CAPITEC BANK HOLDINGS LIMITED Registration Number: 1999/025903/06 Incorporated in the Republic of South Africa Registered bank controlling company Share Code: CPI ISIN Number: ZAE000035861 DEALING IN SECURITIES BY A PRESCRIBED OFFICER In compliance with paragraphs 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information relating to the dealing in securities by a prescribed officer is disclosed: NAME OF PRESCRIBED OFFICER W de Bruyn COMPANY OF WHICH HE IS A Capitec Bank Holdings Limited PRESCRIBED OFFICER NATURE OF TRANSACTION Exercise of options through a combination of cash settlement and net equity settlement (off-market transaction) TYPE OF SECURITIES Options to acquire ordinary shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 09 November 2023 (1)-(4) NUMBER OF OPTIONS EXERCISED 2 261 (1) 2 712 (2) 1 790 (3) 2 340 (4) NUMBER OF ORDINARY SHARES 2 261 (1) ACQUIRED AS A RESULT OF A 1 924 (2) COMBINATION OF CASH SETTLEMENT 379 (3) AND NET EQUITY SETTLEMENT 631 (4) OPTION STRIKE PRICE (RAND) R 705.93 (1) R 881.76 (2) R1 175.01 (3) R 973.05 (4) STRIKE DATE OF OPTIONS 18 April 2023 (1)–(4) PERIOD OF EXERCISE Participants have a nine month period from the strike date during which options can be exercised NATURE AND EXTENT OF THE Direct, beneficial PRESCRIBED OFFICER’S INTEREST IN THE TRANSACTION Clearance to deal in the securities by the prescribed officer was obtained in accordance with paragraph 3.66 of the JSE Limited Listings Requirements. 10 November 2023 Stellenbosch Sponsor PSG Capital