CAPITEC BANK LIMITED Registration number 1980/003695/06 Incorporated in the Republic of South Africa Company Alpha Code: BICAP (“the Company”) PUBLICATION OF THE COMPANY’S ANNUAL FINANCIAL STATEMENTS FOR THE YEAR ENDED 28 FEBRUARY 2023 Noteholders are hereby advised that the Company’s annual financial statements for the year ended 28 February 2023, are available on the Company’s website at https://www.capitecbank.co.za/investor- relations/bond-programme or may be requested and obtained in person, at no charge, at the registered office of the Company, being 5 Neutron Road, Techno Park, Stellenbosch 7600, during office hours. The audit opinion relating to the above-referenced annual financial statements is unmodified. Stellenbosch 18 April 2023 Debt Sponsor PSG Capital