Try our mobile app

Switch to company model in classical logic    *

General information

Country: CHINA

Sector: Credit Services

Categories: @china   

LexinFintech Holdings Ltd. operates as a holding company. The Company, through its subsidiaries, provides online consumer finance services. LexinFintech Holdings offers installments, money loans, wealth management, and other financial services. LexinFintech Holdings serves customers in China.
Website: lexin.com



Growth: Bad revenue growth rate -5.0%, there is slowdown compared to average historical growth rates 34.3%. The revenue growth dynamics is unstable

Profitability: LTM net profit margin is positive, +13.1%. On average the margin is improving unsteadily. Gross margin is normal, +34.9%. In the last quarter the company beat the estimated EPS, +27.9%. The company was ahead of estimated EPS in 75% of quarters (showing a gain of +$0.11 per share on average)

Cash Flow Generation: Dividend yield for the last twelve months 19.0%.

Undervaluation: Fundamental value created in LTM (estimate)


Entry Point: Share price is 2.6% higher than minimum and 86.0% lower than maximum for the last 3 years

AI Insight: the companies with similar growth trajectories, Net Income margin, industries and geography on average are valued 3.1x by P / Sales multiple , the company can be >100% undervalued

Key Financials (Download financials)

Ticker: LX
Share price, USD:  (-8.6%)1.6
year average price 3.8396  


year start price 7.0400 2025-07-13

max close price 7.4200 2025-07-23

min close price 1.6000 2026-07-10

current price 1.6000 2026-07-12
Common stocks: 328 034 709

Dividend Yield:  19.0%
P / E LTM: 1.2x
P / E annualized: 1.4x
Last revenue growth (y/y):  -5.0%
Last growth of Net Income (y/y):  +72.2%
Historical revenue growth:  +34.3%
Historical growth of Net Income:  +70.1%
P / Sales: 0.2x
Margin (Net Income LTM / Revenue): 13.1%
Fundamental value created in LTM:
Market Cap ($m): 525
Price to Book: 0.3x

Revenue and Net Income

Quarterly values ($m)

Change (y/y)

Share price and dividends (Download history)

Share price

Payment USD per share

Multiple and potential

EV / Sales

Potential dynamics

News


2025-11-24seekingalpha.com

LexinFintech Holdings Ltd. (LX) Q3 2025 Earnings Call Transcript

2025-10-13seekingalpha.com

LexinFintech: Staying Bullish Despite Concerns

2025-08-15seekingalpha.com

LexinFintech: Attractive On The Surface, But Credit Discipline And Growth Gaps

2025-08-08seekingalpha.com

LexinFintech Holdings Ltd. (LX) Q2 2025 Earnings Call Transcript

2025-08-07globenewswire.com

LexinFintech Holdings Ltd. Reports Second Quarter 2025 Unaudited Financial Results

2025-07-24globenewswire.com

LexinFintech Holdings Ltd. Announces Share Repurchase Program

2025-07-21247wallst.com

LexinFintech (LX) Now Moving Over 10% Higher Today

2025-07-09seekingalpha.com

LexinFintech: An Evolving Deep-Value Fintech

2025-06-27globenewswire.com

Driven by AI agents and large models powering new quality productive forces, LexinFintech wins The Asian Banker 's Best AI Technology for Financial Technology Company in China

2025-06-13seekingalpha.com

LexinFintech: Macroeconomic Tailwinds Boosts Profits
More information for subscribed users:
detailed calculation of
Fundamental value created in LTM

Financial reporting

Income Statement

Property 2025 q4 2025 q3 2025 q2 2025 q1 2024 q4 2024 q3 2024 q2 2024 q1 2023 q4 2023 q3 2023 q2 2023 q1 2022 q4 2022 q3 2021 q4 2020 q4
date 2025-11-24 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2021-12-31 2020-12-31
symbol LX LX LX LX LX LX LX LX LX LX LX LX LX LX LX LX
reportedCurrency CNY CNY CNY CNY CNY CNY CNY CNY CNY CNY CNY CNY CNY CNY CNY CNY
cik 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M
fillingDate 2025-11-24 2025-11-24 2025-08-07 2025-05-22 2024-11-26 2024-08-28 2024-03-31 2023-09-30 2023-06-30 2023-03-31 2022-09-30
acceptedDate 2025-11-24 06:22:23 2025-11-24 06:22:23 2025-08-07 07:07:08 2025-05-22 06:03:50 2025-04-18 07:07:05 2024-11-26 06:02:30 2024-08-28 06:06:12 2024-03-30 20:00:00 2024-04-29 06:25:51 2023-09-29 20:00:00 2023-06-30 00:00:00 2023-03-31 00:00:00 2023-04-26 07:04:37 2022-09-29 20:00:00 2022-04-29 06:26:52 2021-04-28 16:01:38
calendarYear 2025 2025 2025 2025 2024 2024 2024 2023 2023 2023 2022
period Q3 Q3 Q2 Q1 FY Q3 Q2 Q1 FY Q3 Q2 Q1 FY Q3 FY FY
revenue 3 662M 3 417M 3 587M 3 104M 14 204M 3 662M 3 641M 3 242M 13 057M 3 509M 3 056M 2 983M 9 866M 2 690M 11 381M 11 645M
costOfRevenue -2 455M 2 225M 2 315M 1 885M 9 177M 2 455M 2 293M 2 045M 8 544M 2 153M 2 060M 2 080M 6 831M 1 793M 5 631M 8 012M
grossProfit 1 207M 1 193M 1 273M 1 219M 5 026M 1 207M 1 348M 1 197M 4 513M 1 356M 995M 903M 3 035M 897M 5 749M 3 633M
grossProfitRatio 0.349 0.355 0.393 0.33 0.37 0.369 0.387 0.326 0.303 0.334
researchAndDevelopmentExpenses -149M 150M 158M 156M 578M 149M 143M 135M 513M 127M 121M 130M 583M 141M 549M 474M
generalAndAdministrativeExpenses 0 95M 96M 101M 374M 89M 100M 90M 387M 86M 97M 97M 432M 104M 471M 451M
sellingAndMarketingExpenses -438M 471M 567M 493M 1 787M 438M 467M 418M 1 733M 411M 453M 440M 1 685M 425M 1 659M 1 274M
sellingGeneralAndAdministrativeExpenses -89M 566M 663M 594M 2 162M 527M 568M 507M 2 121M 496M 550M 537M 2 117M 529M 2 130M 1 726M
otherExpenses 0 0 0 0 0 532M 0 20M 0 13M 4M 13M 0 0 0 0
operatingExpenses -676M 716M 821M 750M 2 740M 1 207M 711M 642M 2 634M 623M 671M 667M 2 700M 669M 2 679M 2 200M
costAndExpenses -3 134M 2 940M 3 135M 2 635M 11 917M 3 662M 2 849M 2 688M 11 178M 2 775M 2 731M 2 746M 9 531M 2 463M 8 310M 10 212M
interestIncome 0 0 0 0 0 0 0 4M 0 0 22M 0 0 0 0 0
interestExpense -5M 5M 0 5M 9M 5M 0 4M 50M 14M 22M 4M 56M 16M 63M 78M
depreciationAndAmortization 0 0 0 28M 148M 0 -155M 26M 145M 24M 24M -156M 148M 135M 145M 107M
ebitda 0 652M 452M 564M 1 511M 386M 637M 575M 1 522M 747M 329M 249M 1 232M 244M 2 978M 870M
ebitdaratio 0.191 0.126 0.182 0.105 0.175 0.177 0.213 0.108 0.084 0.091
operatingIncome 631M 477M 452M 469M 2 286M 532M 792M 554M 1 879M 747M 329M 406M 334M 109M 3 070M 1 433M
operatingIncomeRatio 0.14 0.126 0.151 0.145 0.217 0.171 0.213 0.108 0.136 0.041
totalOtherIncomeExpensesNet -151M 170M 179M 62M -932M -150M -505M -299M -552M -233M 134M -4M 694M 237M -301M -748M
incomeBeforeTax 382M 647M 631M 531M 1 354M 382M 287M 255M 1 327M 486M 437M 402M 1 029M 347M 2 770M 686M
incomeBeforeTaxRatio 0.189 0.176 0.171 0.104 0.079 0.079 0.139 0.143 0.135 0.129
incomeTaxExpense -72M 126M 120M 101M 253M 72M 60M 53M 261M 115M 81M 74M 203M 71M 435M 91M
netIncome 310M 521M 511M 430M 1 100M 310M 227M 202M 1 066M 371M 356M 327M 820M 275M 2 334M 595M
netIncomeRatio 0.153 0.143 0.139 0.085 0.062 0.062 0.106 0.116 0.11 0.102
eps 1.86 3.06 3 2.54 6.64 0 1.36 1.22 6.48 2.26 2.16 2 4.72 1.64 12.66 3.26
epsdiluted 1.84 2.92 2.86 2.4 0 1.35 1.2 2.2 2.04 1.84 1.5
weightedAverageShsOut 166M 166M 170M 169M 166M 0 167M 165M 168M 178M 187M 186M 174M 168M 184M 206M
weightedAverageShsOutDil 168M 178M 179M 180M 170M 0 168M 167M 180M 178M 187M 187M 196M 191M 207M 206M
link Link Link Link Link Link Link
finalLink Link Link Link Link Link Link
filingDate 2025-04-18 2024-04-29 2023-04-26 2022-04-29 2021-04-28
fiscalYear 2024 2023 2022 2021 2020
netInterestIncome -9M -50M -56M -63M -78M
ebit 1 363M 1 377M 1 084M 2 833M 763M
nonOperatingIncomeExcludingInterest 923M 502M -750M 238M 670M
netIncomeFromContinuingOperations 1 100M 1 066M 826M 2 334M 595M
netIncomeFromDiscontinuedOperations 0 0 0 0 0
otherAdjustmentsToNetIncome 0 0 0 0 0
netIncomeDeductions -6M -74M -47M -45M -48M
bottomLineNetIncome 1 106M 1 140M 867M 2 379M 643M
epsDiluted 6.5 6.34 4.42 11.46 3.12

Balance Sheet Statement

Property 2025 q4 2025 q3 2025 q2 2025 q1 2024 q4 2024 q3 2024 q2 2024 q1 2023 q4 2023 q3 2023 q2 2023 q1 2022 q4 2022 q3 2021 q4 2020 q4
date 2025-11-24 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2021-12-31 2020-12-31
symbol LX LX LX LX LX LX LX LX LX LX LX LX LX LX LX LX
reportedCurrency CNY CNY CNY CNY CNY CNY CNY CNY CNY CNY CNY CNY CNY CNY CNY CNY
cik 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M
fillingDate 2025-11-24 2025-11-24 2025-08-07 2025-05-22 2024-11-26 2024-08-28 2024-03-31 2023-09-30 2023-06-30 2023-03-31 2022-09-30
acceptedDate 2025-11-24 06:22:23 2025-11-24 06:22:23 2025-08-07 07:07:08 2025-05-22 06:03:50 2025-04-18 07:07:05 2024-11-26 06:02:30 2024-08-28 06:06:12 2024-03-30 20:00:00 2024-04-29 06:25:51 2023-09-29 20:00:00 2023-06-30 00:00:00 2023-03-31 00:00:00 2023-04-26 07:04:37 2022-09-29 20:00:00 2022-04-29 06:26:52 2021-04-28 16:01:38
calendarYear 2025 2025 2025 2025 2024 2024 2024 2023 2023 2023 2022
period Q3 Q3 Q2 Q1 FY Q3 Q2 Q1 FY Q3 Q2 Q1 FY Q3 FY FY
cashAndCashEquivalents 2 254M 2 191M 2 077M 3 173M 2 254M 2 154M 2 094M 1 938M 2 625M 2 527M 2 628M 2 292M 1 494M 2 109M 2 664M 1 564M
shortTermInvestments 138M 0 0 0 80M 267M 345M 0 200M 0 0 0 270M 0 0 0
cashAndShortTermInvestments 2 393M 2 191M 2 077M 3 173M 2 334M 2 420M 2 094M 1 938M 2 825M 2 527M 2 628M 2 292M 1 764M 2 109M 2 664M 1 564M
netReceivables 0 5 168M 5 512M 4 821M 5 788M 10 588M 10 468M 6 433M 4 925M 9 834M 5 152M 5 575M 7 135M 10 180M 4 714M 6 724M
inventory 22M 21M 30M 19M 22M 48M 45M 30M 34M 57M 55M 51M 54M 87M 48M 47M
otherCurrentAssets 1 321M 11 012M 10 441M 10 324M 7 145M 5 178M 9 996M 10 651M 7 652M 1 448M 10 798M 11 574M 6 224M 5 409M 7 538M 6 599M
totalCurrentAssets 17 909M 18 392M 18 060M 18 337M 17 909M 18 235M 18 730M 19 051M 18 503M 18 579M 18 632M 19 492M 17 782M 17 785M 16 655M 16 418M
propertyPlantEquipmentNet 613M 851M 804M 637M 613M 579M 549M 484M 447M 428M 385M 327M 285M 243M 195M 126M
goodwill 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
intangibleAssets 0 837M 846M 854M 863M 871M 880M 889M 897M 906M 914M 923M 932M 940M 966M 1 000M
goodwillAndIntangibleAssets 0 837M 846M 854M 863M 871M 880M 889M 897M 906M 914M 923M 932M 940M 966M 1 000M
longTermInvestments 284M 244M 239M 244M 284M 253M 256M 255M 255M 348M 350M 349M 348M 472M 469M 522M
taxAssets 1 541M 1 739M 1 687M 1 590M 1 541M 1 374M 0 1 279M 1 232M 1 155M 1 128M 1 125M 1 142M 1 252M 1 177M 747M
otherNonCurrentAssets 500M 1 003M 879M 957M 1 031M 1 213M 2 605M 1 330M 1 807M 2 292M 2 482M 2 381M 2 282M 2 106M 1 563M 1 532M
totalNonCurrentAssets 4 332M 4 675M 4 455M 4 282M 4 332M 4 290M 4 290M 4 237M 4 638M 5 129M 5 259M 5 105M 4 989M 5 014M 4 371M 3 927M
otherAssets 500M 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
totalAssets 22 241M 23 067M 22 515M 22 619M 22 241M 22 525M 23 019M 23 288M 23 141M 23 708M 23 891M 24 597M 22 771M 22 798M 21 026M 20 345M
accountPayables 74M 49M 72M 63M 929M 32M 43M 28M 1 121M 15M 40M 37M 409M 33M 441M 714M
shortTermDebt 691M 3 838M 3 653M 3 989M 3 445M 3 526M 2 954M 3 140M 4 491M 5 447M 5 798M 7 816M 7 617M 7 256M 4 901M 6 513M
taxPayables 0 0 0 0 1 045M 0 0 0 870M 0 0 0 747M 0 975M 632M
deferredRevenue 975M 1 331M 1 224M 1 158M 1 083M 1 136M 0 1 414M 1 575M 1 478M 1 277M 1 123M 926M 753M 456M 770M
otherCurrentLiabilities 7 965M 5 012M 4 627M 4 688M 1 748M 6 259M 7 560M 7 876M 3 166M 5 677M 4 726M 4 259M 1 743M 4 069M 2 419M 2 002M
totalCurrentLiabilities 9 604M 10 230M 9 577M 9 898M 9 604M 10 953M 10 557M 11 045M 12 325M 12 616M 11 840M 13 235M 12 482M 12 112M 10 187M 12 020M
longTermDebt 585M 918M 1 223M 1 397M 1 782M 1 030M 2 301M 2 240M 980M 1 200M 2 572M 2 205M 1 485M 2 168M 2 580M 2 746M
deferredRevenueNonCurrent 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
deferredTaxLiabilitiesNonCurrent 91M 83M 103M 103M 91M 79M 0 64M 75M 68M 48M 51M 53M 48M 54M 21M
otherNonCurrentLiabilities 23M 11M 7M 14M 23M 39M 71M 64M 51M 51M 58M 93M 0 -5 715M 0 0
totalNonCurrentLiabilities 1 896M 1 012M 1 333M 1 513M 1 896M 1 148M 2 372M 2 305M 1 106M 1 320M 2 677M 2 349M 1 640M 2 329M 2 771M 2 795M
otherLiabilities 23M 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
capitalLeaseObligations 0 0 0 0 40M 0 47M 48M 41M 51M 0 0 154M 0 191M 73M
totalLiabilities 11 501M 11 242M 10 910M 11 411M 11 501M 12 101M 12 928M 13 350M 13 431M 13 936M 14 518M 15 584M 14 122M 14 441M 12 958M 14 814M
preferredStock 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0
commonStock 0 247 000 246 000 246 000 246 000 242 000 241 000 241 000 240 000 239 000 239 000 239 000 238 000 237 000 237 000 234 000
retainedEarnings 6 605M 7 687M 7 396M 7 035M 7 783M 6 400M 7 190M 5 942M 5 741M 5 948M 5 577M 5 222M 4 894M 4 714M 4 196M 2 114M
accumulatedOtherComprehensiveIncomeLoss -30M 1 152M 1 154M 1 146M -30M 1 076M 1 082M 1 095M 1 093M 981M 981M 1 006M 1 002M 868M 913M 653M
othertotalStockholdersEquity 2 986M 2 985M 3 054M 3 026M 2 948M 1 819M 4 007M 2 842M 2 815M 2 786M 2 735M
totalStockholdersEquity 10 740M 11 825M 11 605M 11 208M 10 740M 10 424M 10 091M 9 938M 9 710M 9 772M 9 374M 9 014M 8 649M 8 317M 8 028M 5 491M
totalEquity 10 740M 11 825M 11 605M 11 208M 10 740M 10 424M 10 091M 9 938M 9 710M 9 772M 9 374M 9 014M 8 649M 8 317M 8 068M 5 531M
totalLiabilitiesAndStockholdersEquity 22 241M 23 067M 22 515M 22 619M 22 525M 23 019M 23 288M 23 708M 23 891M 24 597M 22 798M
minorityInterest 0 0 0 0 0 0 0 0 0 0 0 0 0 41M 40M 40M
totalLiabilitiesAndTotalEquity 22 241M 23 067M 22 515M 22 619M 22 241M 22 525M 23 019M 23 288M 23 141M 23 708M 23 891M 24 597M 22 771M 22 798M 21 026M 20 345M
totalInvestments 423M 244M 239M 244M 364M 519M 601M 255M 455M 348M 350M 349M 618M 472M 469M 522M
totalDebt 1 276M 4 756M 4 876M 5 385M 5 267M 4 555M 5 207M 5 333M 5 512M 6 647M 8 369M 10 021M 9 255M 9 425M 7 672M 9 332M
netDebt -1 117M 2 565M 2 799M 2 212M 3 013M 2 402M 3 114M 3 395M 2 887M 4 120M 5 742M 7 729M 7 761M 7 316M 5 008M 7 769M
link Link Link Link Link Link Link
finalLink Link Link Link Link Link Link
filingDate 2025-04-18 2024-04-29 2023-04-26 2022-04-29 2021-04-28
fiscalYear 2024 2023 2022 2021 2020
accountsReceivables 4 669M 3 944M 6 398M 3 826M 4 919M
otherReceivables 1 119M 981M 737M 888M 1 805M
prepaids 2 620M 3 068M 2 605M 1 691M 1 484M
totalPayables 2 108M 2 141M 1 287M 1 518M 2 072M
otherPayables 1 178M 1 020M 879M 1 076M 1 358M
accruedExpenses 1 181M 911M 858M 839M 617M
capitalLeaseObligationsCurrent 40M 41M 51M 54M 46M
capitalLeaseObligationsNonCurrent 0 0 103M 137M 28M
treasuryStock -329M -329M -329M 0 0
additionalPaidInCapital 3 315M 3 205M 3 081M 2 919M 2 724M
otherTotalStockholdersEquity 0 0 0 0 0

Cash Flow Statement

Property 2025 q2 2025 q1 2024 q4 2023 q4 2023 q3 2023 q2 2022 q4 2021 q4 2020 q4 2020 q3 2020 q2
date 2025-06-30 2025-03-31 2024-12-31 2023-12-31 2023-09-30 2023-06-30 2022-12-31 2021-12-31 2020-12-31 2020-09-30 2020-06-30
symbol LX LX LX LX LX LX LX LX LX LX LX
reportedCurrency CNY CNY CNY CNY CNY CNY CNY CNY CNY CNY CNY
cik 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M
fillingDate 2025-08-07 2025-05-22 2023-09-30 2023-06-30 2020-09-30 2020-08-18
acceptedDate 2025-08-07 07:07:08 2025-05-22 06:03:50 2025-04-18 07:07:05 2024-04-29 06:25:51 2023-09-28 20:00:00 2023-06-28 20:00:00 2023-04-26 07:04:37 2022-04-29 06:26:52 2021-04-28 16:01:38 2020-09-29 20:00:00 2020-08-18 09:42:52
calendarYear 2025 2025 2023 2023 2020 2020
period Q2 Q1 FY FY Q3 Q2 FY FY FY Q3 Q2
netIncome 511M 430M 1 100M 1 066M 374M 367M 826M 2 334M 595M 345M 419M
depreciationAndAmortization 0 0 0 145M 0 0 148M 145M 107M 0 0
deferredIncomeTax 0 0 -293M -68M 0 0 33M -396M -504M 0 0
stockBasedCompensation 24M 30M 95M 118M 0 0 156M 188M 199M 0 0
changeInWorkingCapital 0 0 -6 178M -4 190M 0 0 -2 782M -1 501M -5 447M 0 0
accountsReceivables 0 0 -58M 515M 0 0 -399M 179M 288M 0 0
inventory 0 0 8M 21M 0 0 -6M -692 000 60M 0 0
accountsPayables 0 0 25M 24M 0 0 13M -27M -159M 0 0
otherWorkingCapital 0 0 -6 153M -4 750M 0 0 -2 390M -1 652M -5 636M 0 0
otherNonCashItems -536M -460M 6 357M 5 716M -374M -367M 1 717M 1 897M 4 839M -345M -419M
netCashProvidedByOperatingActivities 0 0 1 081M 2 787M 0 0 99M 2 667M -211M 0 0
investmentsInPropertyPlantAndEquipment 0 0 -247M -230M 0 0 -149M -122M -87M 0 0
acquisitionsNet 0 0 0 0 0 0 52M 0 0 0 0
purchasesOfInvestments 0 0 -4 593M -5 155M 0 0 -4 297M -3 891M -7 164M 0 0
salesMaturitiesOfInvestments 0 0 0 0 0 0 4M 66M 40M 0 0
otherInvestingActivites 0 0 0 0 0 0
netCashUsedForInvestingActivites 0 0 0 0 0 0
debtRepayment 0 0 0 0 0 0
commonStockIssued 0 0 0 0 0 0
commonStockRepurchased 0 0 0 0 0 0 -327M 0 0 0 0
dividendsPaid 0 0 0 0 0 0
otherFinancingActivites 0 0 0 0 0 0
netCashUsedProvidedByFinancingActivities 0 0 0 0 0 0
effectOfForexChangesOnCash 0 0 1M 4M 0 0 10M -24M -31M 0 0
netChangeInCash 0 0 -210M 1 273M -304M -866M -1 189M 1 279M -1 146M 0 0
cashAtEndOfPeriod 0 0 3 994M 4 203M 4 029M 4 297M 2 930M 4 119M 2 840M 0 0
cashAtBeginningOfPeriod 0 0 4 203M 2 930M 4 333M 5 163M 4 119M 2 840M 3 986M 0 0
operatingCashFlow 0 0 1 081M 2 787M 0 0 99M 2 667M -211M 0 0
capitalExpenditure 0 0 -247M -230M 0 0 -149M -122M -87M 0 0
freeCashFlow 0 0 834M 2 558M 0 0 -50M 2 546M -298M 0 0
link Link Link Link
finalLink Link Link Link
filingDate 2025-04-18 2024-04-29 2023-04-26 2022-04-29 2021-04-28
fiscalYear 2024 2023 2022 2021 2020
otherInvestingActivities 3 935M 7 719M 1 980M 4 361M 5 075M
netCashProvidedByInvestingActivities -905M 2 334M -2 409M 415M -2 136M
netDebtIssuance -242M -3 723M 1 423M -1 787M 1 185M
longTermNetDebtIssuance -242M -3 723M 1 423M -1 787M 1 185M
shortTermNetDebtIssuance 0 0 0 0 0
netStockIssuance 0 0 -327M 0 0
netCommonStockIssuance 0 0 -327M 0 0
commonStockIssuance 0 0 0 0 0
netPreferredStockIssuance 0 0 0 0 0
netDividendsPaid -164M -136M 0 0 0
commonDividendsPaid -164M -136M 0 0 0
preferredDividendsPaid 0 0 0 0 0
otherFinancingActivities 19M 6M 15M 7M 48M
netCashProvidedByFinancingActivities -387M -3 852M 1 112M -1 780M 1 233M
incomeTaxesPaid 414M 256M 614M 523M 300M
interestPaid 45M 86M 80M 97M 120M

Earning call transcript

2025 q3
2025-11-24 ET (fiscal 2025 q3)
2025 q2
2025-08-08 ET (fiscal 2025 q2)
2025 q1
2025-05-22 ET (fiscal 2025 q1)
2024 q4
2025-03-19 ET (fiscal 2024 q4)
2024 q3
2024-11-26 ET (fiscal 2024 q3)
2024 q2
2024-08-28 ET (fiscal 2024 q2)
2024 q1
2024-05-23 ET (fiscal 2024 q1)
2023 q4
2024-03-21 ET (fiscal 2023 q4)
2023 q3
2023-11-23 ET (fiscal 2023 q3)
2023 q2
2023-08-30 ET (fiscal 2023 q2)
2023 q1
2023-05-24 ET (fiscal 2023 q1)
2022 q4
2023-03-14 ET (fiscal 2022 q4)
2022 q3
2022-11-17 ET (fiscal 2022 q3)
2022 q2
2022-08-17 ET (fiscal 2022 q2)
2022 q1
2022-05-31 ET (fiscal 2022 q1)

Press-releases

Show financial reports only

2026-05-25 02:00 ET
LexinFintech Holdings Ltd. Reports First Quarter 2026 Unaudited Financial Results
2026-05-19 09:50 ET
UPDATE - LexinFintech Holdings Ltd. to Report First Quarter 2026 Unaudited Financial Results on May 25, 2026 (Beijing time)
2026-05-19 08:01 ET
LexinFintech Holdings Ltd. to Report First Quarter 2026 Unaudited Financial Results on May 25, 2026 (Beijing time)
2026-03-19 ET
LexinFintech Holdings Ltd. Reports Fourth Quarter and Full Year 2025 Unaudited Financial Results
2026-03-11 ET
LexinFintech Holdings Ltd. to Report Fourth Quarter and Fiscal Year 2025 Unaudited Financial Results on March 19, 2026
2025-11-24 05:30 ET
LexinFintech Holdings Ltd. Reports Third Quarter 2025 Unaudited Financial Results
2025-11-14 10:41 ET
LexinFintech Holdings Ltd. to Report Third Quarter 2025 Unaudited Financial Results on November 24, 2025
2025-08-08 ET
Lexin Reports Q2 2025 Financial Results: Revenue Hits RMB 3.59B with 15.6% QoQ Growth; Profit Rises for 5 Straight Quarters as Scenario-Based Transactions Surge to Spur Consumption
2025-08-07 ET
LexinFintech Holdings Ltd. Reports Second Quarter 2025 Unaudited Financial Results
2025-07-31 ET
LexinFintech Holdings Ltd. to Report Second Quarter 2025 Unaudited Financial Results on August 7, 2025
2025-07-24 ET
LexinFintech Holdings Ltd. Announces Share Repurchase Program
2025-07-21 ET
LexinFintech Holdings Ltd. Announces US$50 million Share Repurchase Program and Management Purchase
2025-06-27 ET
Driven by AI agents and large models powering new quality productive forces, LexinFintech wins The Asian Banker ’s Best AI Technology for Financial Technology Company in China
2025-05-22 ET
Lexin Delivers Strong Q1 2025 Results with Profit at a Three-Year High, Highlighting the Growing Strength of Its Multi-Business Ecosystem
2025-05-21 ET
LexinFintech Holdings Ltd. Reports First Quarter 2025 Unaudited Financial Results
2025-05-14 ET
LexinFintech Holdings Ltd. to Report First Quarter 2025 Unaudited Financial Results on May 21, 2025
2025-03-18 ET
LexinFintech Holdings Ltd. Reports Fourth Quarter and Full Year 2024 Unaudited Financial Results
2025-03-10 ET
LexinFintech Holdings Ltd. to Report Fourth Quarter and Fiscal Year 2024 Unaudited Financial Results on March 18, 2025
2024-11-25 ET
LexinFintech Holdings Ltd. Reports Third Quarter 2024 Unaudited Financial Results
2024-11-18 06:00 ET
LexinFintech Holdings Ltd. to Report Third Quarter 2024 Unaudited Financial Results on November 25, 2024
2024-05-23 23:00 ET
LexinFintech Holdings Ltd. Reports First Quarter 2024 Unaudited Financial Results
2024-05-17 08:00 ET
LexinFintech Holdings Ltd. to Report First Quarter 2024 Unaudited Financial Results on May 23, 2024
2024-03-20 22:00 ET
LexinFintech Holdings Ltd. Reports Fourth Quarter and Full Year 2023 Unaudited Financial Results
2024-03-07 12:00 ET
LexinFintech Holdings Ltd. to Report Fourth Quarter and Full Year 2023 Unaudited Financial Results on March 20, 2024
2023-12-04 06:09 ET
LexinFintech Holdings Ltd. Appoints Chief Risk Officer
2023-11-22 23:00 ET
LexinFintech Holdings Ltd. Reports Third Quarter 2023 Unaudited Financial Results
2023-11-13 11:00 ET
LexinFintech Holdings Ltd. to Report Third Quarter 2023 Unaudited Financial Results on November 22, 2023
2023-08-29 23:00 ET
LexinFintech Holdings Ltd. Reports Second Quarter 2023 Unaudited Financial Results
2023-08-23 07:00 ET
LexinFintech Holdings Ltd. to Report Second Quarter 2023 Unaudited Financial Results on August 29, 2023
2023-05-23 23:00 ET
LexinFintech Holdings Ltd. Reports First Quarter Unaudited Financial Results
2023-05-17 07:00 ET
LexinFintech Holdings Ltd. to Report First Quarter 2023 Unaudited Financial Results on May 23, 2023
2023-04-27 02:54 ET
LexinFintech Files 2022 Annual Report on Form 20-F
2023-03-13 23:00 ET
LexinFintech Holdings Ltd. Reports Fourth Quarter and Full Year 2022 Unaudited Financial Results
2023-03-07 07:00 ET
LexinFintech Holdings Ltd. to Report Fourth Quarter and Full Year 2022 Unaudited Financial Results on March 13, 2023
2022-12-30 21:30 ET
LexinFintech Holdings Ltd. Announces Management and Board Changes
2022-11-16 23:00 ET
LexinFintech Holdings Ltd. Reports Third Quarter 2022 Unaudited Financial Results
2022-11-10 07:00 ET
LexinFintech Holdings Ltd. to Report Third Quarter 2022 Unaudited Financial Results on November 16, 2022 
2022-08-16 23:00 ET
LexinFintech Holdings Ltd. Reports Second Quarter 2022 Unaudited Financial Results
2022-08-10 09:00 ET
LexinFintech Holdings Ltd. to Report Second Quarter 2022 Unaudited Financial Results on August 16, 2022 
2022-05-30 23:00 ET
LexinFintech Holdings Ltd. Reports First Quarter 2022 Unaudited Financial Results
2022-05-23 10:59 ET
LexinFintech Holdings Ltd. to Report First Quarter 2022 Unaudited Financial Results on May 30, 2022 
2022-05-06 10:00 ET
Autohome Inc. Announces Appointment of New Chief Financial Officer
2022-05-05 11:00 ET
LexinFintech Holdings Ltd. Updates the Status under Holding Foreign Companies Accountable Act
2022-04-29 10:57 ET
LexinFintech Files 2021 Annual Report on Form 20-F
2022-03-16 08:29 ET
LexinFintech Holdings Ltd. Announces US$50 million Share Repurchase Program
2022-03-16 ET
LexinFintech Holdings Ltd. Announces US$50 million Share Repurchase Program
2022-03-15 23:00 ET
LexinFintech Holdings Ltd. Reports Fourth Quarter and Full Year 2021 Unaudited Financial Results
2022-03-09 10:01 ET
LexinFintech Holdings Ltd. to Report Fourth Quarter and Full Year 2021 Unaudited Financial Results on March 15, 2022
2021-12-23 02:16 ET
LexinFintech Receives Corporate Commitment Certificate from The Asian Banker for Outstanding ESG Efforts
2021-12-01 07:20 ET
LexinFintech Holdings Ltd. Announces Share Purchase by Senior Management
2021-11-10 22:00 ET
LexinFintech Holdings Ltd. Reports Third Quarter 2021 Unaudited Financial Results
2021-11-03 01:08 ET
LexinFintech Holdings Ltd. to Report Third Quarter 2021 Unaudited Financial Results on November 10, 2021
2021-08-25 09:00 ET
LexinFintech Holdings Ltd. Reports Second Quarter 2021 Unaudited Financial Results
2021-08-17 09:58 ET
LexinFintech Holdings Ltd. to Report Second Quarter 2021 Unaudited Financial Results on August 25, 2021
2021-07-22 15:10 ET
LexinFintech Wins The Asian Banker Award for the Third Year in a Row
2021-07-19 09:27 ET
LexinFintech Wins Global Finance Award for Outstanding Financial Innovator
2021-07-16 08:05 ET
LexinFintech Holdings Ltd. Appoints Chief Risk Officer
2021-06-22 14:36 ET
LexinFintech Signs Partnership with Huawei to Further Tap the Chinese Consumer Market
2021-06-01 10:27 ET
LexinFintech Holdings Ltd. Reports First Quarter 2021 Unaudited Financial Results
2021-05-26 09:47 ET
LexinFintech Holdings Ltd. to Report First Quarter 2021 Unaudited Financial Results on June 1, 2021
2021-05-26 09:47 ET
LexinFintech Holdings Ltd. Announces Resignation of Chief Financial Officer
2021-03-19 00:29 ET
LexinFintech Holdings Ltd. Reports Fourth Quarter and Full Year 2020 Unaudited Financial Results
2021-03-12 09:17 ET
LexinFintech Holdings Ltd. to Report Fourth Quarter and Full Year 2020 Unaudited Financial Results on March 18, 2021
2021-02-02 09:00 ET
LexinFintech Holdings Ltd. Appoints Chief Technology Officer
2021-01-25 08:31 ET
LexinFintech Holdings Ltd. Gives 2021 Loan Origination Guidance, Achieves 2020 Loan Origination Target
2020-12-18 12:58 ET
LexinFintech Named to Fast Company’s 50 Most Innovative Companies in China for 2020 with New Product Le Card
2020-12-08 02:22 ET
LexinFintech Holdings Ltd. Announces Changes to Board of Directors
2020-11-24 08:55 ET
LexinFintech Holdings Ltd. Reports Third Quarter 2020 Unaudited Financial Results
2020-11-20 09:52 ET
LexinFintech Holdings Ltd. to Report Third Quarter 2020 Unaudited Financial Results on November 24, 2020
2020-11-06 07:51 ET
LexinFintech Unveils Strategy to Further Tap Chinese Consumer Market at Hong Kong Fintech Week 2020
2020-11-04 10:15 ET
LexinFintech Holdings Ltd. Provides Updates on Recently Announced Regulatory Development
2020-09-18 13:00 ET
Notice of Lead Plaintiff Deadline for Shareholders in the LexinFintech Holdings Ltd. Class Action Lawsuit
2020-09-14 11:51 ET
LexinFintech Announces Business Updates, Senior Management Announces Management Share Purchase Plan
2020-09-14 10:39 ET
LexinFintech Holdings Ltd. to Provide Business Update on September 16, 2020
2020-08-29 11:20 ET
LexinFintech Wins The Asian Banker Award for Best AI and Innovation Lab in China
2020-08-18 07:13 ET
LexinFintech Holdings Ltd. Reports Second Quarter 2020 Unaudited Financial Results
2020-08-18 07:13 ET
LexinFintech Holdings Ltd. Announces Changes to Board of Directors
2020-08-06 05:10 ET
LexinFintech Holdings Ltd. to Report Second Quarter 2020 Unaudited Financial Results on August 18, 2020
2020-06-04 04:03 ET
LexinFintech Holdings Ltd. Reports First Quarter 2020 Unaudited Financial Results
2020-05-29 08:56 ET
LexinFintech Holdings Ltd. to Report First Quarter 2020 Unaudited Financial Results on June 4, 2020
2020-03-24 08:41 ET
LexinFintech Holdings Ltd. Reports Fourth Quarter and Full Year 2019 Unaudited Financial Results
2020-03-18 09:39 ET
LexinFintech Holdings Ltd. to Report Fourth Quarter and Full Year 2019 Unaudited Financial Results on March 24, 2020
2020-02-20 03:10 ET
LexinFintech Holdings Ltd. Announces Purchase of Land Usage Rights in Shenzhen
2020-01-16 03:36 ET
LexinFintech Holdings Ltd. Gives 2020 Loan Origination Guidance
2019-11-18 09:39 ET
LexinFintech Holdings Ltd. Reports Third Quarter 2019 Unaudited Financial Results
2019-11-11 10:16 ET
LexinFintech Holdings Ltd. to Report Third Quarter 2019 Unaudited Financial Results on November 18, 2019
2019-09-30 07:32 ET
LexinFintech Announces the Appointment of Mr. Suining Xiao to the Board of Directors
2019-09-11 10:36 ET
LexinFintech Announces US$300 Million Private Placement of Convertible Notes with PAG
2019-09-11 ET
LexinFintech Announces US$300 Million Private Placement of Convertible Notes with PAG
2019-08-29 00:44 ET
LexinFintech Holdings Ltd. to Report Second Quarter 2019 Unaudited Financial Results on August 30, 2019
2019-07-26 08:28 ET
LexinFintech Wins The Asian Banker Award for Best Lending Technology in China
2019-05-29 10:15 ET
LexinFintech Holdings Ltd. Appoints New Director
2019-05-12 03:40 ET
LexinFintech Holdings Ltd. to Report First Quarter 2019 Unaudited Financial Results on May 17, 2019
2019-04-19 13:00 ET
LexinFintech Expands Product and Partner Network to Further Capture China's Consumption Market Opportunities
2019-04-19 13:00 ET
Gen Z is Driving China's Installment Consumption with Low Consumer Leverage, Report Finds

SEC forms

Show financial reports only

SEC form 6
2026-05-26 10:02 ET
LexinFintech published news for 2026 q1
SEC form 6
2026-05-26 10:02 ET
LexinFintech published news for 2026 q1
SEC form 20
2026-04-29 12:39 ET
LexinFintech published news for 2026 q1
SEC form 20
2026-04-29 12:39 ET
LexinFintech published news for 2026 q1
SEC form 20
2026-04-29 12:39 ET
LexinFintech published news for 2026 q1
SEC form 20
2026-04-29 12:39 ET
LexinFintech published news for 2026 q1
SEC form 20
2026-04-29 12:39 ET
LexinFintech published news for 2026 q1
SEC form 20
2026-04-29 12:39 ET
LexinFintech published news for 2026 q1
SEC form 20
2026-04-29 12:39 ET
LexinFintech published news for 2026 q1
SEC form 20
2026-04-29 12:39 ET
LexinFintech published news for 2026 q1
SEC form 20
2026-04-29 12:39 ET
LexinFintech published news for 2026 q1
SEC form 20
2026-04-29 12:39 ET
LexinFintech published news for 2026 q1
SEC form 20
2026-04-29 12:39 ET
LexinFintech published news for 2026 q1
SEC form 20
2026-04-29 12:39 ET
LexinFintech published news for 2026 q1
SEC form 6
2026-03-19 11:00 ET
LexinFintech published news for 2025 q4
SEC form 6
2026-03-19 11:00 ET
LexinFintech published news for 2025 q4
SEC form 6
2025-11-24 06:22 ET
LexinFintech published news for 2025 q3
SEC form 6
2025-11-24 06:22 ET
LexinFintech reported for 2025 q3
SEC form 6
2025-08-07 11:07 ET
LexinFintech reported for 2025 q2
SEC form 6
2025-08-07 11:07 ET
LexinFintech published news for 2025 q2
SEC form 6
2025-07-21 10:52 ET
LexinFintech published news for 2025 q2
SEC form 6
2025-07-21 10:52 ET
LexinFintech published news for 2025 q2
SEC form 6
2025-05-22 10:03 ET
LexinFintech reported for 2025 q1
SEC form 6
2025-05-22 10:03 ET
LexinFintech published news for 2025 q1
SEC form 20
2025-04-18 00:00 ET
LexinFintech published news for 2025 q1
SEC form 20
2025-04-18 00:00 ET
LexinFintech published news for 2025 q1
SEC form 20
2025-04-18 00:00 ET
LexinFintech published news for 2025 q1
SEC form 20
2025-04-18 00:00 ET
LexinFintech published news for 2025 q1
SEC form 20
2025-04-18 00:00 ET
LexinFintech published news for 2025 q1
SEC form 20
2025-04-18 00:00 ET
LexinFintech published news for 2025 q1
SEC form 20
2025-04-18 00:00 ET
LexinFintech published news for 2025 q1
SEC form 20
2025-04-18 00:00 ET
LexinFintech published news for 2025 q1
SEC form 20
2025-04-18 00:00 ET
LexinFintech published news for 2025 q1
SEC form 6
2025-03-24 22:00 ET
LexinFintech published news for 2024 q4
SEC form 6
2025-03-19 10:25 ET
LexinFintech published news for 2024 q4
SEC form 6
2025-03-19 10:25 ET
LexinFintech reported for 2024 q4
SEC form 6
2024-11-26 06:02 ET
LexinFintech published news for 2024 q3
SEC form 6
2024-11-26 06:02 ET
LexinFintech reported for 2024 q3
SEC form 6
2024-08-28 06:06 ET
LexinFintech published news for 2024 q2
SEC form 6
2024-08-28 06:06 ET
LexinFintech reported for 2024 q2
SEC form 6
2024-05-24 06:11 ET
LexinFintech reported for 2024 q1
SEC form 6
2024-05-24 06:11 ET
LexinFintech published news for 2024 q1
SEC form 20
2024-04-29 00:00 ET
LexinFintech published news for 2024 q1
SEC form 20
2024-04-29 00:00 ET
LexinFintech published news for 2024 q1
SEC form 20
2024-04-29 00:00 ET
LexinFintech published news for 2024 q1
SEC form 20
2024-04-29 00:00 ET
LexinFintech published news for 2024 q1
SEC form 20
2024-04-29 00:00 ET
LexinFintech published news for 2024 q1
SEC form 20
2024-04-29 00:00 ET
LexinFintech published news for 2024 q1
SEC form 20
2024-04-29 00:00 ET
LexinFintech published news for 2024 q1
SEC form 20
2024-04-29 00:00 ET
LexinFintech published news for 2024 q1
SEC form 20
2024-04-29 00:00 ET
LexinFintech published news for 2024 q1
SEC form 20
2024-04-29 00:00 ET
LexinFintech published news for 2024 q1
SEC form 20
2024-04-29 00:00 ET
LexinFintech published news for 2024 q1
SEC form 20
2024-04-29 00:00 ET
LexinFintech published news for 2024 q1
SEC form 20
2024-04-29 00:00 ET
LexinFintech published news for 2024 q1
SEC form 20
2024-04-29 00:00 ET
LexinFintech published news for 2024 q1
SEC form 20
2024-04-29 00:00 ET
LexinFintech published news for 2024 q1
SEC form 20
2024-04-29 00:00 ET
LexinFintech published news for 2024 q1
SEC form 20
2024-04-29 00:00 ET
LexinFintech published news for 2024 q1
SEC form 6
2024-03-21 06:06 ET
LexinFintech published news for 2023 q4
SEC form 6
2024-03-21 06:06 ET
LexinFintech reported for 2023 q4
SEC form 6
2023-11-24 06:04 ET
LexinFintech reported for 2023 q3
SEC form 6
2023-08-30 07:00 ET
LexinFintech reported for 2023 q2
SEC form 6
2023-05-24 06:00 ET
LexinFintech reported for 2023 q1
SEC form 6
2023-04-26 08:29 ET
LexinFintech published news for 2023 q1
SEC form 6
2023-04-26 07:04 ET
LexinFintech published news for 2023 q1
SEC form 20
2023-04-26 00:00 ET
LexinFintech published news for 2023 q1
SEC form 6
2023-03-14 06:01 ET
LexinFintech published news for 2022 q4
SEC form 6
2022-12-30 16:31 ET
LexinFintech published news for 2022 q3
SEC form 6
2022-11-17 06:01 ET
LexinFintech published news for 2022 q3
SEC form 6
2022-08-26 16:30 ET
LexinFintech published news for 2022 q2
SEC form 6
2022-08-17 06:02 ET
LexinFintech published news for 2022 q2
SEC form 6
2022-05-31 06:02 ET
LexinFintech published news for 2022 q1
SEC form 6
2022-04-29 06:26 ET
LexinFintech published news for 2022 q1
SEC form 20
2022-04-29 00:00 ET
LexinFintech published news for 2022 q1
SEC form 6
2022-03-16 06:13 ET
LexinFintech published news for 2021 q4
SEC form 6
2022-03-15 19:00 ET
LexinFintech published news for 2021 q4
SEC form 6
2021-12-01 07:07 ET
LexinFintech published news for 2021 q3
SEC form 6
2021-11-10 18:41 ET
LexinFintech published news for 2021 q3
SEC form 6
2021-11-10 17:24 ET
LexinFintech published news for 2021 q3
SEC form 6
2021-09-14 07:36 ET
LexinFintech published news for 2021 q2
SEC form 6
2021-09-09 09:12 ET
LexinFintech published news for 2021 q2
SEC form 6
2021-08-25 08:07 ET
LexinFintech published news for 2021 q2
SEC form 6
2021-07-16 09:49 ET
LexinFintech published news for 2021 q2
SEC form 6
2021-06-02 06:18 ET
LexinFintech published news for 2021 q1
SEC form 6
2021-05-26 06:18 ET
LexinFintech published news for 2021 q1
SEC form 6
2021-04-28 16:01 ET
LexinFintech published news for 2021 q1
SEC form 20
2021-04-28 00:00 ET
LexinFintech published news for 2021 q1
SEC form 6
2021-03-19 06:01 ET
LexinFintech published news for 2020 q4
SEC form 6
2021-02-02 07:11 ET
LexinFintech published news for 2020 q4
SEC form 6
2021-01-25 07:33 ET
LexinFintech published news for 2020 q4
SEC form 6
2020-12-08 06:03 ET
LexinFintech published news for 2020 q3
SEC form 6
2020-11-24 06:02 ET
LexinFintech published news for 2020 q3