CAPITEC BANK HOLDINGS LIMITED
Registration Number: 1999/025903/06
Incorporated in the Republic of South Africa
Registered bank controlling company
Share Code: CPI
ISIN Number: ZAE000035861

DEALINGS IN SECURITIES BY A PRESCRIBED OFFICER

In compliance with paragraphs 3.63 to 3.74 of the JSE Limited Listings
Requirements, the following information relating to the dealings in
securities by a prescribed officer is disclosed:

 NAME OF PRESCRIBED OFFICER        HAJ Lourens

 COMPANY OF WHICH HE IS A          Capitec Bank Holdings Limited
 PRESCRIBED OFFICER

 NATURE OF TRANSACTIONS            Exercise of options through
                                   net equity settlement
                                   (off-market transactions)

 TYPE OF SECURITIES                Options to acquire ordinary
                                   shares

 CLASS OF SECURITIES               Ordinary

 DATE OF TRANSACTIONS              15 August 2022       (1)-(4)

 NUMBER OF OPTIONS EXERCISED       2    710             (1)
                                   2    014             (2)
                                   2    416             (3)
                                   1    617             (4)

 NUMBER OF ORDINARY SHARES         1 158                (1)
 ACQUIRED AS A RESULT OF NET         739                (2)
 EQUITY SETTLEMENT                   777                (3)
                                     397                (4)

 OPTION STRIKE PRICE (RAND)        R    473.05          (1)
                                   R    705.93          (2)
                                   R    881.76          (3)
                                   R1   175.01          (4)

 STRIKE DATE OF OPTIONS            12 April 2022        (1)–(4)

 PERIOD OF EXERCISE                Participants have a six month
                                   period from the strike date
                                   during which options can be
                                   exercised.

 NATURE AND EXTENT OF THE          Direct, beneficial
 PRESCRIBED OFFICER’S INTEREST
 IN THE TRANSACTIONS
 NAME OF PRESCRIBED OFFICER        HAJ Lourens

 COMPANY OF WHICH HE IS A          Capitec Bank Holdings Limited
 PRESCRIBED OFFICER

 NATURE OF TRANSACTION             Disposal
                                   (on-market transaction)

 CLASS AND TYPE OF SECURITIES      Ordinary shares

 NUMBER OF SECURITIES TRANSACTED   14 029


 DATE OF TRANSACTION               15 August 2022

 PRICE PER SECURITY (RAND)         High: R2 163.93
                                   Low: R2 102.50
                                   VWAP: R2 149.15

 TOTAL RAND VALUE OF SECURITIES    R30 150 422.92
 TRANSACTED

 NATURE AND EXTENT OF THE          Direct, beneficial
 DIRECTOR’S INTEREST IN THE
 TRANSACTION

Clearance to deal in the securities by the prescribed officer was obtained
in accordance with paragraph 3.66 of the JSE Limited Listings
Requirements.

16 August 2022
Stellenbosch

Sponsor
PSG Capital