The Standard Bank of South Africa Limited New Financial Instrument Listing Announcement - “CLN823” Stock Code: CLN823 ISIN Code: ZAG000185901 The JSE Limited has granted a listing to The Standard Bank of South Africa Limited – CLN823 Senior Unsecured Mixed Rate Credit Linked Notes due 31 July 2034 - sponsored by The Standard Bank of South Africa Limited, under its Structured Note Programme. Authorised Programme size ZAR80,000,000,000 Total notes issued (including current issue) ZAR66,446,485,397.61. Full Note details are as follows: Issue Date: 13 May 2022 Nominal Issued: ZAR45,000,000 Coupon Rate: Fixed Notes – From, and including, 31 July 2029 until (but excluding) the Maturity Date: 8.70% per annum payable quarterly in arrears; and Floating Rate Notes - From, and including, the Interest Commencement Date to, but excluding, 31 July 2029: the greater of 20.42% minus three-month ZAR-JIBAR-SAFEX and 0% as per the Applicable Pricing Supplement Coupon Indicator: Fixed Rate Notes – Fixed Floating Rate Notes - Floating Interest Determination Dates: In respect of: Fixed Rate Notes – Not Applicable Floating Rate Notes - Each 31 January, 30 April, 31 July and 31 October of each year, commencing on the Issue Date until (but excluding) 31 July 2029 Trade Type: Price Issue Price: 100% Maturity Date: 31 July 2034 Interest Commencement Date: Issue Date First Interest Payment Date: 31 July 2022 Interest Payment Dates: In respect of: Fixed Rate Notes – each 31 January, 30 April, 31 July and 31 October of each year until the Maturity Date, with the first Interest Payment Date being 31 October 2029 Floating Rate Notes – each 31 January, 30 April, 31 July and 31 October of each year until (and including) 31 July 2029 Business Day Count/Convention: Actual/365(fixed) and Following Business Day Books Close: From each 26 January, 25 April, 26 July, and 26 October until the applicable Interest Payment Date Last day to register: By: 17:00 on 25 January, 24 April, 25 July and 25 October of each year, or if such day is not a Business Day, the Business Day before each Books Closed Period Optional Call Date: 31 July 2029 Placement Agent: The Standard Bank of South Africa Limited Debt Security subject to guarantee; security or credit enhancement: Not Applicable Additional Terms and Conditions: Investors should study the Pricing Supplement for full details of the specific terms and conditions applicable to this specific issuance. Notes will be deposited in the Central Depository (“CSD”) and settlement will take place electronically in terms of JSE Rules. Dated 12 May 2022 Sponsor – The Standard Bank of South Africa Limited For further information on the Notes issued please contact: Johann Erasmus SBSA (Sponsor) Email: johann.erasmus@standardbank.co.za