The Standard Bank of South Africa Limited New Financial Instrument Listing Announcement - “CLN912” Stock Code: CLN912 ISIN Code: ZAG000193145 The JSE Limited has granted a listing to The Standard Bank of South Africa Limited – CLN912 Senior Unsecured Mixed Rate Notes due 31 January 2030 - sponsored by The Standard Bank of South Africa Limited, under its Structured Note Programme. Authorised Programme size ZAR120,000,000,000 Total notes issued (including current issue) ZAR73,249,508,169.61 Full Note details are as follows: Issue Date: 20 January 2023 Nominal Issued: ZAR 38,700,000 Coupon Rate: Floating Rate Notes – From, and including, the Issue Date until, but excluding, 31 January 2026: three month ZAR-JIBAR-SAFEX plus 3.00%; and Fixed Rate Notes - From, and including, 31 January 2026 until, but excluding, the Maturity Date: 8.58% quarterly. Coupon Indicator: Fixed Rate Notes – Fixed Floating Rate Notes - Floating Interest Determination Dates: In respect of: Fixed Rate Notes – Not Applicable Floating Rate Notes – each 31 January, 30 April, 31 July, and 31 October of each year until (but excluding) 31 January 2026 or, if such day is not a Business Day, the Business Day on which the interest will be paid, as determined in accordance with the applicable Business Day Convention (as specified in the Applicable Pricing Supplement). Trade Type: Price Issue Price: 100% Maturity Date: 31 January 2030 Interest Commencement Date: Issue Date First Interest Payment Date: 31 January 2023 Interest Payment Dates: In respect of: Fixed Rate Notes –Each 31 January, 30 April, 31 July, and 31 October of each year until the Maturity Date, with the first Interest Payment Date being 30 April 2026 Floating Rate Notes – each 31 January, 30 April, 31 July, and 31 October of each year until (and including) 31 January 2026 with the first Interest Payment Date being 31 January 2023. Business Day Count/Convention: Actual/365(fixed) and Following Business Day Books Close: From each 26 January, 25 April, 26 July, and 26 October until the applicable Interest Payment Date Last day to register: By 17h00 on 25 January, 24 April, 25 July, and 25 October of each year until the Maturity Date. If such day is not a Business Day, the business Day before each Books Closed Period until the Maturity Date Placement Agent: The Standard Bank of South Africa Limited Debt Security subject to guarantee; security or credit enhancement: Not Applicable Additional Terms and Conditions: Investors should study the Pricing Supplement for full details of the specific terms and conditions applicable to this specific issuance. Notes will be deposited in the Central Depository (“CSD”) and settlement will take place electronically in terms of JSE Rules. Dated 19 January 2023 Sponsor – The Standard Bank of South Africa Limited For further information on the Notes issued please contact: Johann Erasmus SBSA (Sponsor) Email: johann.erasmus@standardbank.co.za