Investec Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1969/004763/06) Issuer code: BIINLP LEI No: 549300RH5FFHO48FXT69 New Financial Instrument Listing Announcement – IBL285 Application has been made to the JSE Limited (“JSE”) for the listing of R500,000,000 (five hundred million Rand) senior unsecured mixed rate Notes (stock code IBL285), under Investec Bank Limited’s Domestic Medium Term Note and Preference Share Programme, dated 17 March 2021. The IBL285 Notes will be issued to Noteholders on the date of listing being 23 February 2024 with effect from commencement of trade. Salient features of the IBL285 Notes are listed below: Issuer Investec Bank Limited Instrument Senior unsecured Notes Issue Date 23 February 2024 Aggregate Nominal Amount of Tranche 1 R500,000,000 (five hundred Rand) Nominal Amount per Note R1,000,000 (one million Rand) Interest Rate The Notes will be Fixed Rate Notes, with an Interest Rate of 8.99% nacq, for the period from and including the Issue Date to, but excluding, the Interest Payment Date of 23 February 2025 (such date being subject to the applicable Business Day Convention) The Notes will be Floating Rate Notes with the Interest Rate being the Reference Rate plus the Margin, for the period from and including the Interest Payment Date of 23 February 2025 (such date being subject to the applicable Business Day Convention) to, but excluding, the Maturity Date Margin 1.05% Reference Rate The ZAR-JIBAR-SAFEX with a Designated Maturity of 3 months Interest Determination Date The Interest Commencement Date and every Interest Payment Date thereafter Maturity Date 23 February 2026 Issue price per Note 100% Final Redemption Amount per Note The Nominal Amount per Note (plus accrued unpaid interest, if any, to the Maturity Date) Early Redemption at the option of the Issuer (Call) Applicable. The Optional Redemption Date is 25 February 2025 Early Redemption Amount The aggregate outstanding Nominal Amount (plus accrued interest, if any, to the Maturity Date) plus Breakage Costs (if any) Interest Commencement Date 23 February 2024 Books Close Dates The Register will be closed from (i) 14 to 23 May, 14 to 23 August, 14 to 23 November and 14 to 23 February (all dates inclusive) until the Applicable Redemption Date, or, (ii) 10 days prior to any Payment Day Last Day to Register 13 May, 13 August, 13 November and 13 February or if such day is not a Business Day, the Business Day before each Books Closed Period, or the last Business Day immediately preceding the commencement of the Books Closed Period Interest Payment Dates means 23 May, 23 August, 23 November and 23 February of each year, provided that the first Interest Payment Date shall be on 23 May 2024. If any such day is not a Business Day, the Business Day on which interest will be paid, as determined in accordance with the applicable Business Day Convention (as specified in the Applicable Pricing Supplement) Business Day Convention Following Business Day JSE Stock Code IBL285 ISIN ZAG000203340 Aggregate Nominal Amount of Notes Outstanding R42,066,089,105 (forty two billion in the Series including this issuance but excluding sixty six million eighty nine thousand all other issuances on this Issue Date and fifteen Rand) The Pricing Supplement does not contain any additional terms and conditions or changes to the terms and conditions as contained in the Programme Memorandum Investors should study the Applicable Pricing Supplement for full details of the terms and conditions applicable to these Notes Date: 22 February 2024 Debt Sponsor: Investec Bank Limited Bongani.Ntuli@investec.co.za