial published news for 2021 q4
SEC form 10
2021-10-28 09:02 ET
UMB Financial published news for 2021 q3
SEC form 10
2021-10-28 00:00 ET
UMB Financial published news for 2021 q3
SEC form 6
2021-10-26 16:16 ET
UMB Financial published news for 2021 q3
SEC form 8
2021-10-26 00:00 ET
UMB Financial published news for 2021 q3
SEC form 10
2021-07-29 09:01 ET
UMB Financial published news for 2021 q2
SEC form 10
2021-07-29 00:00 ET
UMB Financial published news for 2021 q2
SEC form 6
2021-07-27 16:40 ET
UMB Financial published news for 2021 q2
SEC form 8
2021-07-27 00:00 ET
UMB Financial published news for 2021 q2
SEC form 6
2021-07-16 16:29 ET
UMB Financial published news for 2021 q2
SEC form 6
2021-06-21 10:41 ET
UMB Financial published news for 2021 q1
SEC form 6
2021-04-30 16:00 ET
UMB Financial published news for 2021 q1
SEC form 10
2021-04-29 09:01 ET
UMB Financial published news for 2021 q1
SEC form 10
2021-04-29 00:00 ET
UMB Financial published news for 2021 q1
SEC form 6
2021-04-27 16:00 ET
UMB Financial published news for 2021 q1
SEC form 6
2021-04-27 08:00 ET
UMB Financial published news for 2021 q1
SEC form 8
2021-04-27 00:00 ET
UMB Financial published news for 2021 q1
SEC form 6
2021-03-16 09:16 ET
UMB Financial published news for 2020 q4
SEC form 10
2021-03-01 09:01 ET
UMB Financial published news for 2020 q4
SEC form 6
2021-01-26 17:00 ET
UMB Financial published news for 2020 q4
SEC form 10
2020-10-29 09:02 ET
UMB Financial published news for 2020 q3
SEC form 6
2020-10-27 17:01 ET
UMB Financial published news for 2020 q3
SEC form 6
2020-10-19 09:03 ET
UMB Financial published news for 2020 q3