FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number 1929/001225/06) JSE company code interest rate issuer: FRII JSE company code debt issuer: FRD JSE company code ETF issuer: FRLE JSE company code ETN issuer: FRTN LEI: ZAYQDKTCATIXF9OQY690 (FRB or the bank) PILLAR 3 QUARTERLY DISCLOSURES AS AT 30 SEPTEMBER 2022 Regulation 43 of the Regulations relating to Banks and the Basel Committee on Banking Supervision (BCBS) Pillar 3 framework require quarterly disclosures on capital, risk weighted assets, leverage and liquidity. Quarterly disclosures as at 30 September 2022 are available at: https://www.firstrand.co.za/investors/basel-pillar-3-disclosure/ These disclosures have not been audited or reviewed by the bank’s joint external auditors. Sandton 28 November 2022 Sponsor and debt sponsor RAND MERCHANT BANK (a division of FirstRand Bank Limited)