FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRS292 ISIN: ZAG000182957 (FRB) CAPITAL PAYMENT NOTIFICATION Noteholders are advised of the following capital payment due 20 January 2023: Bond code: FRS292 ISIN: ZAG000182957 Capital amount due: ZAR 55 814 953.00 Applicable formula: ILRA = ANA * [(FIL / IIL) + ARA * DC)] * (FXFVD/FXFSD) all definitions used in this calculation are as per the pricing supplement, with FXFVD at 15.6561 and FIL at 8349.243 URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Date Convention: Following Business Day Payment Date: 20 January 2023 16 January 2023 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited)