Capitec Bank Holdings Limited Registration number 1999/025903/06 Incorporated in the Republic of South Africa Registered bank controlling company Share Code: CPI ISIN: ZAE000035861 (“Capitec” or the “Company”) NOTIFICATION IN TERMS OF SECTION 122(3)(b) OF THE COMPANIES ACT, NO. 71 OF 2008, AS AMENDED AND PARAGRAPH 3.83(b) OF THE JSE LIMITED LISTINGS REQUIREMENTS – ACQUISITION OF SECURITIES In accordance with section 122(3)(b) of the Companies Act, No. 71 of 2008, as amended (“Companies Act”), and paragraph 3.83(b) of the JSE Limited Listings Requirements, shareholders are hereby advised that the Company has received formal notification in the prescribed form (the “TRP 121.1 form”) from JP Morgan Chase & Co., advising that it has acquired a beneficial interest in securities of the Company, such that the total of all beneficial interests held by it amounts to 5.21% of the Company’s total issued ordinary share capital. The requisite notice in terms of section 122(3)(a) of the Companies Act has been filed with the Takeover Regulation Panel. The board of the Company accepts responsibility for the information contained in this announcement and confirms that, to the best of its knowledge and belief, such information accurately reflects the information contained in the TRP 121.1 form received by the Company from JP Morgan Chase & Co. 7 February 2023 Stellenbosch Sponsor PSG Capital