Key Financials (Download financials)
Ticker: SPBE
Share price, RUB: (+1.1%)
Common stocks: 114 090 000
Dividend Yield: 0.0%
P / E LTM: 42.6x
P / E annualized: 156.8x
Target P/E (hist percentile):
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Semi-Annual values (m RUB)
Change (y/y)
EV / LTM Net Income and 50% percentile
Potential dynamics
Millions of RUB
P / B
P / E
| Q | PercentIncome | PercentExpense | PercentIncomeNet | ReserveForCreditLoss | PercentIncomeNetAfterReserve | CommissionIncome | Revenue | CommissionExpense | CommissionIncomeNet | OperationsWithFinancialInstruments | OtherOperatingIncomeNet | IncomeNonCoreNet | AdministrativeExpense | IncomeBeforeTax | IncomeTax | IncomeNet | IncomeNetRegular | IncomeNetIrregular |
|---|
| 2025 H1 | 1 776+30% | -278+34% | 1 498+30% | 236+104% | 1 734+36% | 236+104% | -284>+200% | 44-93% | -1 562+11% | 39-91% | 87-83% | 727+39% | -640>+200% | |||||
| 2024 H2 | 1 454-13% | -257-33% | 1 198-7% | -123-87% | 1 075>+200% | 203-68% | 1 401-27% | 203-68% | -969+88% | -101-66% | -1 533-13% | 469-1% | 554>+200% | 1 679>+200% | -1 125+163% | |||
| 2024 H1 | 1 364+50% | -208-25% | 1 156+82% | -72-56% | 1 084+130% | 116-86% | 1 272-13% | 116-86% | -11<-100% | 666+13% | -1 407-18% | 449-44% | 512-17% | 524>+200% | -12<-100% | |||
| 2023 H2 ( 8523 , 9046 ) | 1 667+72% | -385+16% | 1 282+101% | -978>+200% | 304-46% | 627-17% | 1 909+37% | 627-17% | -515<-100% | -300+11% | -1 752-19% | 473-70% | -415-1% | 58-95% | 486<-100% | -428<-100% | ||
| 2023 H1 ( 6803 , 9047 ) | 911-26% | -276+25% | 635-37% | -164+78% | 471-49% | 823-55% | 1 458-48% | 823-55% | 628+128% | 589<-100% | -1 713-12% | 797-23% | -177-33% | 620-20% | 132-77% | 488+139% | ||
| 2022 H2 | 969+170% | -331>+200% | 638+102% | -69+37% | 569+114% | 755-75% | 1 393-59% | 755-75% | 1 874>+200% | -270<-100% | -2 169>+200% | 1 572<-100% | -417+47% | 1 155<-100% | -227-84% | 1 382>+200% | ||
| 2022 H1 | 1 235>+200% | -220>+200% | 1 015>+200% | -93>+200% | 922>+200% | 1 816-40% | 2 831-11% | 1 816-40% | 275<-100% | -23<-100% | -1 953+30% | 1 037-45% | -266-32% | 771-49% | 567-63% | 204<-100% | ||
| 2021 H2 | 359+125% | -43+56% | 316+140% | -50+191% | 265+132% | 3 074+62% | 3 390+67% | 3 074+62% | 299>+200% | 406>+200% | -703+136% | -1 030<-100% | -284+20% | -1 314<-100% | -1 389<-100% | 75+33% | ||
| 2021 H1 | 206+71% | -39+47% | 167+78% | -5<-100% | 162+58% | 3 023>+200% | 3 190>+200% | 3 023>+200% | -19<-100% | 215>+200% | -1 506+149% | 1 895>+200% | -394>+200% | 1 501>+200% | 1 515>+200% | -15<-100% | ||
| 2020 H2 | 159+3% | -28-44% | 132+26% | -17>+200% | 114+12% | 1 901<-100% | 2 032<-100% | 1 901<-100% | 71>+200% | 94<-100% | -298<-100% | 1 167<-100% | -237<-100% | 929<-100% | 873>+200% | 57<-100% | ||
| 2020 H1 | 120>+200% | -26>+200% | 94>+200% | 9<-100% | 102>+200% | 869-5% | 962+4% | 869-5% | 21>+200% | 40-13% | -605-10% | 429+32% | -90+37% | 340+31% | 323+26% | 16>+200% | ||
| 2019 H2 | 154>+200% | -49<-100% | 105>+200% | -2-63% | 103<-100% | -374<-100% | -270<-100% | -374<-100% | 2<-100% | -51<-100% | 19<-100% | -324>+200% | 58 | -265 | 16 | 0 | ||
| 2019 H1 | 16>+200% | -1+37% | 16>+200% | -1>+200% | 14>+200% | 914>+200% | 929>+200% | 914>+200% | 3-68% | 46<-100% | -675>+200% | 325<-100% | -65 | 259>+200% | 257 | 2 | ||
| 2018 H2 | 2-60% | 0<-100% | 3-50% | -6 | -3<-100% | 65+121% | 68+94% | 65+121% | -166<-100% | 6+65% | -126+39% | -39-21% | ||||||
| 2018 H1 | 1-76% | -1+198% | 1-87% | 0 | 0-92% | 30+79% | 31+38% | 30+79% | 10>+200% | -2<-100% | -84+20% | -33-25% | 1<-100% | |||||
| 2017 H2 | 6+16% | 0<-100% | 5+11% | 6+33% | 29+99% | 35+77% | 29+99% | 221>+200% | 4-93% | -91+83% | -49+63% | 2<-100% | 0<-100% | 2+18% | ||||
| 2017 H1 | 6+6% | 0-38% | 6+9% | 6+12% | 17+50% | 23+37% | 17+50% | 0-99% | 0<-100% | -70+27% | -44+7% | -3+8% | -3+6% | 0<-100% | ||||
| 2016 H2 | 5-12% | 0<-100% | 5-9% | 4-23% | 15+23% | 20-29% | 15+23% | 33+100% | 56<-100% | -50-26% | -30-34% | -1<-100% | -2 | 2 | ||||
| 2016 H1 | 6-25% | 0 | 5-30% | 5-30% | 11+10% | 16+123% | 11+10% | 1<-100% | -55-3% | -55-3% | -41+8% | -3<-100% | -3 | 0 | ||||
| 2015 H2 | 5-45% | 0-71% | 5-44% | 5-43% | 12+38% | 28+52% | 12+38% | 0+100% | -124<-100% | -67+61% | -45+102% | 4>+200% | ||||||
| 2015 H1 | 7-30% | 7-30% | 7-30% | 10>+200% | 7-38% | 10>+200% | -3 | -57>+200% | -57>+200% | -38<-100% | 1<-100% | |||||||
| 2014 H2 | 10+90% | 0 | 9+82% | 9+82% | 9>+200% | 18+145% | 9>+200% | -2 | 17<-100% | -41>+200% | -23>+200% | 1<-100% | 0 | 0 | ||||
| 2014 H1 | 11 | 11 | 11 | 1 | 12 | 1 | -17 | -17 | 71 | 0 | ||||||||
| 2013 H2 | 5+16% | 5+16% | 5 | 2+51% | 7+25% | 2+51% | -12 | -12-14% | -5+80% | -4+75% | ||||||||
| 2012 H2 | 4 | 4 | 1 | 6 | 1 | -14 | -3 | -2 |
| Q | Total equity | Total assets | PortfolioCredit | PortfolioBonds | Deposits |
|---|
| 2025 H1 | 21 121+3% | 80 618-21% | 6 706-33% | 51 | |
| 2024 H2 | 20 620+2% | 90 162-20% | 9 542+21% | ||
| 2024 H1 | 20 498+3% | 102 189-8% | 10 031+116% | ||
| 2023 H2 ( 8523 , 9046 ) | 20 186+4% | 112 858 | 7 855 | ||
| 2023 H1 ( 6803 , 9047 ) | 19 979+3% | 111 571 | 4 646 | ||
| 2022 H2 | 19 381+10% | ||||
| 2022 H1 | 19 381>+200% | ||||
| 2021 H2 | 17 555>+200% | 42 337+131% | 2 562>+200% | ||
| 2021 H1 | 4 441+102% | 39 043>+200% | 1 192 | ||
| 2020 H2 | 3 037>+200% | 18 327>+200% | 751 | ||
| 2020 H1 | 2 204>+200% | 9 903>+200% | |||
| 2019 H2 | 437+6% | 3 347+87% | |||
| 2019 H1 | 433-4% | 1 408+5% | |||
| 2018 H2 | 411-33% | 1 786+74% | |||
| 2018 H1 | 450+27% | 1 337+88% | |||
| 2017 H2 | 614-12% | 1 027+48% | |||
| 2017 H1 | 3550% | 711+8% | 106+46% | ||
| 2016 H2 | 695+86% | 695+7% | 114+60% | ||
| 2016 H1 | 3570% | 661+8% | 72+1% | ||
| 2015 H2 | 373-20% | 650 | 71 | ||
| 2015 H1 | 356-24% | 612 | 71-5% | ||
| 2014 H2 | 468>+200% | ||||
| 2014 H1 | 468 | 75 | |||
| 2013 H2 | 146 | 415 | |||
| 2012 H2 |
| Q | Operating cashflow | Investing cashflow | Financial cashflow |
|---|
| 2025 H1 | |||
| 2024 H2 | -17 359<-100% | ||
| 2024 H1 | -2 837-2% | -1 589>+200% | -10-75% |
| 2023 H2 ( 8523 , 9046 ) | 5 179<-100% | -3 097>+200% | -534>+200% |
| 2023 H1 ( 6803 , 9047 ) | -2 894+132% | -153-66% | -41>+200% |
| 2022 H2 | -4 053>+200% | -578-35% | -55<-100% |
| 2022 H1 | -1 245<-100% | -450 | -3 |
| 2021 H2 | -1<-100% | -890>+200% | 5 990>+200% |
| 2021 H1 | 16 661>+200% | ||
| 2020 H2 | 4 750 | -228 | 409 |
| 2020 H1 | 2 980 | ||
| 2019 H2 | |||
| 2019 H1 | |||
| 2018 H2 | |||
| 2018 H1 | -24<-100% | ||
| 2017 H2 | -96<-100% | 0-94% | 17+29% |
| 2017 H1 | -8>+200% | 0<-100% | |
| 2016 H2 | 3<-100% | -6-59% | 14+39% |
| 2016 H1 | 0<-100% | 27+11% | 20<-100% |
| 2015 H2 | -27-87% | -15<-100% | 10<-100% |
| 2015 H1 | 22<-100% | 25-91% | -2 |
| 2014 H2 | -208>+200% | 133<-100% | -3 |
| 2014 H1 | -104 | 289 | |
| 2013 H2 | -9-30% | -127<-100% | |
| 2012 H2 | -13 | 6 |
| Q | Revenue | Net income |
|---|
| 2025 q2 | -143-72% | |
| 2024 q4 | 1 306<-100% | |
| 2024 q3 | -659+8% | |
| 2024 q2 | -504<-100% | |
| 2024 q1 ( 8575 , 9053 ) | -153-19% | |
| 2023 q4 ( 7835 , 9045 ) | -442 | |
| 2023 q3 | -612 | |
| 2023 q2 | 717 | |
| 2023 q1 | -188 | |
| 2022 q4 |
