The Standard Bank of South Africa Limited

New Financial Instrument Listing Announcement - “SBC168”

Stock Code: SBC168
ISIN Code: ZAG000217324

The JSE Limited has granted a listing to The Standard Bank of
South Africa Limited – SBC168 Senior Unsecured Floating Rate
Credit Linked Notes due 31 January 2037 - sponsored by The
Standard Bank of South Africa Limited, under its Structured Note
Programme.

Authorised Programme size           ZAR150,000,000,000
Total notes issued
(including current issue)           ZAR112,735,081,951.70

Full Note details are as follows:
Issue Date:                         04 July 2025
Nominal Issued:                     ZAR100,000,000

Coupon Rate:                        three-month   ZAR-JIBAR-SAFEX
                                    Plus 2.20%


Coupon Indicator:                   Floating Rate


Interest Determination Dates:       Not Applicable


Trade Type:                         Price
Issue Price:                        100%
Maturity Date:                      31 January 2037
Interest Commencement Date:         Issue Date
First Interest Payment Date:        31 July 2025

Interest Payment Dates:             (i) Where the Issuer has
                                    exercised   its    option   in
                                    terms of paragraph 34(h)
                                    above, each 31 January, 30
                                    April, 31 July, 31 October
                                    of each year until (and
                                    excluding) 31 January 2030
                                    with   the   first    Interest
                                    Payment Date being 31 July
                                    2025, if such day is not a
                                    Business Day, 4 the Business
                                    Day on which the interest
                                 will be paid, as determined
                                 in   accordance   with   the
                                 applicable   Business    Day
                                 Convention (as specified in
                                 this   Applicable    Pricing
                                 Supplement)

                                 (ii) Where the Issuer has
                                 not exercised its option in
                                 terms of paragraph 34(h)
                                 above, each 31 January, 30
                                 April, 31 July, 31 October
                                 of each year until the
                                 Scheduled Maturity Date with
                                 the first Interest Payment
                                 Date being 31 July 2025, if
                                 such day is not a Business
                                 Day, the Business Day on
                                 which the interest will be
                                 paid,   as   determined   in
                                 accordance      with     the
                                 applicable    Business   Day
                                 Convention (as specified in
                                 this   Applicable    Pricing
                                 Supplement)


Business Day Count/Convention:   Actual/365(Fixed)        and
                                 Following Business Day


Books Close:                     The   Books   Closed   Period
                                 (during which the Register
                                 will be closed) will be from
                                 each 26 January, 25 April,
                                 26 July and 26 October,
                                 until     the      applicable
                                 Interest Payment Date.



Last day to register:            17h00 on 25 January, 24
                                 April,   25  July   and  25
                                 October of each year, or if
                                 such day is not a Business
                                   Day, the Business Day before
                                   each Books Closed Period.




Placement Agent:                   The Standard Bank of South
                                   Africa Limited
Debt Security subject
to guarantee; security
or credit enhancement:             Not Applicable

Additional Terms and Conditions: Investors should study the
Pricing Supplement for full details of the specific terms and
conditions applicable to this specific issuance.

Notes will be deposited in the Central Depository (“CSD”) and
settlement will take place electronically in terms of JSE Rules.

Dated 11 July 2025
Sponsor – The Standard Bank of South Africa Limited
For further information on the Notes issued please contact:
Johann Erasmus           SBSA (Sponsor)
Email: johann.erasmus@standardbank.co.za