FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRC317 ISIN: ZAG000163551 Bond Code: FRC348 ISIN: ZAG000172024 Bond Code: FRC349 ISIN: ZAG000172347 Bond Code: FRC350 ISIN: ZAG000172354 Bond Code: FRC353 ISIN: ZAG000172883 Bond Code: FRC355 ISIN: ZAG000173162 Bond Code: FRC356 ISIN: ZAG000173568 Bond Code: FRC357 ISIN: ZAG000173824 Bond Code: FRC360 ISIN: ZAG000174285 Bond Code: FRC361 ISIN: ZAG000174483 Bond Code: FRC395 ISIN: ZAG000184607 Bond Code: FRC432 ISIN: ZAG000189275 Bond Code: FRC445 ISIN: ZAG000191396 Bond Code: FRC452 ISIN: ZAG000193400 Bond Code: FRC453 ISIN: ZAG000193418 Bond Code: FRS217 ISIN: ZAG000167826 (FRB) INTEREST AND CAPITAL PAYMENT NOTIFICATIONS Noteholders are advised of the following interest and capital payments due 30 October 2023: Bond code: FRC445 ISIN: ZAG000191396 Coupon: 10.650% Capital amount due: R 350 000 000.00 Interest amount due: R 9 293 219.18 Bond code: FRC452 ISIN: ZAG000193400 Coupon: 10.650% Capital amount due: R 600 000 000.00 Interest amount due: R 15 931 232.88 Bond code: FRC453 ISIN: ZAG000193418 Coupon: 10.550% Interest amount due: R 526 054.79 Bond code: FRS217 ISIN: ZAG000167826 Coupon: 4.835% Interest amount due: R 1 205 438.36 Interest period: 31 July 2023 to 29 October 2023 Date Convention: Modified Following Business Day Payment Date: 30 October 2023 Noteholders are advised of the following interest payments due 31 October 2023: Bond code: FRC317 ISIN: ZAG000163551 Coupon: 10.630% Interest amount due: R 1 339 671.23 Bond code: FRC348 ISIN: ZAG000172024 Coupon: 11.401% Interest amount due: R 3 735 779.73 Bond code: FRC349 ISIN: ZAG000172347 Coupon: 11.050% Interest amount due: R 2 785 205.48 Bond code: FRC350 ISIN: ZAG000172354 Coupon: 10.450% Interest amount due: R 790 191.78 Bond code: FRC353 ISIN: ZAG000172883 Coupon: 11.150% Interest amount due: R 2 810 410.96 Bond code: FRC355 ISIN: ZAG000173162 Coupon: 11.160% Interest amount due: R 2 812 931.51 Bond code: FRC356 ISIN: ZAG000173568 Coupon: 11.010% Interest amount due: R 1 110 049.32 Bond code: FRC357 ISIN: ZAG000173824 Coupon: 11.091% Interest amount due: R 978 438.90 Bond code: FRC360 ISIN: ZAG000174285 Coupon: 10.850% Interest amount due: R 1 367 397.26 Bond code: FRC361 ISIN: ZAG000174483 Coupon: 10.770% Interest amount due: R 950 120.55 Bond code: FRC395 ISIN: ZAG000184607 Coupon: 11.450% Interest amount due: R 2 164 520.55 Bond code: FRC432 ISIN: ZAG000189275 Coupon: 10.585% Interest amount due: R 800 400.00 Interest period: 31 July 2023 to 30 October 2023 Date Convention: Modified Following Business Day Payment Date: 31 October 2023 13 October 2023 Debt sponsor RAND MERCHANT BANK (a division of FirstRand Bank Limited)