CAPITEC BANK LIMITED Incorporated in the Republic of South Africa (Registration No. 1980/003695/06) Company Code: BICAP NEW FINANCIAL INSTRUMENT LISTING ANNOUNCEMENT “CBL32” The JSE Limited has granted Capitec Bank Limited a listing of its CBL32 Unsecured Unsubordinated Floating Rate Notes on the Interest Rate Market with effect from 31 October 2023 under its Domestic Medium Term Note Programme dated 12 May 2021. ISIN: ZAG000200288 Debt Security Code: CBL32 Authorised Programme Size: ZAR 8,000,000,000 Total Notes Issued (including ZAR 2,750,000,000 current issuance): Instrument Type: Floating Rate Note Nominal Issued: ZAR 750,000,000 Issue Price: 100% Coupon Rate: Three-month JIBAR plus 1.08% as per the Applicable Pricing Supplement Coupon Rate Indicator: Floating Trade Type: Price Final Maturity Date: 31 October 2026 Books Close Date(s): 26 January, 25 April, 26 July and 26 October Interest Payment Date(s): 31 January, 30 April, 31 July and 31 October Last Day to Register: By 17:00 (South African time) on 25 January, 24 April, 25 July and 25 October Issue Date: 31 October 2023 Date Convention: Following Business Day Interest Commencement Date: 31 October 2023 First Interest Payment Date: 31 January 2024 Additional Information: Unsecured Unsubordinated Floating Rate Notes The notes will be dematerialised in the Central Securities Depository (“CSD”) and settlement will take place electronically in terms of JSE Rules. 27 October 2023 Stellenbosch Debt Sponsor PSG Capital