FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRJ23 ISIN: ZAG000149436 Bond Code: FRS217 ISIN: ZAG000167826 Bond Code: FRS286 ISIN: ZAG000180944 Bond Code: FRS289 ISIN: ZAG000182155 Bond Code: FRS295 ISIN: ZAG000184425 Bond Code: FRS297 ISIN: ZAG000185125 Bond Code: FRS303 ISIN: ZAG000186172 Bond Code: FRS304 ISIN: ZAG000186644 Bond Code: FRS306 ISIN: ZAG000187287 Bond Code: FRX30 ISIN: ZAG000124264 (FRB) INTEREST PAYMENT NOTIFICATIONS Noteholders are advised of the following interest payment due 25 January 2023: Bond code: FRS286 ISIN: ZAG000180944 Coupon: 8.3080% Interest amount due: ZAR 6 282 213.70 Interest period: 25 October 2022 to 24 January 2023 Date Convention: Modified Following Business Day Payment Date: 25 January 2023 Noteholders are advised of the following interest payment due 30 January 2023: Bond code: FRS217 ISIN: ZAG000167826 Coupon: 6.7680% Interest amount due: ZAR 1 687 364.38 Interest period: 31 October 2022 to 29 January 2023 Date Convention: Modified Following Business Day Payment Date: 30 January 2023 Noteholders are advised of the following interest payments due 31 January 2023: Bond code: FRJ23 ISIN: ZAG000149436 Coupon: 7.9670% Interest amount due: ZAR 31 346 761.75 Interest period: 31 October 2022 to 30 January 2023 Date Convention: Following Business Day Bond code: FRS289 ISIN: ZAG000182155 Coupon: 9.4090% Interest amount due: ZAR 1 198 680.83 Interest period: 29 July 2022 to 30 January 2023 Date Convention: Modified Following Business Day Bond code: FRS295 ISIN: ZAG000184425 Coupon: 9.4500% Interest amount due: ZAR 1 203 904.11 Interest period: 29 July 2022 to 30 January 2023 Date Convention: Modified Following Business Day Bond code: FRS297 ISIN: ZAG000185125 Coupon: 9.3620% Interest amount due: ZAR 1 908 309.04 Interest period: 29 July 2022 to 30 January 2023 Date Convention: Modified Following Business Day Bond code: FRS303 ISIN: ZAG000186172 Coupon: 9.7000% Interest amount due: ZAR 1 482 904.11 Interest period: 29 July 2022 to 30 January 2023 Date Convention: Modified Following Business Day Bond code: FRS304 ISIN: ZAG000186644 Coupon: 9.5345% Interest amount due: ZAR 1 457 603.01 Interest period: 29 July 2022 to 30 January 2023 Date Convention: Modified Following Business Day Bond code: FRS306 ISIN: ZAG000187287 Coupon: 9.5170% Interest amount due: ZAR 719 641.64 Interest period: 31 October 2022 to 30 January 2023 Date Convention: Modified Following Business Day Bond code: FRX30 ISIN: ZAG000124264 Coupon: 9.7500% Interest amount due: ZAR 121 387 500.00 Date Convention: Following Business Day Payment Date: 31 January 2023 18 January 2023 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited)