The Standard Bank of South Africa Limited New Financial Instrument Listing Announcement - “CLN896” Stock Code: CLN896 ISIN Code: ZAG000190794 The JSE Limited has granted a listing to The Standard Bank of South Africa Limited – CLN896 Senior Unsecured Mixed Rate Credit Linked Notes due 31 March 2032 - sponsored by The Standard Bank of South Africa Limited, under its Structured Note Programme. Authorised Programme size ZAR80,000,000,000 Total notes issued (including current issue) ZAR70,346,923,247.61 Full Note details are as follows: Issue Date: 06 October 2022 Nominal Issued: ZAR60,000,000 Coupon Rate: Fixed Notes – From, and including, 30 September 2027 until (but excluding) the Maturity Date: 9.94% per annum payable quarterly in arrears, as per the Applicable Pricing Supplement Floating Rate Notes - From, and including, the Interest Commencement Date to, but excluding, 30 September 2027: three-month ZAR-JIBAR- SAFEX plus 3.00% as per the Applicable Pricing Supplement Coupon Indicator: Fixed Rate Notes – Fixed Floating Rate Notes - Floating Interest Determination Dates: In respect of: Fixed Rate Notes – Not Applicable Floating Rate Notes - Each 31 March, 30 June, 30 September and 31 December of each year, commencing on the Issue Date until (but excluding) 30 September 2027 Trade Type: Price Issue Price: 100% Maturity Date: 31 March 2032 Interest Commencement Date: Issue Date First Interest Payment Date: 31 December 2022 Interest Payment Dates: In respect of: Fixed Rate Notes – 31 March, 30 June, 30 September and 31 December of each year until the Maturity Date, with the first Interest Payment Date being 31 December 2027 Floating Rate Notes – each 31 March, 30 June, 30 September and 31 December of each year until (and including) 30 September 2027 Business Day Count/Convention: Actual/365(fixed) and Following Business Day Last day to register: By: 17:00 on 25 March, 24 June, 24 September and 25 December of each year, or if such day is not a Business Day, the Business Day before each Books Closed Period Books Close: From each 26 March, 25 June, 25 September, 26 December, until the applicable Interest Payment Date Optional Call Date: 30 September 2027, 30 September 2028, 30 September 2029, 30 September 2030 and 30 September 2031 Placement Agent: The Standard Bank of South Africa Limited Debt Security subject to guarantee; security or credit enhancement: Not Applicable Additional Terms and Conditions: Investors should study the Pricing Supplement for full details of the specific terms and conditions applicable to this specific issuance. Notes will be deposited in the Central Depository (“CSD”) and settlement will take place electronically in terms of JSE Rules. Dated 05 October 2022 Sponsor – The Standard Bank of South Africa Limited For further information on the Notes issued please contact: Johann Erasmus SBSA (Sponsor) Email: johann.erasmus@standardbank.co.za