CAPITEC BANK LIMITED Incorporated in the Republic of South Africa (Registration No. 1980/003695/06) Company Code: BICAP Stock Code: CBL29 ISIN Code: ZAG000158874 INTEREST RATE RESET ANNOUNCEMENT – CBL29 NOTES CBL29 8.933% p.a. (3 month ZAR-Jibar of 7.433% plus 1.50%) for the period 30 January 2023 to 1 May 2023, payable on 2 May 2023(Following*) Next reset: 2 May 2023 JIBAR rate as at 30 January 2022: 3 Month 7.433% *When the interest payment date falls on a non-business day, the interest will be paid on the first business day following the weekend or public holiday. 30 January 2023 Stellenbosch Debt Sponsor PSG Capital