The Standard Bank of South Africa Limited

New Financial Instrument Listing Announcement - “SBC243”

Stock Code: SBC243
ISIN Code: ZAG000223249

The JSE Limited has granted a listing to The Standard Bank of
South Africa Limited – SBC243 Senior Unsecured Floating Rate
Credit Linked and Instalment Notes due 31 December 2028 -
sponsored by The Standard Bank of South Africa Limited, under
its Structured Note Programme.

Authorised Programme size           ZAR150,000,000,000

Total notes issued                  ZAR120,885,691,532.31.
(including current issue)

Full Note      details   are   as
follows:

Issue Date:                         27 February 2026

Nominal Issued:                     ZAR150,000,000 as reduced in
                                    accordance with the Instalment
                                    Note    provisions   of    the
                                    Applicable Pricing Supplement
Coupon Rate:
                                    Three month     ZAR-JIBAR-SAFEX
                                    plus 1.35%

Coupon Indicator:                   Floating Rate

Interest Determination Dates:       Each 31 March, 30 June, 30
                                    September and 31 December of
                                    each year, commencing on the
                                    Issue    Date    until    (but
                                    excluding) the Maturity Date

Trade Type:                         Price

Issue Price:                        100%

Maturity Date:                      31 December 2028


Interest Commencement Date:         Issue Date


First Interest Payment Date:        31 March 2026

Interest Payment Dates:             Each 31 March, 30 June, 30
                                    September and 31 December of
                                each year until the Maturity
                                Date, with the first Interest
                                Payment Date being 31 March
                                2026 or, if such a day is not
                                a Business Day, the Business
                                Day on which the interest will
                                be paid, as determined in
                                accordance with the applicable
                                Business Day Convention (as
                                specified in this Applicable
                                Pricing Supplement). Date as
                                adjusted in accordance with
                                the applicable

Business Day Count/Convention: Actual/365(Fixed)             and
                               Following Business Day

Books Close:                    The   books    closed    period
                                (during which the Register
                                will be closed) will be from
                                each   26   March,    25  June,
                                25September and 26 December of
                                each     year,     until    the
                                applicable Interest Payment
                                Date.

Last day to register:           17h00 on 25 March, 24 June, 24
                                September and 25 December of
                                each year, or if such day is
                                not   a  Business    Day,  the
                                Business Day before each Books
                                Closed   Period    until   the
                                Maturity Date.

Placement Agent:                The Standard Bank     of   South
                                Africa Limited


Debt   Security   subject  to
guarantee; security or credit
enhancement:                  Not Applicable

Additional Terms and Conditions: Investors should study the
Pricing Supplement for full details of the specific terms and
conditions applicable to this specific issuance.

Notes will be deposited in the Central Depository (“CSD”) and
settlement will take place electronically in terms of JSE Rules.

Dated 26 February 2026
Sponsor – The Standard Bank of South Africa Limited
For further information on the Notes issued please contact:
Johann Erasmus           SBSA (Sponsor)
Email: johann.erasmus@standardbank.co.za