The Standard Bank of South Africa Limited New Financial Instrument Listing Announcement - “SSN173” Stock Code: SSN173 ISIN Code: ZAG000188459 The JSE Limited has granted a listing to The Standard Bank of South Africa Limited – SSN173 Senior Unsecured Credit Linked Notes due 28 February 2025 - sponsored by The Standard Bank of South Africa Limited, under its Structured Note Programme. Authorised Programme size ZAR80,000,000,000 Total notes issued (including current issue) ZAR69,559,622,469.61 Full Note details are as follows: Issue Date: 22 July 2022 Nominal Issued: ZAR 25,000,000 Coupon Rate: 15.16% plus Spread(t) minus three-month ZAR-JIBAR-SAFEX as per the Applicable Pricing Supplement Coupon Indicator: Floating Interest Determination Dates: Each 28 February, 31 May, 31 August, 30 November of each year, commencing on the Issue Date Trade Type: Price Issue Price: ZAR 25,250,000 Maturity Date: 28 February 2025 Interest Commencement Date: 31 May 2022 First Interest Payment Date: 31 August 2022 Interest Payment Dates: Each 28 February, 31 May, 31 August and 30 November of each year until the Maturity Date Business Day Count/Convention: Actual/365(fixed) and Following Business Day Books Close: From 23 February, 26 May, 26 August and 25 November until the applicable Interest Payment Date Last day to register: By 17:00 on 22 February, 25 May, 25 August and 24 November or if such day is not a Business Day, the Business Day before each Books Closed Period. Placement Agent: The Standard Bank of South Africa Limited Debt Security subject to guarantee; security or credit enhancement: Not Applicable Additional Terms and Conditions: Investors should study the Pricing Supplement for full details of the specific terms and conditions applicable to this specific issuance. Notes will be deposited in the Central Depository (“CSD”) and settlement will take place electronically in terms of JSE Rules. Dated 21 July 2022 Sponsor – The Standard Bank of South Africa Limited For further information on the Notes issued please contact: Johann Erasmus SBSA (Sponsor) Email: johann.erasmus@standardbank.co.za