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ИНН: 7802131219

E-disclosure page: 38163

Рост выручки -36.3%
Рост выручки hist +11.4%
Рост Net Income hist -27.5%

млн руб
LTM Выручка 7 388
LTM Net Income 154
LTM Чистая прибыль 154

Последний отчетный период 2025 H2

Revenue and Net Income

Semi-Annual values (m RUB)

Change (y/y)

Облигации
Название ISIN Тип Доходность Валюта Цена Объем торгов (млн р.) Купон Ставка купона Премия Дата погашения/оферты Дюрация, лет
ИнтЛиз1Р07 RU000A1077X0 фикс c аморт. +123.9% RUB 99.8% 2.20 3.7 16.0% - 2026-10-31 0.5
ИнтЛиз1Р09 RU000A109DV5 плав c аморт. +32.5% RUB 98.7% 0.31 9.3 17.6% -12.9% 2027-08-19 1.3
ИнтЛиз1Р10 RU000A10A4N8 плав c аморт. +29.9% RUB 101.0% 0.02 12.2 19.5% -12.1% 2027-11-07 1.5
ИнтЛиз1Р06 RU000A106SF2 фикс c аморт. +19.8% RUB 99.0% 1.63 11.4 13.5% - 2026-08-24 0.3
ИнтЛиз1Р11 RU000A10B4A4 фикс c аморт. +19.2% RUB 107.5% 2.07 18.7 24.0% - 2029-02-27 2.8
ИнтЛиз1Р08 RU000A108AL4 фикс c аморт. +16.8% RUB 100.0% 2.41 8.7 15.8% - 2027-04-03 0.9
MSFO data *The values are shown in mln. The % change shows the difference from the same period last year

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Income (financial)


формула расчета Revenue = PercentIncomeNet + CommissionIncome
 
Q PercentIncome PercentExpense PercentIncomeNet ReserveForCreditLoss PercentIncomeNetAfterReserve CommissionIncome Revenue CommissionExpense CommissionIncomeNet OperationsWithFinancialInstruments OtherOperatingIncomeNet IncomeNonCoreNet AdministrativeExpense IncomeBeforeTax IncomeTax IncomeNet IncomeNetRegular IncomeNetIrregular
 
2025 H2 9 106+9% -5 508+4% 3 598+17% -3 677+27% -79<-100%   3 598+17%     1>+200% 533+101%   -1 969+42% -291<-100% 73-40% -218<-100% -219<-100% 0>+200%
2025 H1 10 518+77% -6 728+99% 3 790+48% 1 985-15% 5 774+18%   3 790+48%     0>+200% 416+50%   -1 787+48% 496-64% -124-55% 372-66% 372-66% 0>+200%
2024 H2 8 368+68% -5 282+107% 3 086+27% -2 888+95% 198-79%   3 086+27%     0-97% 266+19%   -1 384+41% 1 350-13% 122<-100% 1 472+30% 1 472+30% 0-97%
2024 H1 5 939+55% -3 375+130% 2 564+8% 2 325+131% 4 889+45%   2 564+8%     0<-100% 277+46%   -1 206+65% 1 382+36% -276+36% 1 106+36% 1 106+36% 0<-100%
2023 H2 4 978+62% -2 546+81% 2 432+46% -1 479<-100% 953-70%   2 432+46%     3>+200% 224+34%   -984+44% 1 554+51% -311+80% 1 136+63% 1 134+62% 2<-100%
2023 H1 ( 10443 , 10444 ) 3 834+54% -1 469+84% 2 366+40% 1 007+17% 3 373+32%   2 366+40%     -5-16% 189+18%   -729+21% 1 013+42% -203 810 814 -4
2022 H2 3 075 -1 409 1 667 1 492 3 159   1 667     0 167   -685 1 026 -173 696 698 -2
2022 H1 2 491 -797 1 694 865 2 559   1 694     -6 160   -601 712        


Balance


Q Total equity Total assets PortfolioCredit PortfolioBonds Deposits
 
2025 H2 15 635+1% 72 016-24%      
2025 H1 15 853+57% 85 127+28%      
2024 H2 15 431+71% 94 809+60%   30 157+77%  
2024 H1 10 119+37% 66 542+46%   18 815+10%  
2023 H2 9 013 59 424   17 037+133%  
2023 H1 ( 10443 , 10444 ) 7 377 45 704   17 037  
2022 H2       7 308  
2022 H1          


Cashflow


Q Operating cashflow Investing cashflow Financial cashflow
 
2025 H2      
2025 H1      
2024 H2      
2024 H1      
2023 H2      
2023 H1 ( 10443 , 10444 )      
2022 H2      
2022 H1      
RSBU data *The values are shown in mln. The % change shows the difference from the same period last year

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Income


Q Revenue Net income
 
2026 q1 3 243-19% 335>+200%
2025 q4    
2025 q3 3 948+12% 39-85%
2025 q2 4 057+31% 82-84%
2025 q1 4 002+43% 88-72%
2024 q4 3 886+44% 954+1%
2024 q3 3 517+56% 262-87%
2024 q2 3 093+49% 527+149%
2024 q1 2 802+66% 312+21%
2023 q4 ( 10446 , 10450 ) 2 696+97% 942>+200%
2023 q3 ( 10445 , 10448 ) 2 259+51% 2 050>+200%
2023 q2 2 079+51% 212-1%
2023 q1 1 693+45% 259+84%
2022 q4 1 369<-100% 255-16%
2022 q3 1 499-72% 305+129%
2022 q2 1 379-70% 214-5%
2022 q1 1 170-70% 141+2%
2021 q4 -10 509<-100% 305+20%
2021 q3 5 288+43% 133+21%
2021 q2 4 584+47% 225>+200%
2021 q1 3 898+40% 139>+200%
2020 q4 4 003+59% 255+57%
2020 q3 3 687 111
2020 q2 3 123 59
2020 q1 2 789 2
2019 q4 2 525+50% 162+12%
2018 q4 1 683+106% 144+75%
2017 q4 816 82


Balance


Implied interest rate for 2023 q3:
= (PercentLoss - PercentProfit) * (365 / periodLength) / (NetDebt - MinorityInterest)
= (2 - 3) * 4 / (41 205 - 0)

Q Total equity Total assets PortfolioCredit PortfolioBonds Deposits
 
2026 q1 16 365+12% 63 580-22%      
2025 q4          
2025 q3 14 729+51% 72 869-4%      
2025 q2 14 689+55% 77 780+15%      
2025 q1 14 607+63% 81 539+31%      
2024 q4 14 540+68% 82 565+37%      
2024 q3 9 747+35% 75 642+41%      
2024 q2 9 485+84% 67 537+47%      
2024 q1 8 958+127% 62 294+53%      
2023 q4 ( 10446 , 10450 ) 8 646+135% 60 332+64%      
2023 q3 ( 10445 , 10448 ) 7 203+117% 53 709+73%      
2023 q2 5 154+71% 46 090+65%      
2023 q1 3 942+41% 40 792+45%      
2022 q4 3 683 36 875      
2022 q3 3 321+27% 31 017-6%      
2022 q2 3 015+21% 27 997-5%      
2022 q1 2 802+24% 28 144+10%      
2021 q4          
2021 q3 2 622 33 039      
2021 q2 2 489 29 506      
2021 q1 2 263 25 601      
2020 q4 2 125+14% 23 404+31%      
2020 q3          
2020 q2          
2020 q1          
2019 q4 1 865+53% 17 815+22%      
2018 q4 1 218 14 569      
2017 q4          

Financial reports

RAS reports