FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRC284 ISIN: ZAG000154642 Bond Code: FRC296 ISIN: ZAG000159369 Bond Code: FRC297 ISIN: ZAG000159351 Bond Code: FRC359 ISIN: ZAG000174012 Bond Code: FRC384 ISIN: ZAG000183641 Bond Code: FRC385 ISIN: ZAG000183658 Bond Code: FRC386 ISIN: ZAG000183674 Bond Code: FRC387 ISIN: ZAG000183666 Bond Code: FRC393 ISIN: ZAG000184490 Bond Code: FRJ24 ISIN: ZAG000156977 Bond Code: FRS200 ISIN: ZAG000161571 Bond Code: FRS230 ISIN: ZAG000170168 Bond Code: FRS300 ISIN: ZAG000185885 Bond Code: FRS301 ISIN: ZAG000185893 (FRB) INTEREST AND CAPITAL PAYMENT NOTIFICATIONS Noteholders are advised of the following interest payments due 11 November 2022: Bond code: FRC284 ISIN: ZAG000154642 Coupon: 9.583% Interest amount due: ZAR 724 632.33 Bond code: FRC393 ISIN: ZAG000184490 Coupon: 8.549% Interest amount due: ZAR 3 385 367.46 Interest period: 11 August 2022 to 10 November 2022 Date Convention: Modified Following Business Day Payment Date: 11 November 2022 Noteholders are advised of the following interest and capital payments due 14 November 2022: Bond code: FRC296 ISIN: ZAG000159369 Coupon: 7.750% Interest amount due: ZAR 386 438.36 Date Convention: Modified Following Business Day Interest period: 15 August 2022 to 13 November 2022 Bond code: FRC297 ISIN: ZAG000159351 Coupon: 7.850% Interest amount due: ZAR 391 424.65 Date Convention: Modified Following Business Day Interest period: 15 August 2022 to 13 November 2022 Bond code: FRC359 ISIN: ZAG000174012 Coupon: 8.750% Interest amount due: ZAR 1 636 130.14 Capital amount due: ZAR 75 000 000.00 Date Convention: Modified Following Business Day Interest period: 15 August 2022 to 13 November 2022 Bond code: FRJ24 ISIN: ZAG000156977 Coupon: 7.100% Interest amount due: ZAR 28 446 101.37 Date Convention: Following Business Day Interest period: 15 August 2022 to 13 November 2022 Bond code: FRS200 ISIN: ZAG000161571 Coupon: 7.733% Interest amount due: ZAR 1 991 512.33 Date Convention: Modified Following Business Day Interest period: 12 August 2022 to 13 November 2022 Bond code: FRS230 ISIN: ZAG000170168 Coupon: 8.010% Interest amount due: ZAR 4 992 534.25 Date Convention: Modified Following Business Day Interest period: 15 August 2022 to 13 November 2022 Bond code: FRS300 ISIN: ZAG000185885 Coupon: 10.620% Interest amount due: ZAR 5 295 452.05 Date Convention: Modified Following Business Day Interest period: 15 August 2022 to 13 November 2022 Payment Date: 14 November 2022 Noteholders are advised of the following interest payments due 15 November 2022: Bond code: FRC384 ISIN: ZAG000183641 Coupon: 7.150% Interest amount due: ZAR 760 524.93 Bond code: FRC385 ISIN: ZAG000183658 Coupon: 7.150% Interest amount due: ZAR 760 524.93 Interest period: 15 August 2022 to 14 November 2022 Date Convention: Modified Following Business Day Payment Date: 15 November 2022 Noteholders are advised of the following interest payments due 16 November 2022: Bond code: FRC386 ISIN: ZAG000183674 Coupon: 7.142% Interest amount due: ZAR 590 457.51 Bond code: FRC387 ISIN: ZAG000183666 Coupon: 7.142% Interest amount due: ZAR 590 457.51 Bond code: FRS301 ISIN: ZAG000185893 Coupon: 7.742% Interest amount due: ZAR 3 902 816.44 Interest period: 16 August 2022 to 15 November 2022 Date Convention: Modified Following Business Day Payment Date: 16 November 2022 4 November 2022 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited)