FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRB22 ISIN: ZAG000141219 Bond Code: FRBI23 ISIN: ZAG000076498 Bond Code: FRBI33 ISIN: ZAG000079245 Bond Code: FRS37 ISIN: ZAG000077793 Bond Code: FRS43 ISIN: ZAG000078643 Bond Code: FRS90 ISIN: ZAG000106410 Bond Code: FRS112 ISIN: ZAG000115395 Bond Code: FRS120 ISIN: ZAG000119298 Bond Code: FRS121 ISIN: ZAG000120643 Bond Code: FRS123 ISIN: ZAG000121328 Bond Code: FRS132 ISIN: ZAG000126194 Bond Code: FRS138 ISIN: ZAG000127556 Bond Code: FRS241 ISIN: ZAG000173105 Bond Code: FRS243 ISIN: ZAG000173220 (FRB) INTEREST AND CAPITAL PAYMENT NOTIFICATIONS Noteholders are advised of the following interest and capital payments due 5 December 2022: Bond code: FRS241 ISIN: ZAG000173105 Coupon: 9.145% Interest amount due: ZAR 6 383 961.65 Capital amount due: ZAR 280 000 000.00 Interest period: 5 September 2022 to 4 December 2022 Payment date: 5 December 2022 Date Convention: Modified Following Business Day Noteholders are advised of the following interest payments due 7 December 2022: Bond code: FRBI23 ISIN: ZAG000076498 Annualised interest rate: 5.500% Interest rate for the period: 2.750% Reference CPI: 131.676038709677 Base CPI: 41.1724702669556 Interest amount due: ZAR 153 918 358.77 Date Convention: Following Business Day Bond code: FRBI33 ISIN: ZAG000079245 Annualised interest rate: 3.450% Interest rate for the period: 1.725% Reference CPI: 131.676038709677 Base CPI: 48.6234559755797 Interest amount due: ZAR 78 983 170.33 Date Convention: Following Business Day Bond code: FRS37 ISIN: ZAG000077793 Annualised interest rate: 5.500% Interest rate for the period: 2.750% Reference CPI: 131.676038709677 Base CPI: 41.17247027 Interest amount due: ZAR 17 677 814.79 Date Convention: Modified Following Business Day Bond code: FRS43 ISIN: ZAG000078643 Annualised interest rate: 5.500% Interest rate for the period: 2.750% Reference CPI: 131.676038709677 Base CPI: 41.17247027 Interest amount due: ZAR 3 605 922.42 Date Convention: Modified Following Business Day Bond code: FRS90 ISIN: ZAG000106410 Annualised interest rate: 5.500% Interest rate for the period: 2.750% Reference CPI: 131.676038709677 Base CPI: 41.1724702669556 Interest amount due: ZAR 26 384.80 Date Convention: Following Business Day Bond code: FRS112 ISIN: ZAG000115395 Annualised interest rate: 3.4500% Interest rate for the period: 1.7250% Reference CPI: 131.676038709677 Base CPI: 48.62345598 Interest amount due: ZAR 3 176 573.74 Date Convention: Following Business Day Bond code: FRS120 ISIN: ZAG000119298 Annualised interest rate: 3.450% Interest rate for the period: 1.725% Reference CPI: 131.676038709677 Base CPI: 48.62345598 Interest amount due: ZAR 233 571.60 Date Convention: Following Business Day Bond code: FRS121 ISIN: ZAG000120643 Annualised interest rate: 3.450% Interest rate for the period: 1.725% Reference CPI: 131.676038709677 Base CPI: 48.6234559755797 Interest amount due: ZAR 575 053.27 Date Convention: Following Business Day Bond code: FRS123 ISIN: ZAG000121328 Annualised interest rate: 3.4500% Interest rate for the period: 1.7250% Reference CPI: 131.676038709677 Base CPI: 48.6234559755797 Interest amount due: ZAR 6 540 004.81 Date Convention: Following Business Day Bond code: FRS132 ISIN: ZAG000126194 Annualised interest rate: 3.450% Interest rate for the period: 1.725% Reference CPI: 131.676038709677 Base CPI: 48.62345598 Interest amount due: ZAR 467 143.20 Date Convention: Following Business Day Bond code: FRS138 ISIN: ZAG000127556 Annualised interest rate: 3.450% Interest rate for the period: 1.725% Reference CPI: 131.676038709677 Base CPI: 48.6234559755797 Interest amount due: ZAR 5 967 754.33 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Payment date: 7 December 2022 Noteholders are advised of the following interest payment due 8 December 2022: Bond code: FRB22 ISIN: ZAG000141219 Coupon: 9.683% Interest amount due: ZAR 30 176 472.60 Interest period: 8 September 2022 to 7 December 2022 Payment date: 8 December 2022 Date Convention: Following Business Day Noteholders are advised of the following interest payment due 9 December 2022: Bond code: FRS243 ISIN: ZAG000173220 Coupon: 11.322% Interest amount due: ZAR 705 686.30 Interest period: 9 September 2022 to 8 December 2022 Payment date: 9 December 2022 Date Convention: Modified Following Business Day 29 November 2022 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited)