CAPITEC BANK HOLDINGS LIMITED Registration Number: 1999/025903/06 Incorporated in the Republic of South Africa Registered bank controlling company Share Code: CPI ISIN Number: ZAE000035861 DEALINGS IN SECURITIES BY A SHARE INCENTIVE SCHEME In compliance with paragraph 14.9(d) of schedule 14 and paragraphs 3.63 to 3.74 of the JSE Limited (“JSE”) Listings Requirements, the following information relating to the dealings in securities by the trustees of the Capitec Bank Holdings Share Trust is disclosed: NAME OF SCHEME Capitec Bank Holdings Share Trust COMPANY TO WHICH THE SCHEME Capitec Bank Holdings Limited RELATES TYPE AND CLASS OF SECURITIES Ordinary shares NATURE OF TRANSACTIONS Purchase of shares by the Capitec Bank Holdings Share Trust to enable it to comply with its obligations in terms of the Share Incentive Scheme (on-market transactions) DATE OF TRANSACTIONS 22 November 2023 (1) 23 November 2023 (2) PRICE PER SECURITY (RAND) High: R1990.00 (1) Low: R1954.99 VWAP: R1978.9615 High: R1985.00 (2) Low: R1973.00 VWAP: R1978.70 NUMBER OF SECURITIES TRANSACTED 5 000 (1) 5 000 (2) TOTAL RAND VALUE OF SECURITIES R9 894 807.50 (1) TRANSACTED R9 893 500.00 (2) NATURE AND EXTENT OF INTEREST IN Direct, beneficial THE TRANSACTION Clearance to deal in these securities was obtained in accordance with paragraph 3.66 of the JSE Listings Requirements. 23 November 2023 Stellenbosch Sponsor PSG Capital