FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond code: FRC429 ISIN: ZAG000189192 Bond code: FRC430 ISIN: ZAG000189200 Bond code: FRC431 ISIN: ZAG000189218 (FRB) LISTING OF NEW FINANCIAL INSTRUMENTS The JSE has granted FRB the listings of its FRC429, FRC430 and FRC431 senior unsecured unsubordinated notes, in terms of its note programme (the programme) dated 29 November 2011, as amended from time to time, effective 22 August 2022 and 25 August 2022. Debt security code: FRC429 ISIN: ZAG000189192 Nominal issued: ZAR 50 000 000.00 Issue date: 22 August 2022 Interest commencement date: 22 August 2022 Coupon rate: 3 Month JIBAR plus 300 basis points, subject to a maximum rate of 10.655%, for all interest periods commencing from the issue date and ending on but excluding 31 October 2027 and 8.827% for all interest periods commencing from 31 October 2027 and ending on but excluding the maturity date First interest payment date: 31 October 2022 Interest payment date(s): 31 January, 30 April, 31 July and 31 October of each year until the maturity date Last day to register: By 17:00 on 26 January, 25 April, 26 July and 26 October of each year until the maturity date Books close: 27 January, 26 April, 27 July and 27 October of each year until the maturity date Maturity date: 31 January 2030, subject to paragraph 51 of the pricing supplement Debt security code: FRC430 ISIN: ZAG000189200 Nominal issued: ZAR 50 000 000.00 Issue date: 22 August 2022 Interest commencement date: 22 August 2022 Coupon rate: 3 Month JIBAR plus 366 basis points, subject to a maximum rate of 11.12%, for all interest periods commencing from the issue date and ending on but excluding 31 October 2026 and 8.10% for all interest periods commencing from 31 October 2026 and ending on but excluding the maturity date First interest payment date: 31 October 2022 Interest payment date(s): 31 January, 30 April, 31 July and 31 October of each year until the maturity date Last day to register: By 17:00 on 26 January, 25 April, 26 July and 26 October of each year until the maturity date Books close: 27 January, 26 April, 27 July and 27 October of each year until the maturity date Maturity date: 31 January 2030, subject to paragraph 51 of the pricing supplement Debt security code: FRC431 ISIN: ZAG000189218 Nominal issued: ZAR 65 000 000.00 Issue date: 25 August 2022 Interest commencement date: 25 August 2022 Coupon rate: 3 Month JIBAR plus 300 basis points, subject to a maximum rate of 10.615%, for all interest periods commencing from the issue date and ending on but excluding 31 August 2027 and 11.072% for all interest periods commencing from 31 August 2027 and ending on but excluding the maturity date First interest payment date: 30 November 2022 Interest payment date(s): 28 February, 31 May, 31 August and 30 November of each year until the maturity date Last day to register: By 17:00 on 23 February, 26 May, 26 August and 25 November of each year until the maturity date Books close: 24 February, 27 May, 27 August and 26 November of each year until the maturity date Maturity date: 28 February 2035, subject to paragraph 51 of the pricing supplement Type of debt security: Credit linked notes Issue price: 100% of par Interest determination date(s): The first business day of each interest period, with the first interest determination date being the issue date Business day convention: Modified following business day Final maturity amount: 100% of the aggregate nominal amount Other: The pricing supplements contain additional terms and conditions to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the mixed rate note provisions, cessation of interest, reference obligation early redemption event, the early redemption at the option of the issuer, the early redemption amount and the credit linked notes provisions as contained in the pricing supplements Programme amount: ZAR 60 000 000 000.00 Total notes in issue under programme: ZAR 30 533 226 124.30 as at the signature date of the FRC431 pricing supplement Dealer: Rand Merchant Bank, a division of FirstRand Bank Limited 19 August 2022 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited)