The Standard Bank of South Africa Limited New Financial Instrument Listing Announcement - “CLN910” Stock Code: CLN910 ISIN Code: ZAG000192857 The JSE Limited has granted a listing to The Standard Bank of South Africa Limited – CLN910 Senior Unsecured Mixed Rate Notes due 20 December 2027 - sponsored by The Standard Bank of South Africa Limited, under its Structured Note Programme. Authorised Programme size ZAR120,000,000,000 Total notes issued (including current issue) ZAR71,093,936,169.61 Full Note details are as follows: Issue Date: 15 December 2022 Nominal Issued: ZAR 100,000,000 Coupon Rate: Mixed Rate Notes – From, and including, the Issue Date until, but excluding, 20 June 2024: three month ZAR- JIBAR-SAFEX plus 3.10%; and From, and including, 20 June 2024 until, but excluding, the Maturity Date: 11.55% quarterly. Coupon Indicator: Mixed Rate Note Interest Determination Dates: Each 20 March, 20 June, 20 September and 20 December of each year, commencing on the Issue Date until (but excluding) 20 June 2024 Trade Type: Price Issue Price: 100% Maturity Date: 09 December 2025 Interest Commencement Date: Issue Date First Interest Payment Date: 20 March 2023 Interest Payment Dates: 20 March, 20 June, 20 September, and 20 December of each year until the Maturity Date, with the first Interest Payment Date being 20 September 2024 Floating Rate Notes – each 20 March, 20 June, 20 September, and 20 December of each year until (and including) 20 June 2024 with the first Interest Payment Date being 20 March 2023. Business Day Count/Convention: Actual/365(fixed) and Following Business Day Books Close: 15 March, 15 June, 15 September, and December until the applicable Interest Payment Date Last day to register: By 17h00 on 14 March, 14 June, 14 September, and 14 December of each year until the Maturity Date. If such day is not a Business Day, the business Day before each Books Closed Period until the Maturity Date Placement Agent: The Standard Bank of South Africa Limited Debt Security subject to guarantee; security or credit enhancement: Not Applicable Additional Terms and Conditions: Investors should study the Pricing Supplement for full details of the specific terms and conditions applicable to this specific issuance. Notes will be deposited in the Central Depository (“CSD”) and settlement will take place electronically in terms of JSE Rules. Dated 28 December 2022 Sponsor – The Standard Bank of South Africa Limited For further information on the Notes issued please contact: Johann Erasmus SBSA (Sponsor) Email: johann.erasmus@standardbank.co.za