FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRS103 ISIN: ZAG000111840 Bond Code: FRS258 ISIN: ZAG000174855 Bond Code: FRS313 ISIN: ZAG000191362 (FRB) INTEREST AND CAPITAL PAYMENT NOTIFICATIONS Noteholders are advised of the following interest and capital payments due 23 January 2024: Bond code: FRS103 ISIN: ZAG000111840 Coupon: 9.550% Interest amount due: R 2 195 296.44 Capital amount due: R 91 200 000.00 Interest period: 23 October 2023 to 22 January 2024 Date Convention: Modified Following Business Day Bond code: FRS258 ISIN: ZAG000174855 Capital amount due: R 389 783 739.00 Applicable formula: ILRA = ANA * (FIL / IIL) + ARA * DC) * (FXFVD/FXFSD) all definitions used in this calculation are as per the pricing supplement, with FIL being 9 816.539 and FXFVD at 18.7042000 URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Date Convention: Following Business Day Payment Date: 23 January 2024 Noteholders are advised of the following interest payment due 29 January 2024: Bond code: FRS313 ISIN: ZAG000191362 Coupon: 9.283% Interest amount due: R 4 422 777.26 Interest period: 27 October 2023 to 28 January 2024 Date Convention: Modified Following Business Day Payment Date: 29 January 2024 18 January 2024 Debt sponsor RAND MERCHANT BANK (a division of FirstRand Bank Limited)