The Standard Bank of South Africa Limited New Financial Instrument Listing Announcement - “CLN909” Stock Code: CLN909 ISIN Code: ZAG000192048 The JSE Limited has granted a listing to The Standard Bank of South Africa Limited – CLN909 Senior Unsecured Credit Linked Notes due 20 December 2027- sponsored by The Standard Bank of South Africa Limited, under its Structured Note Programme. Authorised Programme size ZAR120,000,000,000 Total notes issued (including current issue) ZAR69,813,825,892.61 Full Note details are as follows: Issue Date: 16 November 2022 Nominal Issued: ZAR56,400,000 Coupon Rate: 13.90% per annum payable semi-annually in arrears, as per the Applicable Pricing Supplement Coupon Indicator: Fixed Interest Determination Dates: Not Applicable Trade Type: Price Issue Price: 100% Maturity Date: 20 December 2027 Interest Commencement Date: Issue Date First Interest Payment Date: 20 December 2022 Interest Payment Dates: Each 20 June and 20 December of each year until the Maturity Date Business Day Count/Convention: Actual/365(fixed) and Following Business Day Books Close: From each 15 June and 15 December, until the applicable Interest Payment Date Last day to register: By: 17h00 on 14 June and 14 December of each year, or if such day is not a Business Day, the Business Day before each Books Closed Period Placement Agent: The Standard Bank of South Africa Limited Debt Security subject to guarantee; security or credit enhancement: Not Applicable Additional Terms and Conditions: Investors should study the Pricing Supplement for full details of the specific terms and conditions applicable to this specific issuance. Notes will be deposited in the Central Depository (“CSD”) and settlement will take place electronically in terms of JSE Rules. Dated 15 November 2022 Sponsor – The Standard Bank of South Africa Limited For further information on the Notes issued please contact: Johann Erasmus SBSA (Sponsor) Email: johann.erasmus@standardbank.co.za