FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRS100 ISIN: ZAG000111634 (FRB) CAPITAL PAYMENT NOTIFICATION Noteholders are advised of the following capital payment due 15 January 2024: Bond code: FRS100 ISIN: ZAG000111634 Capital amount due: R 229 244 720.00 Redemption amount: An amount equal to the price of Reference Bond with a nominal Rand value of ZAR200,000,000, such price being determined on the Valuation Date by reference to the [all - in closing price for the Reference Bond] published by the JSE at ftp://bondftp.jse.co.za/MTM LIVE/MTMDETAILED URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Date Convention: Following Business Day Payment Date: 15 January 2024 10 January 2024 Debt sponsor RAND MERCHANT BANK (a division of FirstRand Bank Limited)