CAPITEC BANK LIMITED Incorporated in the Republic of South Africa (Registration No. 1980/003695/06) Company Code: BICAP Stock Code: CBL30 ISIN Code: ZAG000180977 INTEREST RATE RESET ANNOUNCEMENT – CBL30 NOTES CBL30 8.65% p.a. (3 month ZAR-Jibar of 7.45% plus 1.20%) for the period 2 February 2023 to 1 May 2023, payable on 2 May 2023(Following*) Next reset: 2 May 2023 JIBAR rate as at 2 February 2023: 3 Month 7.45% *When the interest payment date falls on a non-business day, the interest will be paid on the first business day following the weekend or public holiday. 2 February 2023 Stellenbosch Debt Sponsor PSG Capital