FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond code: FRC446 ISIN: ZAG000191446 (FRB) LISTING OF NEW FINANCIAL INSTRUMENT The JSE has granted FRB the listing of its FRC446 senior unsecured unsubordinated notes, in terms of its note programme (the programme) dated 29 November 2011, as amended from time to time, effective 3 November 2022. Debt security code: FRC446 ISIN: ZAG000191446 Type of debt security: Credit linked notes Nominal issued: ZAR 100 000 000.00 Issue date: 3 November 2022 Issue price: 100% of par Interest commencement date: 3 November 2022 Coupon rate: 3 Month JIBAR plus 300 basis points, subject to a maximum rate of 11.405%, for all interest periods commencing from the issue date and ending on but excluding 31 August 2027 and 11.66% for all interest periods commencing from 31 August 2027 and ending on but excluding the maturity date Interest determination date(s): The first business day of each interest period, with the first interest determination date being the issue date First interest payment date: 30 November 2022 Interest payment date(s): 28 February, 31 May, 31 August and 30 November of each year until 31 August 2027 Last day to register: By 17:00 on 23 February, 26 May, 26 August and 25 November of each year until the maturity date Books close: 24 February, 27 May, 27 August and 26 November of each year until the maturity date Business day convention: Modified following business day Maturity date: 28 February 2035, subject to paragraph 51 of the pricing supplement Final maturity amount: 100% of the aggregate nominal amount Other: The pricing supplement contains additional terms and conditions to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the mixed rate note provisions, the cessation of interest, the reference obligation early redemption event, the early redemption at the option of the issuer, the early redemption amount and the credit linked notes provisions as contained in the pricing supplement Programme amount: ZAR 60 000 000 000.00 Total notes in issue under programme: ZAR 31 720 675 974.30 as at the signature date of the pricing supplement Dealer: Rand Merchant Bank, a division of FirstRand Bank Limited 2 November 2022 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited)