FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRC396 ISIN: ZAG000184656 Bond Code: FRC398 ISIN: ZAG000185141 Bond Code: FRC399 ISIN: ZAG000185273 Bond Code: FRC401 ISIN: ZAG000185703 Bond Code: FRC405 ISIN: ZAG000186107 Bond Code: FRS271 ISIN: ZAG000178047 (FRB) INTEREST AND CAPITAL PAYMENT NOTIFICATIONS Noteholders are advised of the following interest and capital payments due 14 July 2022: Bond code: FRS271 ISIN: ZAG000178047 Coupon: 4.567% Interest amount due: ZAR 5 693 109.60 Capital amount due: ZAR 500 000 000.00 Interest period: 14 April 2022 to 13 July 2022 Date Convention: Modified Following Business Day Payment Date: 14 July 2022 Noteholders are advised of the following interest payments due 19 July 2022: Bond code: FRC401 ISIN: ZAG000185703 Coupon: 10.500% Interest amount due: ZAR 775 405.46 Bond code: FRC405 ISIN: ZAG000186107 Coupon: 11.100% Interest amount due: ZAR 2 828 219.18 Date Convention: Modified Following Business Day Payment Date: 19 July 2022 Noteholders are advised of the following interest payments due 21 July 2022: Bond code: FRC396 ISIN: ZAG000184656 Coupon: 6.403% Interest amount due: ZAR 399 091.10 Interest period: 21 April 2022 to 20 July 2022 Bond code: FRC398 ISIN: ZAG000185141 Coupon: 6.883% Interest amount due: ZAR 429 008.90 Interest period: 21 April 2022 to 20 July 2022 Bond code: FRC399 ISIN: ZAG000185273 Coupon: 7.483% Interest amount due: ZAR 1 105 023.83 Interest period: 14 April 2022 to 20 July 2022 Date Convention: Modified Following Business Day Payment Date: 21 July 2022 8 July 2022 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited)