The Standard Bank of South Africa Limited

New Financial Instrument Listing Announcement - “SBC239”

Stock Code: SBC239
ISIN Code: ZAG000222860

The JSE Limited has granted a listing to The Standard Bank of
South Africa Limited – SBC239 Senior Unsecured Floating Rate
Credit Linked Notes due 20 December 2030 - sponsored by The
Standard Bank of South Africa Limited, under its Structured Note
Programme.

Authorised Programme size           ZAR150,000,000,000

Total notes issued                  ZAR120,628,031,532.31.
(including current issue)

Full Note      details   are   as
follows:

Issue Date:                         13 February 2026

Nominal Issued:                     ZAR100,000,000.

Coupon Rate:                        As Per the Applicable Pricing
                                    Supplement

Coupon Indicator:                   Floating Rate

Interest Determination Dates:       Each 20 March, 20 June, 20
                                    September and 20 December of
                                    each year, with the first
                                    Interest Rate Determination
                                    Date being the Issue Date.

Trade Type:                         Price

Issue Price:                        100%

Maturity Date:                      20 December 2030


Interest Commencement Date:         Issue Date


First Interest Payment Date:        20 March 2026

Interest Payment Dates:             Each 20 March, 20 June, 20
                                    September and 20 December of
                                    each year until the Maturity
                                    Date, with the first Interest
                                Payment Date being 20 March
                                2026 or, if such day is not a
                                Business Day, the Business Day
                                on which the interest will be
                                paid,    as   determined    in
                                accordance with the applicable
                                Business Day Convention (as
                                specified in this Applicable
                                Pricing Supplement)

Business Day Count/Convention: Actual/365(Fixed)            and
                               Following Business Day

Books Close:                    The   Books   Closed   Period
                                (during which the Register
                                will be closed) will be from
                                each 15 March, 15 June, 15
                                September and 15 December,
                                until the applicable Interest
                                Payment Date.

Last day to register:           17h00 on 14 March, 14 June, 14
                                September and 14 December of
                                each year, or if such day is
                                not   a  Business    Day,  the
                                Business Day before each Books
                                Closed   Period    until   the
                                Maturity Date.

Placement Agent:                The Standard Bank    of   South
                                Africa Limited


Debt   Security   subject  to
guarantee; security or credit
enhancement:                  Not Applicable


Additional Terms and Conditions: Investors should study the
Pricing Supplement for full details of the specific terms and
conditions applicable to this specific issuance.

Notes will be deposited in the Central Depository (“CSD”) and
settlement will take place electronically in terms of JSE Rules.

Dated 12 February 2026
Sponsor – The Standard Bank of South Africa Limited
For further information on the Notes issued please contact:
Johann Erasmus           SBSA (Sponsor)
Email: johann.erasmus@standardbank.co.za