CAPITEC BANK HOLDINGS LIMITED Registration Number: 1999/025903/06 Incorporated in the Republic of South Africa Registered bank controlling company Share Code: CPI ISIN Number: ZAE000035861 (“Capitec” or “Company”) DEALING IN SECURITIES IN TERMS OF THE RESTRICTED SHARE PLAN The following information, relating to the dealing in securities is disclosed in terms of paragraph 3.92 of the JSE Limited (“JSE”) Listings Requirements, to the extent applicable: NAME OF SCHEME Restricted Share Plan COMPANY TO WHICH THE SCHEME Capitec Bank Holdings Limited RELATES TYPE AND CLASS OF SECURITIES Ordinary shares DATE OF TRANSACTIONS 28 April 2023 RAND PER SHARE High: R1646.72 Low: R1594.13 Ave: R1615.01 NUMBER OF SECURITIES 17 860 TRANSACTED TOTAL RAND VALUE OF R28,844,110.79 SECURITIES TRANSACTED NATURE OF TRANSACTIONS Facilitating the purchase of shares by employees in terms of the Company’s established non-dilutive Restricted Share Plan (on-market transactions) Clearance to deal in these securities was obtained in accordance with paragraph 3.66 of the JSE Listings Requirements. 4 May 2023 Stellenbosch Sponsor PSG Capital