Enhanced Investments - Financial Portal

FRII - Interest and Capital Payment Notifications

Published: 2025-01-27 10:50:24 ET

FirstRand Bank Limited
(Incorporated in the Republic of South Africa)
(Registration number: 1929/001225/06)
Issuer code: FRII
LEI: ZAYQDKTCATIXF9OQY690
Bond code:       FRS332           ISIN: ZAG000196676
Bond code:       FRC501           ISIN: ZAG000203977
Bond code:       FRC535           ISIN: ZAG000208356
Bond code:       FRBI25           ISIN: ZAG000109588
Bond code:       FRC169           ISIN: ZAG000104852
Bond code:       FRI38            ISIN: ZAG000141862
Bond code:       FRS101           ISIN: ZAG000111774
Bond code:       FRS108           ISIN: ZAG000113515
Bond code:       FRS110           ISIN: ZAG000113663
Bond code:       FRS114           ISIN: ZAG000116070
Bond code:       FRS119           ISIN: ZAG000118951
Bond code:       FRS124           ISIN: ZAG000122953
Bond code:       FRS127           ISIN: ZAG000125394
Bond code:       FRS135           ISIN: ZAG000126608
Bond code:       FRS136           ISIN: ZAG000126780
Bond code:       FRS146           ISIN: ZAG000134636
Bond code:       FRS151           ISIN: ZAG000136987
Bond code:       FRS85            ISIN: ZAG000104985
Bond code:       FRS87            ISIN: ZAG000105420
(FRB)


INTEREST AND CAPITAL PAYMENT NOTIFICATIONS

Noteholders are advised of the following interest and capital payments due 31 January 2025:


Bond code:                            FRS332
ISIN:                                 ZAG000196676
Coupon:                               11.017%
Interest amount due:                  R1 388 443.84
Interest period:                      31 October 2024 to 30 January 2025
Date convention:                      Modified following business day

Bond code:                            FRC501
ISIN:                                 ZAG000203977
Annualised interest rate:             2.250%
Interest rate for the period:         1.125%
Reference CPI:                        116.003225806452
Base CPI:                             62.5024695408588
Interest amount due:                  R521 994.38
Date convention:                      Modified following business day
Applicable formula:                   (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                      in this calculation as per the pricing supplement
URL:                                  https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/


Bond code:                            FRC535
ISIN:                                 ZAG000208356
Annualised interest rate:             2.250%
Interest rate for the period:         1.125%
Reference CPI:                        116.003225806452
Base CPI:                             62.5024695153407
Interest amount due:                  R1 626 140.45
Date convention:                      Modified following business day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/


Bond code:                      FRBI25
ISIN:                           ZAG000109588
Annualised interest rate:       2.000%
Interest rate for the period:   1.000%
Reference CPI:                  144.07600645602
Base CPI:                       77.62806717
Interest amount due:            R23 462 720.60
Capital amount due:             R2 346 272 059.07
Date convention:                Modified following business day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/


Bond code:                      FRC169
ISIN:                           ZAG000104852
Annualised interest rate:       2.000%
Interest rate for the period:   1.000%
Reference CPI:                  144.07600645602
Base CPI:                       77.6280671
Interest amount due:            R191 906.35
Capital amount due:             R19 190 681.78
Date convention:                Following business day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/


Bond code:                      FRI38
ISIN:                           ZAG000141862
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  144.07600645602
Base CPI:                       77.62806717
Interest amount due:            R11 859 701.20
Date convention:                Following business day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/

Bond code:                      FRS101
ISIN:                           ZAG000111774
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  144.07600645602
Base CPI:                       77.6280671697466
Interest amount due:            R158 059.73
Date convention:                Following business day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/

Bond code:                      FRS108
ISIN:                           ZAG000113515
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  144.07600645602
Base CPI:                       77.6280671697466
Interest amount due:            R1 052 339.68
Date convention:                Following business day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/

Bond code:                      FRS110
ISIN:                           ZAG000113663
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  144.07600645602
Base CPI:                       77.6280671697466
Interest amount due:            R883 213.66
Date convention:                Following business day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/

Bond code:                      FRS114
ISIN:                           ZAG000116070
Annualised interest rate:       2.000%
Interest rate for the period:   1.000%
Reference CPI:                  144.07600645602
Base CPI:                       77.6280671697466
Interest amount due:            R278 396.74
Capital amount due:             R27 839 674.18
Date convention:                Following business day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/

Bond code:                      FRS119
ISIN:                           ZAG000118951
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  144.07600645602
Base CPI:                       77.6280671697466
Interest amount due:            R3 036 127.05
Date convention:                Following business day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/

Bond code:                      FRS124
ISIN:                           ZAG000122953
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  144.07600645602
Base CPI:                       77.6280671697466
Interest amount due:            R475 900.19
Date convention:                Following business day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/

Bond code:                      FRS127
ISIN:                           ZAG000125394
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  144.07600645602
Base CPI:                       77.6280671697466
Interest amount due:            R521 993.89
Date convention:                Following business day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/

Bond code:                      FRS135
ISIN:                           ZAG000126608
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  144.07600645602
Base CPI:                       77.6280671697466
Interest amount due:            R208 797.56
Date convention:                 Following business day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/

Bond code:                      FRS136
ISIN:                           ZAG000126780
Annualised interest rate:       2.250%
Interest rate for the period:   1.125%
Reference CPI:                  144.07600645602
Base CPI:                       77.6280671697466
Interest amount due:            R2 430 403.56
Date convention:                 Following business day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/

Bond code:                      FRS146
ISIN:                           ZAG000134636
Annualised interest rate:       2.000%
Interest rate for the period:   1.000%
Reference CPI:                  144.07600645602
Base CPI:                       77.6280671
Interest amount due:            R185 598.03
Capital amount due:             R18 559 782.80
Date convention:                 Following business day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/

Bond code:                      FRS151
ISIN:                           ZAG000136987
Annualised interest rate:       2.000%
Interest rate for the period:   1.000%
Reference CPI:                  144.07600645602
Base CPI:                       77.6280671
Interest amount due:            R408 315.67
Capital amount due:             R40 831 522.16
Date convention:                 Following business day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/
Bond code:                      FRS85
ISIN:                           ZAG000104985
Annualised interest rate:       2.000%
Interest rate for the period:   1.000%
Reference CPI:                  144.07600645602
Base CPI:                       77.6280671
Interest amount due:            R371 196.10
Capital amount due:             R37 119 565.57
Date convention:                Modified Following business day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/

Bond code:                      FRS87
ISIN:                           ZAG000105420
Annualised interest rate:       2.000%
Interest rate for the period:   1.000%
Reference CPI:                  144.07600645602
Base CPI:                       77.6280671
Interest amount due:            R946 549.82
Capital amount due:             R94 654 892.40
Date convention:                Following business day
Applicable formula:             (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used
                                in this calculation as per the pricing supplement
URL:                            https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/

Payment Date:                   31 January 2025


27 January 2025

Debt sponsor
FirstRand Bank Limited

Enhanced Investments, Inc.
329 South Oyster Bay Road #2085
Plainview, NY 11803
team@eninvs.com

Important disclosures

Performance results were prepared by Enhanced Investments, and have not been compiled, reviewed or audited by an independent accountant. Performance estimates are subject to future adjustment and revision. Investors should be aware that a loss of investment is possible. Account holdings are for illustrative purposes only and are not investment recommendations. Additional information, including (i) the calculation methodology; and (ii) a list showing the contribution of each holding to the portfolio’s performance during the time period will be provided upon request.
All statements made via social media sites sponsored or maintained by Enhanced Investments and its affiliates are for informational purposes only and do not constitute a comprehensive description of Enhanced Investments' investment advisory services.
Certain investments are not suitable for all investors. Before investing, consider your investment objectives and applicable fees. The rate of return on investments can vary widely over time, especially for long term investments. Investment losses are possible, including the potential loss of all amounts invested. Information provided by Enhanced Investments is for informational and general educational purposes only and is not investment or financial advice.

Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities.
Past performance is no guarantee of future results. Any historical returns, expected returns [or probability projections] are hypothetical in nature and may not reflect actual future performance.
All the strategies assume investments in equity invstrumenta only and are more relevant for "agressive investment profile". Eastern European flagship strategy assumes using up to 20% leverage of total portfolio. GlobalCommodities and US Growth strategy currently assume no leverage.
Results for the Enhanced Investments strategies as compared to the performance of Illustrative Benchmarks is for informational purposes only. Our investment program does not mirror that of the Illustrative Benchmarks and the volatility may be materially different from the volatility of Illustrative Benchmarks. Reference or comparison to an Illustrative Benchmark does not imply that strategies of Enhanced Investments will be constructed in the same way as the Illustrative Benchmark or achieve returns, volatility, or other results similar to those of the Illustrative Benchmark. The S&P 500 is an unmanaged market capitalization-weighted index of 500 common stocks chosen for market size, liquidity, and industry group representation to represent U.S. equity performance.
Performance results were prepared by Enhanced Investments, and have not been compiled, reviewed or audited by an independent accountant. Performance estimates are subject to future adjustment and revision. Investors should be aware that a loss of investment is possible. Account holdings are for illustrative purposes only and are not investment recommendations. Additional information, including (i) the calculation methodology; and (ii) a list showing the contribution of each holding to the portfolio’s performance during the time period will be provided upon request.
All statements made via social media sites sponsored or maintained by Enhanced Investments and its affiliates are for informational purposes only and do not constitute a comprehensive description of Enhanced Investments' investment advisory services.
Certain investments are not suitable for all investors. Before investing, consider your investment objectives and applicable fees. The rate of return on investments can vary widely over time, especially for long term investments. Investment losses are possible, including the potential loss of all amounts invested. Information provided by Enhanced Investments is for informational and general educational purposes only and is not investment or financial advice.