The Standard Bank of South Africa Limited

New Financial Instrument Listing Announcement - “SSN180”

Stock Code: SSN180
ISIN Code: ZAG000192667

The JSE Limited has granted a listing to The Standard Bank of
South Africa Limited – SSN180 Senior Unsecured Mixed Rate Notes
due 09 December 2025 - sponsored by The Standard Bank of South
Africa Limited, under its Structured Note Programme.

Authorised Programme size           ZAR150,000,000,000
Total notes issued
(including current issue)           ZAR71,006,766,669.61
Full Note details are as follows:
Issue Date:                         09 December 2022
Nominal Issued:                     ZAR 150,000,000
Coupon Rate:
                                    Fixed Notes – From, and
                                    including,    09   June   2024
                                    until (but excluding) the
                                    Maturity Date: 8.95% per
                                    annum payable quarterly in
                                    arrears,     as     per    the
                                    Applicable             Pricing
                                    Supplement
                                    Floating Rate Notes - From,
                                    and including, the Interest
                                    Commencement Date to, but
                                    excluding, 09 June 2024:
                                    three-month ZAR-JIBAR-SAFEX
                                    plus   0.85%    as   per   the
                                    Applicable             Pricing
                                    Supplement
Coupon Indicator:
                                    Fixed Rate Notes – Fixed
                                    Floating   Rate   Notes        -
                                    Floating


Interest Determination Dates:

                                    In respect of:

                                    Fixed Rate       Notes   –   Not
                                    Applicable

                                    Floating Rate Notes - Each
                                    09   March,  09  June,  09
                                    September, and 09 December
                                 of each year, commencing on
                                 the Issue Date until (but
                                 excluding) 09 June 2024


Trade Type:                      Price
Issue Price:                     100%
Maturity Date:                   09 December 2025
Interest Commencement Date:      Issue Date
First Interest Payment Date:     09 March 2023

Interest Payment Dates:

                                 In respect of:

                                 Fixed Rate Notes –09 March,
                                 09 June, 09 September, and
                                 09 December of each year
                                 until the Maturity Date,
                                 with   the   first   Interest
                                 Payment    Date    being   09
                                 September 2024

                                 Floating Rate Notes – each
                                 09   March,  09   June,   09
                                 September, and 09 December
                                 of each year until (and
                                 including) 09 June 2024 with
                                 the first Interest Payment
                                 Date being 09 March 2023.


Business Day Count/Convention:   Actual/365(fixed)        and
                                 Following Business Day
Books Close:                     04    March,    04     June,
                                 04 September,            and
                                 04 December    until     the
                                 applicable Interest Payment
                                 Date
Last day to register:            By 17h00 on 03 March,
                                 03 June, 03 September, and
                                 03 December of each year
                                 until the Maturity Date. If
                                 such day is not a Business
                                 Day, the business Day
                                 before each Books Closed
                                 Period until    the
                                 Maturity Date
Placement Agent:                   The Standard Bank of South
                                   Africa Limited
Debt Security subject
to guarantee; security
or credit enhancement:             Not Applicable

Additional Terms and Conditions: Investors should study the
Pricing Supplement for full details of the specific terms and
conditions applicable to this specific issuance.

Notes will be deposited in the Central Depository (“CSD”) and
settlement will take place electronically in terms of JSE Rules.

Dated 08 December 2022
Sponsor – The Standard Bank of South Africa Limited
For further information on the Notes issued please contact:
Johann Erasmus           SBSA (Sponsor)
Email: johann.erasmus@standardbank.co.za