FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond code: FRC448 ISIN: ZAG000192931 Bond code: FRC449 ISIN: ZAG000192923 (FRB) LISTING OF NEW FINANCIAL INSTRUMENTS The JSE has granted FRB the listings of its FRC448 and FRC449 senior unsecured unsubordinated notes in terms of its note programme (the programme) dated 29 November 2011, as amended from time to time, effective 20 December 2022. Debt security code: FRC448 ISIN: ZAG000192931 Coupon rate: 3 Month JIBAR plus 300 basis points, for all interest periods commencing from and including the issue date and ending on but excluding 31 August 2027 and 10.83% for all interest periods commencing from and including 31 August 2027 and ending on but excluding the maturity date Debt security code: FRC449 ISIN: ZAG000192923 Coupon rate: 3 Month JIBAR plus 310 basis points, for all interest periods commencing from and including the issue date and ending on but excluding 31 August 2027 and 10.71% for all interest periods commencing from and including 31 August 2027 and ending on but excluding the maturity date Type of debt security: Credit linked notes Nominal issued: ZAR 35 000 000.00 Issue date: 20 December 2022 Issue price: 100% of par Interest commencement date: 20 December 2022 Interest determination date(s): The first business day of each interest period, with the first interest determination date being the issue date First interest payment date: 28 February 2023 Interest payment date(s): 28 February, 31 May, 31 August and 30 November of each year until the maturity date Last day to register: By 17:00 on 23 February, 26 May, 26 August and 25 November of each year until the maturity date Books close: 24 February, 27 May, 27 August and 26 November of each year until the maturity date Business day convention: Modified following business day Maturity date: 28 February 2035, subject to paragraph 51 of the pricing supplements Final maturity amount: 100% of the aggregate nominal amount Other: The pricing supplements contain additional terms and conditions to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the cessation of interest, the mixed rate note provisions, the reference obligation early redemption event, the early redemption at the option of the issuer, the early redemption amount and the credit linked notes provisions as contained in the pricing supplements Programme amount: ZAR 60 000 000 000.00 Total notes in issue under programme: ZAR 30 252 621 474.30 as at the signature date of the FRC449 pricing supplement Dealer: Rand Merchant Bank, a division of FirstRand Bank Limited 19 December 2022 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited)