CAPITEC BANK HOLDINGS LIMITED Registration Number: 1999/025903/06 Incorporated in the Republic of South Africa Registered bank controlling company Share Code: CPI ISIN Number: ZAE000035861 DEALINGS IN SECURITIES BY PRESCRIBED OFFICERS In compliance with paragraphs 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information relating to the dealings in securities by prescribed officers is disclosed: 1. NAME OF PRESCRIBED OFFICER KR Kumbier COMPANY OF WHICH HE IS A Capitec Bank Holdings Limited PRESCRIBED OFFICER NATURE OF TRANSACTIONS Exercise of options through net equity settlement (off-market transactions) TYPE OF SECURITIES Options to acquire ordinary shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTIONS 07 November 2023 (1)-(3) NUMBER OF OPTIONS EXERCISED 2 207 (1) 1 890 (2) 4 566 (3) NUMBER OF ORDINARY SHARES 326 (1) ACQUIRED AS A RESULT OF NET 501 (2) EQUITY SETTLEMENT 1 166 (3) OPTION STRIKE PRICE (RAND) R1 374.59 (1) R 973.05 (2) R1 006.83 (3) STRIKE DATE OF OPTIONS 1 November 2023 (1) 18 April 2023 (2) 20 October 2023 (3) PERIOD OF EXERCISE Participants have a nine month period from the strike date during which options can be exercised NATURE AND EXTENT OF THE Direct, beneficial PRESCRIBED OFFICER’S INTEREST IN THE TRANSACTIONS 2. NAME OF PRESCRIBED OFFICER F Viviers COMPANY OF WHICH HE IS A Capitec Bank Holdings Limited PRESCRIBED OFFICER NATURE OF TRANSACTIONS Exercise of options through net equity settlement (off-market transactions) TYPE OF SECURITIES Options to acquire ordinary shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTIONS 07 November 2023 (1)-(4) NUMBER OF OPTIONS EXERCISED 741 (1) 1 090 (2) 659 (3) 986 (4) NUMBER OF ORDINARY SHARES 254 (1) ACQUIRED AS A RESULT OF NET 318 (2) EQUITY SETTLEMENT 135 (3) 261 (4) OPTION STRIKE PRICE (RAND) R 705.93 (1) R 881.76 (2) R1 175.01 (3) R 973.05 (4) STRIKE DATE OF OPTIONS 18 April 2023 (1)-(4) PERIOD OF EXERCISE Participants have a nine month period from the strike date during which options can be exercised NATURE AND EXTENT OF THE Direct, beneficial PRESCRIBED OFFICER’S INTEREST IN THE TRANSACTIONS Clearance to deal in the securities by the prescribed officers was obtained in accordance with paragraph 3.66 of the JSE Limited Listings Requirements. 08 November 2023 Stellenbosch Sponsor PSG Capital