FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRS186 ISIN: ZAG000156522 Bond Code: FRS187 ISIN: ZAG000156514 (FRB) CAPITAL PAYMENT NOTIFICATIONS Noteholders are advised of the following capital payments due 23 January 2024: Bond code: FRS186 ISIN: ZAG000156522 Capital amount due: R 152 705 644.00 Applicable formula: ILRA = ANA / FXFSD * (FIL / IIL + ARA * DC) * FXFVD all definitions used in this calculation are as per the pricing supplement, with FIL being 499.897 and FXFVD at 18.7042000 Bond code: FRS187 ISIN: ZAG000156514 Capital amount due: R 1 131 141 206.00 Applicable formula: ILRA = ANA / FXFSD * (FIL / IIL + ARA * DC) * FXFVD all definitions used in this calculation are as per the pricing supplement, with FIL being 9736.775 and FXFVD at 18.7042000 URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Date Convention: Following Business Day Payment Date: 23 January 2024 18 January 2024 Debt sponsor RAND MERCHANT BANK (a division of FirstRand Bank Limited)