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General information

Country: UNITED STATES

Sector: Banks — Regional

OptimumBank Holdings, Inc. is a bank holding company for OptimumBank, which offers a variety of community banking services to individual and corporate customers through OptimumBank. The company is headquartered in Fort Lauderdale, Florida and currently employs 17 full-time employees. The Bank provides a range of community banking services to individuals and corporate customers through over three banking offices located in Broward County, Florida. The Bank provides a range of consumer and commercial banking services to individuals and businesses. Its services include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal (NOW) account, money market deposit accounts, Visa debit and automated teller machine (ATM) cards, cash management, direct deposits, notary services, money orders, night depository, cashier`s checks, domestic collections, drive-in tellers and banking by mail. The Bank offers Internet banking services through its Website, www.optimumbank.com. The Bank has over eight wholly owned subsidiaries primarily engaged in holding and disposing foreclosed real estate, and a subsidiary primarily engaged in managing foreclosed real estate.
Website: optimumbank.com



Growth: Good revenue growth rate 66.7%, there is slowdown compared to average historical growth rates 109.6%. The revenue growth dynamics is stable

Profitability: LTM net profit margin is positive, +3.4%. Gross margin is high, +100.0%.

Cash Flow Generation: Dividend yield for the last twelve months 0.0%.

Undervaluation: Fundamental value created in LTM (estimate)


Entry Point: Share price is 71.4% higher than minimum and 12.4% lower than maximum for the last 3 years

AI Insight: the companies with similar growth trajectories, Net Income margin, industries and geography on average are valued 6.7x by P / Sales multiple , the company can be >100% undervalued

Insiders: For the last 3 months insiders sold company shares on $0.2 mln (-0.904% of cap.)

Key Financials (Download financials)

Ticker: OPHC
Share price, USD:  (0.0%)4.8
year average price 4.35  


year start price 4.43 2025-03-13

min close price 3.61 2025-04-07

max close price 4.80 2026-01-26

current price 4.80 2026-03-12
Common stocks: 4 346 211

Dividend Yield:  0.0%
P / E LTM: 10.4x
P / Sales: 0.4x
Margin (Net Income LTM / Revenue): 3.4%
Fundamental value created in LTM:
Market Cap ($m): 21
Price to Book: 0.2x

Revenue and Net Income

Quarterly values ($m)

Change (y/y)

Share price and dividends (Download history)

Share price

Payment USD per share

Multiple and potential

EV / Sales

Potential dynamics

News


2025-05-13newsfilecorp.com

OptimumBank Holdings, Inc. Financial Performance for the First Quarter of 2025

2025-05-02newsfilecorp.com

OptimumBank Celebrates Record Year and Bold Outlook at 2025 Annual Shareholder Meeting

2024-11-08globenewswire.com

OptimumBank Holdings, Inc. Financial Performance for the Third Quarter of 2024

2024-10-15newsfilecorp.com

OptimumBank to Present at the LD Micro Main Event XVII

2024-08-29globenewswire.com

Two Weeks Away, Two Panels, One Place: The Best of the Best in Economics at the Inaugural Virtual Banking Conference on September 12, 2024, via Live Webcast

2024-05-23globenewswire.com

OptimumBank Holdings, Inc. To Hold Annual Shareholder Meeting and Investor Day, Wednesday, May 29, 2024 at its Headquarters in Ft. Lauderdale, Florida
More information for subscribed users:
detailed calculation of
Fundamental value created in LTM

Financial reporting

Income Statement

Property 2025 q4 2025 q3 2025 q2 2024 q4 2024 q3 2024 q2 2024 q1 2023 q4 2023 q3 2023 q2 2023 q1 2022 q4 2022 q3 2021 q4 2020 q4
date 2025-12-31 2025-09-30 2025-06-30 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2021-12-31 2020-12-31
symbol OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC
reportedCurrency USD USD USD USD USD USD USD USD USD USD USD USD USD USD USD
cik 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M
filingDate 2026-02-02 2025-02-26 2024-03-08 2023-03-06 2022-03-08 2021-03-25
acceptedDate 2026-02-02 13:09:27 2025-11-10 08:31:04 2025-08-08 16:24:33 2025-02-26 14:09:05 2024-11-08 12:24:32 2024-08-05 14:11:38 2024-05-13 11:16:24 2024-03-08 13:41:41 2023-11-09 17:26:00 2023-08-09 11:06:26 2023-05-10 16:00:54 2023-03-06 16:00:51 2022-11-10 15:06:15 2022-03-08 16:51:16 2021-03-25 12:34:53
fiscalYear 2025 2024 2023 2022 2021 2020
period FY Q3 Q2 FY Q3 Q2 Q1 FY Q3 Q2 Q1 FY Q3 FY FY
revenue 64M 18M 17M 64M 15M 16M 15M 39M 9M 6M 6M 23M 5M 12M 7M
costOfRevenue 0 6M 6M 27M 0 1M 1M 16M 0 0 -2M 8M 0 2M 3M
grossProfit 0 12M 11M 37M 15M 15M 13M 23M 9M 6M 8M 15M 5M 10M 4M
researchAndDevelopmentExpenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
generalAndAdministrativeExpenses 1M 4M 275 000 11M 3M 3M 3M 8M 161 000 2M 2M 5M 1M 4M 2M
sellingAndMarketingExpenses 0 0 0 0 0 3M 0 0 0 0 0 0 0 0 0
sellingGeneralAndAdministrativeExpenses 1M 4M 275 000 11M 3M 3M 3M 8M 161 000 2M 2M 5M 1M 4M 2M
otherExpenses 0 3M 6M 8M 7M -2M -2M 6M -1M -6M 0 4M 0 3M 3M
operatingExpenses 1M 7M 6M 19M 10M 2M 2M 15M 161 000 -6M 197 000 10M 129 000 7M 5M
costAndExpenses 25M 13M 13M 47M 10M 12M 11M 31M 161 000 -6M 197 000 17M 129 000 9M 8M
netInterestIncome 43M 35M 24M 16M 9M 5M
interestIncome 64M 16M 16M 60M 15M 15M 13M 36M 911 000 8M 8M 20M 5M 10M 7M
interestExpense 22M 5M 5M 25M 6M 6M 6M 12M 3M 3M 2M 4M 1M 985 000 2M
depreciationAndAmortization 0 -430 000 874 000 599 000 -975 000 131 000 125 000 560 000 126 000 127 000 122 000 569 000 118 000 302 000 327 000
ebitda 0 5M 6M 18M 0 -1M 3M 9M 2M 2M 4M 6M 2M 3M -455 000
ebit 0 18M 8M 5M 3M -782 000
nonOperatingIncomeExcludingInterest 0 0 0 0 0 0
operatingIncome 7M 6M 5M 18M 0 5M 3M 8M 2M 2M 4M 5M 2M 3M -782 000
totalOtherIncomeExpensesNet 0 0 0 0 4M -231 000 3M 0 2M 2M -2M 0 -1M 0 0
incomeBeforeTax 22M 6M 5M 18M 4M 5M 3M 8M 2M 2M 2M 5M 903 000 3M -782 000
incomeTaxExpense 6M 1M 1M 5M 1M 1M 847 000 2M 459 000 446 000 393 000 1M 230 000 -3M 0
netIncomeFromContinuingOperations 17M 13M 6M 4M 6M -782 000
netIncomeFromDiscontinuedOperations 0 0 0 0 0 0
otherAdjustmentsToNetIncome 0 0 0 0 0 0
netIncome 17M 4M 4M 13M 3M 3M 2M 6M 1M 1M 1M 4M 673 000 6M -782 000
netIncomeDeductions 0 0 0 0 0 0
bottomLineNetIncome 17M 13M 6M 4M 6M -782 000
eps 1.42 0.37 0.31 1.39 0.34 0.36 0.31 0.87 0.18 0.18 0.16 0.68 0.11 1.61 -0.27
epsDiluted 1.36 1.33 0.87 0.68 1.61 -0.27
weightedAverageShsOut 12M 12M 12M 9M 10M 10M 8M 7M 7M 7M 7M 6M 6M 4M 3M
weightedAverageShsOutDil 12M 12M 12M 10M 10M 10M 8M 7M 7M 7M 7M 6M 6M 4M 3M
fillingDate 2025-11-10 2025-08-08 2024-11-08 2024-08-05 2024-05-13 2023-11-09 2023-08-09 2023-05-10 2022-11-10
calendarYear 2025 2025 2024 2024 2024 2023 2023 2023 2022
grossProfitRatio 0.67 0.633 1 0.927 0.916 1 1 1.299 1
ebitdaratio 0.286 0.329 0 -0.014 0.219 0.194 0.276 0.692 0.442
operatingIncomeRatio 0.309 0.279 0 0.299 0.219 0.194 0.276 0.671 0.419
incomeBeforeTaxRatio 0.309 0.279 0.289 0.285 0.219 0.194 0.276 0.267 0.181
netIncomeRatio 0.236 0.207 0.215 0.213 0.162 0.143 0.206 0.199 0.135
epsdiluted 0.35 0.29 0.32 0.34 0.31 0.18 0.18 0.16 0.11
link Link Link Link Link Link Link Link Link Link
finalLink Link Link Link Link Link Link Link Link Link

Balance Sheet Statement

Property 2025 q3 2025 q2 2024 q4 2024 q3 2024 q2 2024 q1 2023 q4 2023 q3 2023 q2 2023 q1 2022 q4 2022 q3 2021 q4 2020 q4
date 2025-09-30 2025-06-30 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2021-12-31 2020-12-31
symbol OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC
reportedCurrency USD USD USD USD USD USD USD USD USD USD USD USD USD USD
cik 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M
fillingDate 2025-11-10 2025-08-08 2024-11-08 2024-08-05 2024-05-13 2023-11-09 2023-08-09 2023-05-10 2022-11-10
acceptedDate 2025-11-10 08:31:04 2025-08-08 16:24:33 2025-02-26 14:09:05 2024-11-08 12:24:32 2024-08-05 14:11:38 2024-05-13 11:16:24 2024-03-08 13:41:41 2023-11-09 17:26:00 2023-08-09 11:06:26 2023-05-10 16:00:54 2023-03-06 16:00:51 2022-11-10 15:06:15 2022-03-08 16:51:16 2021-03-25 12:34:53
calendarYear 2025 2025 2024 2024 2024 2023 2023 2023 2022
period Q3 Q2 FY Q3 Q2 Q1 FY Q3 Q2 Q1 FY Q3 FY FY
cashAndCashEquivalents 235M 182M 94M 132M 104M 151M 77M 104M 78M 87M 72M 74M 59M 55M
shortTermInvestments 0 0 23M 24M 24M 24M 24M 23M 25M 26M 25M 25M 34M 19M
cashAndShortTermInvestments 235M 182M 116M 40M 104M 38M 101M 33M 37M 46M 97M 99M 93M 74M
netReceivables 3M 3M 3M 3M 3M 3M 2M 2M 2M 1M 1M 1M 971 000 1M
inventory 0 0 0 0 -38M -41M 0 -106M -80M 0 0 0 0 0
otherCurrentAssets 0 0 0 0 0 154M 0 106M 80M 0 0 0 0 0
totalCurrentAssets 238M 185M 120M 43M 107M 154M 103M 34M 38M 48M 98M 100M 94M 75M
propertyPlantEquipmentNet 5M 5M 5M 4M 4M 4M 4M 3M 3M 3M 3M 2M 3M 2M
goodwill 0 0 0 0 0 0 0 0 0 0 0 0 0 0
intangibleAssets 0 0 0 0 0 0 0 0 0 0 0 0 0 0
goodwillAndIntangibleAssets 0 0 0 0 684M 633M 0 0 0 0 0 0 0 0
longTermInvestments 826M 797M 795M 0 95M 140M 671M 23M 25M 26M 478M 26M 249M 156M
taxAssets 3M 3M 3M 3M 3M 3M 3M 3M 3M 3M 4M 0 3M 0
otherNonCurrentAssets 11M 9M 10M 0 7M 7M 10M -23M -25M -26M 2M -28M 3M 2M
totalNonCurrentAssets 845M 814M 813M 7M 793M 787M 688M 7M 7M 7M 487M 28M 258M 160M
otherAssets 0 0 0 896M 0 0 0 672M 588M 568M 0 416M 0 0
totalAssets 1 083M 999M 933M 945M 900M 941M 791M 713M 633M 622M 585M 545M 352M 235M
accountPayables 0 0 0 0 0 0 0 0 0 0 0 0 0 0
shortTermDebt 0 0 50M 0 0 43M 62M 14M 0 0 10M 0 18M 23M
taxPayables 0 0 0 0 0 0 0 0 0 0 0 0 0 0
deferredRevenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0
otherCurrentLiabilities 959M 879M 772M 0 0 218M 640M 212M 215M 0 508M 0 292M 191M
totalCurrentLiabilities 959M 879M 822M 0 261M 261M 702M 225M 215M 0 518M 0 310M 214M
longTermDebt 3M 3M 50M 42M 17M 10M 62M 12M 12M 27M 10M 70M 18M 2M
deferredRevenueNonCurrent 0 0 0 0 0 0 0 0 0 0 0 0 0 0
deferredTaxLiabilitiesNonCurrent 0 0 0 0 0 0 0 0 0 0 0 0 0 0
otherNonCurrentLiabilities 4M 6M -45M -40M 535M 586M -45M -12M -12M -27M -7M 0 -17M 528 000
totalNonCurrentLiabilities 7M 9M 8M 2M 552M 596M 20M 12M 12M 27M 5M 494M 3M 4M
otherLiabilities 0 0 0 852M 0 0 0 -225M -215M 0 0 494M 0 0
capitalLeaseObligations 3M 3M 3M 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M 923 000
totalLiabilities 966M 888M 830M 852M 813M 858M 721M 12M 12M 27M 523M 494M 313M 217M
preferredStock 0 0 0 0 0 0 0 0 0 0 0 0 0 0
commonStock 119 000 118 000 116 000 99 000 96 000 96 000 72 000 72 000 72 000 72 000 71 000 68 000 48 000 32 000
retainedEarnings 9M 5M -3M -7M -10M -14M -16M -19M -20M -21M -22M -24M -26M -32M
accumulatedOtherComprehensiveIncomeLoss -5M -5M -6M -4M -5M -6M -5M -7M -6M -5M -6M -6M -635 000 -69 000
othertotalStockholdersEquity 113M 112M 104M 102M 102M 91M 91M 91M 81M
totalStockholdersEquity 117M 111M 103M 93M 87M 83M 70M 66M 66M 65M 63M 51M 39M 18M
totalEquity 117M 111M 103M 93M 87M 83M 70M 66M 66M 65M 63M 51M 39M 18M
totalLiabilitiesAndStockholdersEquity 1 083M 999M 945M 900M 941M 713M 633M 622M 545M
minorityInterest 0 0 0 0 0 0 0 0 0 0 0 0 0 0
totalLiabilitiesAndTotalEquity 1 083M 999M 933M 945M 900M 941M 791M 713M 633M 622M 585M 545M 352M 235M
totalInvestments 826M 797M 818M 24M 95M 140M 696M 23M 25M 26M 503M 51M 283M 175M
totalDebt 3M 3M 103M 42M 47M 56M 126M 12M 12M 27M 22M 70M 38M 26M
netDebt -232M -179M 9M -90M -57M -96M 50M -92M -66M -59M -50M -4M -21M -29M
link Link Link Link Link Link Link Link Link Link
finalLink Link Link Link Link Link Link Link Link Link
filingDate 2025-02-26 2024-03-08 2023-03-06 2022-03-08 2021-03-25
fiscalYear 2024 2023 2022 2021 2020
accountsReceivables 3M 2M 1M 971 000 1M
otherReceivables 0 0 0 0 0
prepaids 0 0 0 0 0
totalPayables 0 0 0 0 0
otherPayables 0 0 0 0 0
accruedExpenses 0 0 0 0 0
capitalLeaseObligationsCurrent 0 0 0 0 0
capitalLeaseObligationsNonCurrent 3M 2M 2M 2M 923 000
treasuryStock 0 0 0 0 0
additionalPaidInCapital 111M 91M 90M 65M 50M
otherTotalStockholdersEquity 0 0 0 0 0

Cash Flow Statement

Property 2025 q3 2025 q2 2024 q4 2024 q3 2024 q2 2024 q1 2023 q4 2023 q3 2023 q2 2023 q1 2022 q4 2022 q3 2021 q4 2020 q4
date 2025-09-30 2025-06-30 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2021-12-31 2020-12-31
symbol OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC OPHC
reportedCurrency USD USD USD USD USD USD USD USD USD USD USD USD USD USD
cik 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M
fillingDate 2025-11-10 2025-08-08 2024-11-08 2024-08-05 2024-05-13 2023-11-09 2023-08-09 2023-05-10 2022-11-10
acceptedDate 2025-11-10 08:31:04 2025-08-08 16:24:33 2025-02-26 14:09:05 2024-11-08 12:24:32 2024-08-05 14:11:38 2024-05-13 11:16:24 2024-03-08 13:41:41 2023-11-09 17:26:00 2023-08-09 11:06:26 2023-05-10 16:00:54 2023-03-06 16:00:51 2022-11-10 15:06:15 2022-03-08 16:51:16 2021-03-25 12:34:53
calendarYear 2025 2025 2024 2024 2024 2023 2023 2023 2022
period Q3 Q2 FY Q3 Q2 Q1 FY Q3 Q2 Q1 FY Q3 FY FY
netIncome 4M 4M 13M 3M 3M 2M 6M 1M 1M 1M 4M 673 000 6M -782 000
depreciationAndAmortization -430 000 216 000 599 000 162 000 131 000 125 000 560 000 126 000 127 000 122 000 569 000 118 000 302 000 327 000
deferredIncomeTax -348 000 -272 000 10000 -94 000 18 000 -75 000 821 000 123 000 337 000 397 000 1M 232 000 -3M 0
stockBasedCompensation 579 000 0 490 000 0 185 000 307 000 490 000 0 2M 490 000 372 000 275 000 199 000 219 000
changeInWorkingCapital -4M 1M -781 000 479 000 -941 000 -1M -5M -2M 3M -3M 832 000 -343 000 132 000 -2M
accountsReceivables -33 000 -61 000 -874 000 520 000 -4000 -516 000 -1M -223 000 -132 000 17 000 -473 000 -205 000 365 000 -904 000
inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0
accountsPayables 0 0 0 0 0 0 0 0 0 0 0 0 0 0
otherWorkingCapital -4M 1M 93 000 -41 000 -63 000 -63 000 -4M -2M 3M -3M 1M -138 000 -233 000 -1M
otherNonCashItems 1M 2M 2M 161 000 654 000 2M 4M -2M -1M 828 000 3M 1M 61 000 990 000
netCashProvidedByOperatingActivities 2M 6M 16M 4M 3M 3M 7M 1M 5M 29 000 10M 2M 4M -1M
investmentsInPropertyPlantAndEquipment -6000 283 000 -988 000 618 000 -359 000 -259 000 -668 000 -146 000 -103 000 -240 000 -322 000 -89 000 -381 000 -200 000
acquisitionsNet 0 0 0 0 0 0 0 0 0 0 0 0 0 0
purchasesOfInvestments 0 0 0 0 0 0 0 0 0 0 0 0 -20M -16M
salesMaturitiesOfInvestments 331 000 -272 000 1M -597 000 340 000 257 000 2M 423 000 430 000 274 000 3M 708 000 5M 5M
otherInvestingActivites -30M 16M -17M -237 000 900 000 -56M -23M -20M -85M
netCashUsedForInvestingActivites -29M 16M -17M -6M -75M -56M -23M -20M -84M
debtRepayment 0 -10M -5M -8M -22M -14M -15M -274 000 0
commonStockIssued -14 000 -5000 1M 0 11M 0 0 324 000 3M
commonStockRepurchased 0 0 0 0 0 0 0 0 0 0 0 0 0 0
dividendsPaid 0 0 0 0 0 0 0 0 0
otherFinancingActivites 81M 26M 44M -36M -245 000 94M 24M 35M 75M
netCashUsedProvidedByFinancingActivities 81M 16M 40M -44M 147M 80M 9M 35M 78M
effectOfForexChangesOnCash 0 0 0 0 0 0 0 -24M 10M 0 0 0 0 0
netChangeInCash 53M 38M 17M 28M -47M 74M 5M 26M -8M 15M 13M -3M 4M 46M
cashAtEndOfPeriod 235M 182M 94M 132M 104M 151M 77M 104M 78M 87M 72M 74M 59M 55M
cashAtBeginningOfPeriod 182M 143M 77M 104M 151M 77M 72M 78M 87M 72M 59M 77M 55M 9M
operatingCashFlow 2M 6M 16M 4M 3M 3M 7M 1M 5M 29 000 10M 2M 4M -1M
capitalExpenditure -6000 283 000 -988 000 618 000 -359 000 -259 000 -668 000 -146 000 -103 000 -240 000 -322 000 -89 000 -381 000 -200 000
freeCashFlow 2M 6M 15M 5M 3M 2M 6M 1M 5M -211 000 10M 2M 3M -2M
link Link Link Link Link Link Link Link Link Link
finalLink Link Link Link Link Link Link Link Link Link
filingDate 2025-02-26 2024-03-08 2023-03-06 2022-03-08 2021-03-25
fiscalYear 2024 2023 2022 2021 2020
otherInvestingActivities -126M -201M -232M -94M -52M
netCashProvidedByInvestingActivities -125M -200M -230M -109M -63M
netDebtIssuance -26M 66M -8M -5M 10M
longTermNetDebtIssuance -26M 66M -8M -5M 10M
shortTermNetDebtIssuance 0 0 0 0 0
netStockIssuance 20M 324 000 25M 13M 11M
netCommonStockIssuance 18M 324 000 10M 4M 540 000
commonStockIssuance 18M 324 000 10M 4M 540 000
netPreferredStockIssuance 2M 0 15M 9M 10M
netDividendsPaid 0 0 0 0 0
commonDividendsPaid 0 0 0 0 0
preferredDividendsPaid 0 0 0 0 0
otherFinancingActivities 133M 132M 215M 102M 89M
netCashProvidedByFinancingActivities 127M 198M 232M 109M 110M
incomeTaxesPaid 2M 1M 0 0 0
interestPaid 26M 12M 4M 1M 3M

Earning call transcript

Press-releases

Show financial reports only

2025-11-12 ET
OptimumBank Holdings, Inc. Financial Performance for the Third Quarter of 2025
2025-11-06 ET
OptimumBank Holdings, Inc., to Announce Third Quarter 2025 Results and Host Earnings Webcast on November 13, 2025
2025-10-24 ET
OptimumBank to Ring the Opening Bell at the New York Stock Exchange in Celebration of 25 Years of Growth and Community Banking
2025-10-21 ET
IBN Announces Latest Episode of The GotStocks Podcast featuring Moishe Gubin, Chairman of OptimumBank Holdings Inc.
2025-10-15 ET
OptimumBank to Present at the LD Micro Main Event XIX
2025-09-16 ET
IBN Initiates Coverage of OptimumBank Holdings Inc.
2025-08-12 ET
OptimumBank Holdings, Inc., Issues Second Quarter Earnings Transcript and Clarification on Projected Asset Growth
2025-08-07 ET
OptimumBank Holdings, Inc. Financial Performance for the Second Quarter of 2025
2025-08-04 ET
OptimumBank Holdings, Inc., to Announce Second Quarter 2025 Results and Host Earnings Webcast on August 7, 2025
2025-06-16 ET
Optimum Bank Partners with Habitat for Humanity of Broward to Provide Zero Interest Mortgage Loans to Six Local Families
2025-05-13 ET
OptimumBank Holdings, Inc. Financial Performance for the First Quarter of 2025
2025-05-02 ET
OptimumBank Celebrates Record Year and Bold Outlook at 2025 Annual Shareholder Meeting
2025-04-28 ET
OptimumBank Holdings, Inc. Reports Best Year in Company History; To Present Shareholder Deck Highlighting 23%+ Core ROAE at April 29, 2025 Annual Meeting
2025-03-31 ET
OptimumBank Holdings, Inc. to Hold Annual Shareholder Meeting and Investor Day, on April 29, 2025
2025-02-18 ET
OptimumBank Achieves SBA Preferred Lender Status
2025-02-05 ET
OptimumBank Holdings, Inc. Financial Performance for the Fourth Quarter of 2024
2025-02-04 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Resignation of Board Member
2025-01-16 ET
OptimumBank to Present at the 2025 Sequire Investor Summit in Puerto Rico
2024-12-19 ET
OPTIMUM BANKHOLDINGS TRANSFERS LISTING OF COMMON STOCK TO THE NYSE AMERICAN
2024-11-08 ET
OptimumBank Holdings, Inc. Financial Performance for the Third Quarter of 2024
2024-11-08 ET
OptimumBank Holdings, Inc. Financial Performance for the Third Quarter of 2024
2024-10-15 12:30 ET
OptimumBank to Present at the LD Micro Main Event XVII
2024-08-29 13:00 ET
Two Weeks Away, Two Panels, One Place: The Best of the Best in Economics at the Inaugural Virtual Banking Conference on September 12, 2024, via Live Webcast
2024-08-29 13:00 ET
Two Weeks Away, Two Panels, One Place: The Best of the Best in Economics at the Inaugural Virtual Banking Conference on September 12, 2024, via Live Webcast
2024-08-12 12:30 ET
OptimumBank Announces New Participants at the Inaugural Virtual Banking Conference on September 12, 2024, via Live Webcast
2024-08-06 14:00 ET
OptimumBank Holding, Inc. Financial Performance for the Second Quarter of 2024
2024-07-15 12:15 ET
OptimumBank to Host Inaugural Virtual Banking Conference on September 12, 2024, via Live Webcast
2024-05-23 12:45 ET
OptimumBank Holdings, Inc. To Hold Annual Shareholder Meeting and Investor Day, Wednesday, May 29, 2024 at its Headquarters in Ft. Lauderdale, Florida
2024-05-16 16:14 ET
OptimumBank Holdings, Inc. (the “Company”) (OPHC-NASDAQ) Announces First Quarter Results
2024-03-12 20:55 ET
OptimumBank Holdings, Inc. (the “Company”) (OPHC-NASDAQ) Announces Full Year Results
2024-02-05 21:35 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces 2023 Full Year Results for OptimumBank (the “Bank”)
2023-12-08 15:13 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Chairman Gubin’s comments pertaining to the Board’s Strategic Planning - “A successful roadmap for growing our Bank”
2023-11-09 23:18 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter Earnings
2023-10-06 17:00 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Chairman Gubin’s comments pertaining to the Board’s strategic planning - “A successful roadmap for growing our Bank”
2023-08-10 19:45 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter Earnings
2023-07-06 12:35 ET
OptimumBank to Present at the Small Cap Growth Virtual Investor Conference July 13th
2023-06-28 21:00 ET
Chairman’s Comments for the Annual Shareholder Meeting June 27, 2023
2023-05-26 20:00 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces First Quarter Earnings
2023-05-11 14:00 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces First Quarter Results for OptimumBank
2023-02-22 14:00 ET
OptimumBank (the "Bank") Announces OptimumBank’s Entry into SMALL BUSINESS ADMINISTRATION (SBA) National Lending
2022-11-11 20:30 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter Results
2022-08-30 15:30 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Strengthens Board of Directors with the Election of Mr. Steven Newman, at the August 23, 2022 Board of Directors meeting.
2022-08-09 16:30 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter Results for OptimumBank
2022-08-01 17:25 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter Results for OptimumBank
2022-05-11 14:20 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Resignation of Board Member
2022-04-29 14:12 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces First Quarter Results for OptimumBank
2022-04-26 18:55 ET
Chairman Comments from the Annual Shareholder Meeting held on April 26, 2022
2022-04-11 14:00 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Lending to the Senior Healthcare industry
2022-02-01 19:30 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Full Year Results for OptimumBank (the “Bank”)
2021-12-06 14:00 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) OptimumBank (the “Bank”) Announces OptimumBank’s Entry into Accounts Receivable Financing to Skilled Nursing Facilities
2021-11-09 18:25 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter Results
2021-08-13 13:00 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter Results for OptimumBank (the “Bank”)
2021-07-30 20:05 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Successful Acquisition of Remaining TruPS
2021-06-07 15:00 ET
OptimumBank Holdings, Inc. Announces Commencement of Exchange Offer for Trust Preferred Securities
2021-05-26 14:55 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Chairman Comments from the Annual Shareholder Meeting held on May 25, 2021
2021-05-11 16:59 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces First Quarter Results for OptimumBank (the “Bank”)
2021-02-05 14:00 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces
2020-12-17 17:58 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces
2020-12-07 19:55 ET
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter Results for OptimumBank (the “Bank”)
2020-09-10 18:00 ET
Midyear Numbers Show Bright Start to 2020

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2026-02-26 10:46 ET
OptimumBank published news for 2025 q4
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