The Standard Bank of South Africa Limited New Financial Instrument Listing Announcement - “SSN178” Stock Code: SSN178 ISIN Code: ZAG000190422 The JSE Limited has granted a listing to The Standard Bank of South Africa Limited – SSN178 Senior Unsecured Floating Rate Notes due 28 September 2027 - sponsored by The Standard Bank of South Africa Limited, under its Structured Note Programme. Authorised Programme size ZAR80,000,000,000 Total notes issued (including current issue) ZAR71,044,744,247.61 Full Note details are as follows: Issue Date: 28 September 2022 Nominal Issued: ZAR 100,000,000 Coupon Rate: 17.65% minus Three-month ZAR-JIBAR-SAFEX as per the Applicable Pricing Supplement Coupon Indicator: Floating Interest Determination Dates: Each 28 March, 28 June, 28 September, and 28 December of each year, commencing on the Issue Date until the Maturity Date Trade Type: Price Issue Price: 100% Maturity Date: 28 September 2027 Interest Commencement Date: Issue Date First Interest Payment Date: 28 December 2022 Interest Payment Dates: Each 28 March, 28 June, 28 September, and 28 December of each year until the Maturity Date Business Day Count/Convention: Actual/365(fixed) and Following Business Day Books Close: 23 March, 23 June, 23 September, and 23 December until the applicable Interest Payment Date Last day to register: By 17h00 on 22 March, 22 June, 22 September, and 22 December of each year until the Maturity Date. If such day is not a Business Day, the business Day before each Books Closed Period until the Maturity Date Placement Agent: The Standard Bank of South Africa Limited Debt Security subject to guarantee; security or credit enhancement: Not Applicable Additional Terms and Conditions: Investors should study the Pricing Supplement for full details of the specific terms and conditions applicable to this specific issuance. Notes will be deposited in the Central Depository (“CSD”) and settlement will take place electronically in terms of JSE Rules. Dated 27 September 2022 Sponsor – The Standard Bank of South Africa Limited For further information on the Notes issued please contact: Johann Erasmus SBSA (Sponsor) Email: johann.erasmus@standardbank.co.za