The Standard Bank of South Africa Limited

New Financial Instrument Listing Announcement - “SBC240”

Stock Code: SBC240
ISIN Code:   ZAG000222829

The JSE Limited has granted a listing to Th e Standard Bank of
South Africa Limited – SBC240 Senior Unsecured Mixed Rate Notes
due 31 March 2038 - sponsored by The Standard Bank of South
Africa Limited, under its Structured Note Programme.

Authorised Programme size           ZAR150,000,000,000

Total notes issued                  ZAR120,440,109,532.31.
(including current issue)

Full Note      details   are   as
follows:

Issue Date:                         13 February 2026

Nominal Issued:                     ZAR150,000,000

Coupon Rate:                        In respect of each Interest
                                    Period from, and including:
                                    (i) the Interest Commencement
                                    Date to, but excluding, 31
                                    March 2030: three-month ZAR-
                                    JIBAR-SAFEX plus 3.00%; and

                                    (ii) 31 March 2030 until, but
                                    excluding, the Maturity Date:
                                    Fixed 7.55% per annum payable
                                    semi-annually in arrears

Coupon Indicator:                   Mixed Rate

Interest Determination Dates:       In respect of:

                                    Fixed   Rate     Notes   –   Not
                                    Applicable

                                    Floating Rate Notes - Each 31
                                    March, 30 June, 30 September
                                    and 31 December of each year,
                                    commencing on Issue Date until
                                    (but excluding) 31 March 2030

Trade Type:                         Price
Issue Price:                   100%

Maturity Date:                 31 March 2038

Interest Commencement Date:    Issue Date

First Interest Payment Date:   31 March 2026

Interest Payment Dates:        In respect of:

                               Fixed Rate Notes - Each 31
                               March and 30 September of each
                               year until the Maturity Date,
                               with    the    first    Interest
                               Payment     Date     being    30
                               September 2030 or, if such day
                               is not a Business Day, the
                               Business Day on which the
                               interest will be paid, as
                               determined in accordance with
                               the applicable Business Day
                               Convention (as specified in
                               this     Applicable      Pricing
                               Supplement)


                               Floating Rate Notes – Each 31
                               March, 30 June, 30 September
                               and 31 December of each year
                               until (and including) 31 March
                               2030 with the first Interest
                               Payment Date being 31 March
                               2026, if such day is not a
                               Business Day, the Business Day
                               on which the interest will be
                               paid,    as   determined    in
                               accordance with the applicable
                               Business Day Convention (as
                               specified in this Applicable
                               Pricing Supplement)

Business Day Count/Convention: Actual/365(Fixed)and Following
                               Business Day.

Books Close:                   The   Books   Closed  Period
                               (during which the Register
                               will be closed) will be from
                                each 26 March, 25 June, 25
                                September and 26 December,
                                until the applicable Interest
                                Payment Date.

Last day to register:           17h00 on 25 March, 24 June, 24
                                September and 25 December of
                                each year, or if such day is
                                not   a  Business   Day,   the
                                Business Day before each Books
                                Closed Period.

Placement Agent:                The Standard Bank    of   South
                                Africa Limited

Debt   Security   subject  to
guarantee; security or credit
enhancement:                  Not Applicable


Additional Terms and Conditions: Investors should study the
Pricing Supplement for full details of the specific terms and
conditions applicable to this specific issuance.

Notes will be deposited in the Central Depository (“CSD”) and
settlement will take place electronically in terms of JSE Rules.

Dated 12 February 2026
Sponsor – The Standard Bank of South Africa Limited
For further information on the Notes issued please contact:
Johann Erasmus           SBSA (Sponsor)
Email: johann.erasmus@standardbank.co.za