FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRC271 ISIN: ZAG000151556 Bond Code: FRC317 ISIN: ZAG000163551 Bond Code: FRC348 ISIN: ZAG000172024 Bond Code: FRC349 ISIN: ZAG000172347 Bond Code: FRC350 ISIN: ZAG000172354 Bond Code: FRC353 ISIN: ZAG000172883 Bond Code: FRC355 ISIN: ZAG000173162 Bond Code: FRC356 ISIN: ZAG000173568 Bond Code: FRC357 ISIN: ZAG000173824 Bond Code: FRC360 ISIN: ZAG000174285 Bond Code: FRC361 ISIN: ZAG000174483 Bond Code: FRC389 ISIN: ZAG000184136 Bond Code: FRC391 ISIN: ZAG000184177 Bond Code: FRC395 ISIN: ZAG000184607 Bond Code: FRC410 ISIN: ZAG000186602 Bond Code: FRC411 ISIN: ZAG000187030 Bond Code: FRC413 ISIN: ZAG000187063 Bond Code: FRC417 ISIN: ZAG000187550 Bond Code: FRC419 ISIN: ZAG000187568 Bond Code: FRC420 ISIN: ZAG000187758 Bond Code: FRC425 ISIN: ZAG000188152 Bond Code: FRC430 ISIN: ZAG000189200 Bond Code: FRC432 ISIN: ZAG000189275 Bond Code: FRC440 ISIN: ZAG000190729 Bond Code: FRJ022 ISIN: ZAG000163775 Bond Code: FRS217 ISIN: ZAG000167826 (FRB) INTEREST AND CAPITAL PAYMENT NOTIFICATIONS Noteholders are advised of the following interest and capital payments due 28 October 2022: Bond code: FRC391 ISIN: ZAG000184177 Coupon: 7.9250% Interest amount due: ZAR 6 915 376.71 Capital amount due: ZAR 350 000 000.00 Interest period: 29 July 2022 to 27 October 2022 Date Convention: Modified Following Business Day Bond code: FRJ022 ISIN: ZAG000163775 Coupon: 6.8180% Interest amount due: ZAR 22 615 586.19 Capital amount due: ZAR 1 316 000 000.00 Interest period: 28 July 2022 to 27 October 2022 Date Convention: Following Business Day Payment Date: 28 October 2022 Noteholders are advised of the following interest payments due 31 October 2022: Bond code: FRC271 ISIN: ZAG000151556 Coupon: 7.8250% Interest amount due: ZAR 6 106 072.60 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC317 ISIN: ZAG000163551 Coupon: 7.9050% Interest amount due: ZAR 1 017 904.11 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC348 ISIN: ZAG000172024 Coupon: 8.6760% Interest amount due: ZAR 2 904 677.26 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC349 ISIN: ZAG000172347 Coupon: 8.3250% Interest amount due: ZAR 2 143 972.60 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC350 ISIN: ZAG000172354 Coupon: 7.7250% Interest amount due: ZAR 596 835.62 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC353 ISIN: ZAG000172883 Coupon: 8.4250% Interest amount due: ZAR 2 169 726.03 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC355 ISIN: ZAG000173162 Coupon: 8.4350% Interest amount due: ZAR 2 172 301.37 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC356 ISIN: ZAG000173568 Coupon: 8.2850% Interest amount due: ZAR 853 468.49 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC357 ISIN: ZAG000173824 Coupon: 8.3660% Interest amount due: ZAR 754 086.03 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC360 ISIN: ZAG000174285 Coupon: 8.1250% Interest amount due: ZAR 1 046 232.88 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC361 ISIN: ZAG000174483 Coupon: 8.0450% Interest amount due: ZAR 725 152.05 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC389 ISIN: ZAG000184136 Coupon: 8.7250% Interest amount due: ZAR 1 325 721.92 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC395 ISIN: ZAG000184607 Coupon: 8.7250% Interest amount due: ZAR 1 685 239.73 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC410 ISIN: ZAG000186602 Coupon: 8.7250% Interest amount due: ZAR 1 123 493.15 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC411 ISIN: ZAG000187030 Coupon: 9.4199% Interest amount due: ZAR 1 212 973.42 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC413 ISIN: ZAG000187063 Coupon: 9.7906% Interest amount due: ZAR 1 260 707.40 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC417 ISIN: ZAG000187550 Coupon: 9.4190% Interest amount due: ZAR 1 212 857.53 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC419 ISIN: ZAG000187568 Coupon: 9.7131% Interest amount due: ZAR 1 250 727.95 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC420 ISIN: ZAG000187758 Coupon: 8.7250% Interest amount due: ZAR 1 909 938.36 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC425 ISIN: ZAG000188152 Coupon: 8.7250% Interest amount due: ZAR 1 123 493.15 Interest period: 29 July 2022 to 30 October 2022 Bond code: FRC430 ISIN: ZAG000189200 Coupon: 9.4020% Interest amount due: ZAR 901 561.64 Interest period: 22 August 2022 to 30 October 2022 Bond code: FRC432 ISIN: ZAG000189275 Coupon: 8.7580% Interest amount due: ZAR 489 488.22 Interest period: 24 August 2022 to 30 October 2022 Bond code: FRC440 ISIN: ZAG000190729 Coupon: 10.2250% Interest amount due: ZAR 756 369.86 Interest period: 4 October 2022 to 30 October 2022 Bond code: FRS217 ISIN: ZAG000167826 Coupon: 7.5600% Interest amount due: ZAR 1 946 958.91 Interest period: 29 July 2022 to 30 October 2022 Date Convention: Modified Following Business Day Payment Date: 31 October 2022 20 October 2022 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited)