Enhanced Investments - Financial Portal

FRII - Interest Payment Notifications

Published: 2022-07-27 11:26:08 ET

FirstRand Bank Limited
(Incorporated in the Republic of South Africa)
(Registration number: 1929/001225/06)
Issuer code: FRII
LEI: ZAYQDKTCATIXF9OQY690
Bond Code: FRC169          ISIN: ZAG000104852
Bond Code: FRC352          ISIN: ZAG000172891
Bond Code: FRC363          ISIN: ZAG000175399
Bond Code: FRI38           ISIN: ZAG000141862
Bond Code: FRJ23           ISIN: ZAG000149436
Bond Code: FRS87           ISIN: ZAG000105420
Bond Code: FRS101          ISIN: ZAG000111774
Bond Code: FRS108          ISIN: ZAG000113515
Bond Code: FRS110          ISIN: ZAG000113663
Bond Code: FRS114          ISIN: ZAG000116070
Bond Code: FRS119          ISIN: ZAG000118951
Bond Code: FRS122          ISIN: ZAG000121062
Bond Code: FRS124          ISIN: ZAG000122593
Bond Code: FRS127          ISIN: ZAG000125394
Bond Code: FRS134          ISIN: ZAG000126574
Bond Code: FRS135          ISIN: ZAG000126608
Bond Code: FRS136          ISIN: ZAG000126780
Bond Code: FRS146          ISIN: ZAG000134636
Bond Code: FRS151          ISIN: ZAG000136987
Bond Code: FRX30           ISIN: ZAG000124264
(FRB)


INTEREST PAYMENT NOTIFICATIONS

Noteholders are advised of the following interest payments due 1 August 2022:

Bond code:                      FRC169
ISIN:                           ZAG000104852
Annualised interest rate:       2.000%
Interest rate for the period:   1.000%
Reference CPI:                  127.156761290323
Base CPI:                       77.6280671
Interest amount due:            ZAR 169 370.65
Date Convention:                Following Business Day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all
                                definitions used in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-
                                instruments/

Bond code:                      FRC363
ISIN:                           ZAG000175399
Coupon:                         6.760%
Interest amount due:            ZAR 833 424.66
Interest period:                3 May 2022 to 31 July 2022
Date Convention:                Modified Following Business Day

Bond code:                      FRI38
ISIN:                           ZAG000141862
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  127.156761290323
Base CPI:                       77.6280671697466
Interest amount due:            ZAR 10 466 983.58
Date Convention:                Following Business Day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all
                                definitions used in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-
                                instruments/

Bond code:                      FRJ23
ISIN:                           ZAG000149436
Coupon:                         5.850%
Interest amount due:            ZAR 22 516 890.41
Interest period:                3 May 2022 to 31 July 2022
Date Convention:                Following Business Day

Bond code:                      FRS87
ISIN:                           ZAG000105420
Annualised interest rate:       2.000%
Interest rate for the period:   1.000%
Reference CPI:                  127.156761290323
Base CPI:                       77.628067
Interest amount due:            ZAR 835 393.06
Date Convention:                Following Business Day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all
                                definitions used in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-
                                instruments/

Bond code:                      FRS101
ISIN:                           ZAG000111774
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  127.15676129
Base CPI:                       77.62806717
Interest amount due:            ZAR 368 555.75
Date Convention:                Following Business Day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all
                                definitions used in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-
                                instruments/

Bond code:                      FRS108
ISIN:                           ZAG000113515
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  127.156761290323
Base CPI:                       77.6280671697466
Interest amount due:            ZAR 928 760.52
Date Convention:                Following Business Day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all
                                definitions used in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-
                                instruments/

Bond code:                      FRS110
ISIN:                           ZAG000113663
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  127.156761290323
Base CPI:                       77.6280671697466
Interest amount due:            ZAR 779 495.43
Date Convention:                Following Business Day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all
                                definitions used in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-
                                instruments/

Bond code:                      FRS114
ISIN:                           ZAG000116070
Annualised interest rate:       2.000%
Interest rate for the period:   1.000%
Reference CPI:                  127.15676129
Base CPI:                       77.6280671
Interest amount due:            ZAR 245 703.84
Date Convention:                Following Business Day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all
                                definitions used in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-
                                instruments/

Bond code:                      FRS119
ISIN:                           ZAG000118951
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  127.15676129
Base CPI:                       77.62806717
Interest amount due:            ZAR 2 679 586.22
Date Convention:                Following Business Day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all
                                definitions used in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-
                                instruments/

Bond code:                      FRS122
ISIN:                           ZAG000121062
Annualised interest rate:       2.000%
Interest rate for the period:   1.000%
Reference CPI:                  127.156761290323
Base CPI:                       77.6280671697466
Interest amount due:            ZAR 81 901.28
Date Convention:                Following Business Day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all
                                definitions used in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-
                                instruments/

Bond code:                      FRS124
ISIN:                           ZAG000122953
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  127.156761290323
Base CPI:                       77.6280671697466
Interest amount due:            ZAR 420 013.92
Date Convention:                Following Business Day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all
                                definitions used in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-
                                instruments/

Bond code:                      FRS127
ISIN:                           ZAG000125394
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  127.15676129
Base CPI:                       77.62806717
Interest amount due:            ZAR 460 694.70
Date Convention:                Following Business Day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all
                                definitions used in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-
                                instruments/

Bond code:                      FRS134
ISIN:                           ZAG000126574
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  127.156761290323
Base CPI:                       77.6280671697466
Interest amount due:            ZAR 184 277.88
Date Convention:                Following Business Day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all
                                definitions used in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-
                                instruments/

Bond code:                      FRS135
ISIN:                           ZAG000126608
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  127.15676129
Base CPI:                       77.62806717
Interest amount due:            ZAR 184 277.88
Date Convention:                Following Business Day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all
                                definitions used in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-
                                instruments/

Bond code:                      FRS136
ISIN:                           ZAG000126780
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  127.156761290323
Base CPI:                       77.6280671697466
Interest amount due:            ZAR 2 144 994.52
Date Convention:                Following Business Day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all
                                definitions used in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-
                                instruments/

Bond code:                      FRS146
ISIN:                           ZAG000134636
Annualised interest rate:       2.000%
Interest rate for the period:   1.000%
Reference CPI:                  127.156761290323
Base CPI:                       77.6280671697466
Interest amount due:            ZAR 163 802.56
Date Convention:                Following Business Day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all
                                definitions used in this calculation as per the pricing supplement
URL:                             https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-
                                 instruments/

Bond code:                         FRS151
ISIN:                              ZAG000136987
Annualised interest rate:          2.000%
Interest rate for the period:      1.000%
Reference CPI:                     127.156761290323
Base CPI:                          77.6280671697466
Interest amount due:               ZAR 360 365.63
Date Convention:                   Following Business Day
Applicable formula:                (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all
definitions used in this calculation as per the pricing supplement
URL:                               https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-
                                   instruments/

Bond code:                      FRX30
ISIN:                           ZAG000124264
Coupon:                         9.750%
Interest amount due:            ZAR 121 387 500.00
Date Convention:                Following Business Day

Payment Date:                    1 August 2022


Noteholders are advised of the following interest payment due 2 August 2022:

Bond code:                      FRC352
ISIN:                           ZAG000172891
Coupon:                         7.670%
Interest amount due:            ZAR 956 123.29
Interest period:                3 May 2022 to 1 August 2022
Date Convention:                Modified Following Business Day
Payment Date:                   2 August 2022



27 July 2022

Debt Sponsor
RAND MERCHANT BANK (A division of FirstRand Bank Limited)

Enhanced Investments, Inc.
329 South Oyster Bay Road #2085
Plainview, NY 11803
team@eninvs.com

Important disclosures

Performance results were prepared by Enhanced Investments, and have not been compiled, reviewed or audited by an independent accountant. Performance estimates are subject to future adjustment and revision. Investors should be aware that a loss of investment is possible. Account holdings are for illustrative purposes only and are not investment recommendations. Additional information, including (i) the calculation methodology; and (ii) a list showing the contribution of each holding to the portfolio’s performance during the time period will be provided upon request.
All statements made via social media sites sponsored or maintained by Enhanced Investments and its affiliates are for informational purposes only and do not constitute a comprehensive description of Enhanced Investments' investment advisory services.
Certain investments are not suitable for all investors. Before investing, consider your investment objectives and applicable fees. The rate of return on investments can vary widely over time, especially for long term investments. Investment losses are possible, including the potential loss of all amounts invested. Information provided by Enhanced Investments is for informational and general educational purposes only and is not investment or financial advice.

Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities.
Past performance is no guarantee of future results. Any historical returns, expected returns [or probability projections] are hypothetical in nature and may not reflect actual future performance.
All the strategies assume investments in equity invstrumenta only and are more relevant for "agressive investment profile". Eastern European flagship strategy assumes using up to 20% leverage of total portfolio. GlobalCommodities and US Growth strategy currently assume no leverage.
Results for the Enhanced Investments strategies as compared to the performance of Illustrative Benchmarks is for informational purposes only. Our investment program does not mirror that of the Illustrative Benchmarks and the volatility may be materially different from the volatility of Illustrative Benchmarks. Reference or comparison to an Illustrative Benchmark does not imply that strategies of Enhanced Investments will be constructed in the same way as the Illustrative Benchmark or achieve returns, volatility, or other results similar to those of the Illustrative Benchmark. The S&P 500 is an unmanaged market capitalization-weighted index of 500 common stocks chosen for market size, liquidity, and industry group representation to represent U.S. equity performance.
Performance results were prepared by Enhanced Investments, and have not been compiled, reviewed or audited by an independent accountant. Performance estimates are subject to future adjustment and revision. Investors should be aware that a loss of investment is possible. Account holdings are for illustrative purposes only and are not investment recommendations. Additional information, including (i) the calculation methodology; and (ii) a list showing the contribution of each holding to the portfolio’s performance during the time period will be provided upon request.
All statements made via social media sites sponsored or maintained by Enhanced Investments and its affiliates are for informational purposes only and do not constitute a comprehensive description of Enhanced Investments' investment advisory services.
Certain investments are not suitable for all investors. Before investing, consider your investment objectives and applicable fees. The rate of return on investments can vary widely over time, especially for long term investments. Investment losses are possible, including the potential loss of all amounts invested. Information provided by Enhanced Investments is for informational and general educational purposes only and is not investment or financial advice.