FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRC415 ISIN: ZAG000187394 Bond Code: FRC418 ISIN: ZAG000187527 Bond Code: FRC424 ISIN: ZAG000188145 Bond Code: FRC431 ISIN: ZAG000189218 Bond Code: FRC433 ISIN: ZAG000189317 Bond Code: FRC434 ISIN: ZAG000189333 Bond Code: FRC438 ISIN: ZAG000189853 Bond Code: FRC439 ISIN: ZAG000189861 Bond Code: FRC441 ISIN: ZAG000191008 Bond Code: FRC442 ISIN: ZAG000191016 Bond Code: FRC446 ISIN: ZAG000191446 Bond Code: FRC448 ISIN: ZAG000192931 Bond Code: FRC449 ISIN: ZAG000192923 (FRB) Interest Payment Notifications Noteholders are advised of the following interest payments due 28 February 2023: Bond code: FRC415 ISIN: ZAG000187394 Coupon: 10.7000% Interest amount due: ZAR 7 519 315.07 Interest period: 30 November 2022 to 27 February 2023 Bond code: FRC418 ISIN: ZAG000187527 Coupon: 11.0549% Interest amount due: ZAR 1 362 932.88 Interest period: 30 November 2022 to 27 February 2023 Bond code: FRC424 ISIN: ZAG000188145 Coupon: 10.4000% Interest amount due: ZAR 1 282 191.78 Interest period: 30 November 2022 to 27 February 2023 Bond code: FRC431 ISIN: ZAG000189218 Coupon: 10.2000% Interest amount due: ZAR 1 634 794.52 Interest period: 30 November 2022 to 27 February 2023 Bond code: FRC433 ISIN: ZAG000189317 Coupon: 10.2000% Interest amount due: ZAR 1 760 547.96 Interest period: 30 November 2022 to 27 February 2023 Bond code: FRC434 ISIN: ZAG000189333 Coupon: 10.7000% Interest amount due: ZAR 1 846 849.32 Interest period: 30 November 2022 to 27 February 2023 Bond code: FRC438 ISIN: ZAG000189853 Coupon: 10.2000% Interest amount due: ZAR 2 263 561.64 Interest period: 30 November 2022 to 27 February 2023 Bond code: FRC439 ISIN: ZAG000189861 Coupon: 10.3500% Interest amount due: ZAR 2 296 849.32 Interest period: 30 November 2022 to 27 February 2023 Bond code: FRC441 ISIN: ZAG000191008 Coupon: 10.3000% Interest amount due: ZAR 1 396 849.32 Interest period: 30 November 2022 to 27 February 2023 Bond code: FRC442 ISIN: ZAG000191016 Coupon: 10.3000% Interest amount due: ZAR 1 396 849.32 Interest period: 30 November 2022 to 27 February 2023 Bond code: FRC446 ISIN: ZAG000191446 Coupon: 10.2000% Interest amount due: ZAR 2 515 068.49 Interest period: 30 November 2022 to 27 February 2023 Bond code: FRC448 ISIN: ZAG000192931 Coupon: 10.2580% Interest amount due: ZAR 688 550.68 Interest period: 20 December 2022 to 27 February 2023 Bond code: FRC449 ISIN: ZAG000192923 Coupon: 10.3580% Interest amount due: ZAR 695 263.01 Interest period: 20 December 2022 to 27 February 2023 Date Convention: Modified Following Business Day Payment Date: 28 February 2023 20 February 2023 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited)