ABSA BANK LIMITED (Registration number 1986/004794/06) (“the Issuer”) Bond Code: ASN808 ISIN No: ZAG000184524 Bond Code: ASN614 ISIN No: ZAG000176124 Bond Code: ASN489 ISIN No: ZAG000170655 Bond Code: ASN479 ISIN No: ZAG000170184 Bond Code: ASN459 ISIN No: ZAG000169509 Bond Code: ASN511 ISIN No: ZAG000171364 Bond Code: ASN510 ISIN No: ZAG000171356 Bond Code: ASN509 ISIN No: ZAG000171349 Bond Code: ASN508 ISIN No: ZAG000171331 Bond Code: ASN507 ISIN No: ZAG000171281 (“the Notes”) Notice of split of reference obligation Notice is hereby given to all holders of the Notes which were issued under the Issuers’ Master Structured Note Programme (“MSNP”) that the Reference Obligation in respect of the Notes, the R186 bond (ISIN: ZAG000016320), has with effect from 11 December 2025 automatically split into three new bonds, namely; R010 (ISIN: ZAG000215070), R187 (ISIN: ZAG000215088) and R188 (ISIN: ZAG000215096) (collectively, the “New Reference Obligations”). In accordance with the relevant Applicable Pricing Supplements read with the MSNP, the Instalment Note provisions became applicable upon the split of the Reference Obligation on 11 December 2025 and the relevant portions of the Notes will be redeemed on the Instalment Dates specified in the relevant Applicable Pricing Supplements (i.e. 21 December 2025, 21 December 2026, and 21 December 2027, being the maturity dates of the New Reference Obligations, respectively). The split of the R186 bond was conducted with equal nominal allocation into the R010, R187, and R188 bonds per participating holder. Accordingly, the nominal amounts of the partial redemptions of the Notes will follow the same nominal allocation. 20 January 2026 Debt Sponsor Absa Bank Limited, acting through its Corporate and Investment Banking division