CAPITEC BANK LIMITED Incorporated in the Republic of South Africa (Registration No. 1980/003695/06) Company Code: BICAP Stock Code: CBL31 ISIN Code: ZAG000191933 INTEREST RATE RESET ANNOUNCEMENT – CBL31 NOTES CBL31 8.75% p.a. (3 month ZAR-Jibar of 7.45% plus 1.30%) for the period 21 February 2023 to 21 May 2023, payable on 22 May 2023(Following*) Next reset: 22 May 2023 JIBAR rate as at 21 February 2023: 3 Month 7.45% *When the interest payment date falls on a non-business day, the interest will be paid on the first business day following the weekend or public holiday. 21 February 2023 Stellenbosch Debt Sponsor PSG Capital