CAPITEC BANK HOLDINGS LIMITED Registration Number: 1999/025903/06 Incorporated in the Republic of South Africa Registered bank controlling company Share Code: CPI ISIN Number: ZAE000035861 DEALINGS IN SECURITIES BY A COMPANY SECRETARY AND A PRESCRIBED OFFICER In compliance with paragraphs 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information relating to the dealings in securities by a company secretary and a prescribed officer is disclosed: 1. NAME OF COMPANY SECRETARY YM Mouton COMPANY OF WHICH SHE IS THE Capitec Bank Holdings Limited COMPANY SECRETARY NATURE OF TRANSACTIONS Exercise of options through a combination of cash settlement and net equity settlement (off-market transactions) TYPE OF SECURITIES Options to acquire ordinary shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 29 September 2023 NUMBER OF OPTIONS EXERCISED 201 NUMBER OF ORDINARY SHARES ACQUIRED 106 AS A RESULT OF CASH SETTLEMENT AND NET EQUITY SETTLEMENT OPTION STRIKE PRICE (RAND) R 911.63 STRIKE DATE OF OPTIONS 28 September 2020 PERIOD OF EXERCISE Participants have a nine month period from the strike date during which options can be exercised. NATURE AND EXTENT OF THE COMPANY Direct, beneficial SECRETARY’S INTEREST IN THE TRANSACTIONS 2. NAME OF PRESCRIBED OFFICER X Mhlaba COMPANY OF WHICH HE IS A Capitec Bank Holdings Limited PRESCRIBED OFFICER NATURE OF TRANSACTION Exercise of options through a combination of cash settlement and net equity settlement (off-market transactions) TYPE OF SECURITIES Options to acquire ordinary shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 29 September 2023 NUMBER OF OPTONS EXERCISED 220 NUMBER OF ORDINARY SHARES ACQUIRED 116 AS A RESULT OF CASH SETTLEMENT AND NET EQUITY SETTLEMENT OPTION STRIKE PRICE (RAND) R 911.63 STRIKE DATE OF OPTIONS 28 September 2020 PERIOD OF EXERCISE Participants have a nine month period from the strike date during which options can be exercised. NATURE AND EXTENT OF THE Direct, beneficial PRESCRIBED OFFICER’S INTEREST IN THE TRANSACTIONS Clearance to deal in the securities by the company secretary and the prescribed officer was obtained in accordance with paragraph 3.66 of the JSE Limited Listings Requirements. 03 October 2023 Stellenbosch Sponsor PSG Capital