The Standard Bank of South Africa Limited New Financial Instrument Listing Announcement - “SSN199” Stock Code: SSN199 ISIN Code: ZAG000196056 The JSE Limited has granted a listing to The Standard Bank of South Africa Limited – SSN199 Senior Unsecured Credit Linked Notes due 17 May 2028 - sponsored by The Standard Bank of South Africa Limited, under its Structured Note Programme. Authorised Programme size ZAR120,000,000,000 Total notes issued (including current issue) ZAR 79,964,468,081.61. Full Note details are as follows: Issue Date: 17 May 2023 Nominal Issued: ZAR 20,000,000.00 Coupon Rate: 1.76% plus Three-month ZAR- JIBAR-SAFEX, as per the Applicable Pricing Supplement Coupon Indicator: Floating Interest Determination Dates: Not Applicable Trade Type: Price Issue Price: 100% Maturity Date: 17 May 2028 Interest Commencement Date: 17 May 2023 First Interest Payment Date: 17 August 2023 Interest Payment Dates: Each 17 February, 17 May, 17 August and 17 November of each year until the Maturity Date, Business Day Count/Convention: Actual/365(fixed) and Following Business Day Books Close: Each 12 February, 12 May, 12 August and 12 November, until the applicable Interest Payment Date. Last day to register: By: 17h00 on 11 February, 11 May, 11 August, and 11 November of each year, or if such day is not a Business Day, the Business Day before each Books Closed Period Placement Agent: The Standard Bank of South Africa Limited Debt Security subject to guarantee; security or credit enhancement: Not Applicable Additional Terms and Conditions: Investors should study the Pricing Supplement for full details of the specific terms and conditions applicable to this specific issuance. Notes will be deposited in the Central Depository (“CSD”) and settlement will take place electronically in terms of JSE Rules. Dated 16 May 2023 Sponsor – The Standard Bank of South Africa Limited For further information on the Notes issued please contact: Johann Erasmus SBSA (Sponsor) Email: johann.erasmus@standardbank.co.za